CAROLINAS TELCO FEDERAL CREDIT UNION

At Carolinas Telco, we believe in building strong financial futures for our members and the community. Located at 3921 Tuckaseegee Rd, Charlotte, NC 28208, our credit union has been a trusted partner since we opened our doors in 1979. With a rich history and a commitment to member satisfaction, we proudly serve over 32,000 members, offering a wide range of financial products and services tailored to meet your needs. While you can visit us at our branch for personalized service, please note that any official correspondence should be sent to our mailing address: PO Box 668467, Charlotte, NC 28266-8467. Our dedication to community welfare is evident in our impressive financial standing. As of now, we manage total assets of $529,330,835, with $48,521,851 in deposits and a net worth of $76,572,378. We also maintain a healthy loan portfolio with over 18,966 loans and leases to support your dreams whether it's purchasing a new car or financing a home. Led by our experienced CEO Jimmy Womack Jr. and Board President Larry Davis, our team of 110 employees is here to guide you every step of the way. We take pride in offering personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We understand that banking today needs to be convenient; that's why we provide online and mobile banking options alongside traditional drive-thru service for deposits and withdrawals. If you're looking for reliable financial advice or solutions tailored just for you, don't hesitate to reach out at 800-622-5305 or visit us online at ctelco.org. Join us at Carolinas Telco where your financial well-being is our top priority!

Welcome to Carolinas Telco, conveniently located at 3921 Tuckaseegee Rd, Charlotte, NC 28208. We pride ourselves on being easily accessible for all our members in the vibrant community of Mecklenburg County. Whether you're coming from nearby landmarks like the bustling West Boulevard or the scenic parks around the area, finding us is a breeze. Our branch offers ample parking and features that comply with ADA standards, ensuring that everyone can access our services comfortably. If you prefer banking on the go, take advantage of our drive-thru service for quick deposits, withdrawals, and simple transactions without leaving your vehicle. We're open to serve you during convenient hours: visit us Monday, Thursday, and Friday from 9:00 AM to 5:30 PM, or stop by on Tuesday and Wednesday from 9:00 AM to 5:00 PM. Our friendly team is always ready to help you with personal banking needs like checking and savings accounts, auto loans, mortgage options, and even business banking solutions. While members can visit us at 3921 Tuckaseegee Rd, official correspondence should be sent to our mailing address at PO Box 668467, Charlotte, NC 28266-8467. For any questions or assistance, feel free to call us at 800-622-5305. We look forward to welcoming you to Carolinas Telco! Come in and discover how we can help you achieve your financial goals today!

At Carolinas Telco, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is straightforward and welcoming, as we aim to make banking personal and accessible for you. To become a member, you simply need to live, work, or worship in the areas we serve or have a family member who is already part of our credit union. It's all about building connections and supporting one another! Once you meet these simple eligibility criteria, opening an account is just a phone call away. You can reach us at 800-622-5305 for any questions or assistance you may need throughout the process. For more detailed information about eligibility requirements, feel free to visit our website at Carolinas Telco. We're excited to welcome you to our family at 3921 Tuckaseegee Rd, Charlotte, NC 28208, where your journey towards better financial health begins!

At Carolinas Telco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial position, which is designed to provide you with peace of mind. With a net worth of $76,572,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of $1,442, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,726,035 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,964,378 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,194 in used auto loans and $290,052,638 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $1,024,176. Additionally, we boast a total of 55,551 accounts, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolinas Telco is your trusted partner. Visit us at 3921 Tuckaseegee Rd Charlotte Nc 28208 or call (800) 622-5305 to learn more about how we can help you achieve your financial goals.