Looking for the best low rate loans in Charlotte, NC? Compare offers from trusted local lenders to find a personal loan that fits your budget and goals. Whether it’s for debt consolidation, home improvements, or unexpected expenses, we help you get affordable, flexible financing fast.
Charlotte residents deserve borrowing options that are simple and fair. By exploring multiple loan offers side-by-side, you can choose the right terms without the hassle. Start today and take control of your finances with confidence, knowing you’re supported by lenders who care about our community.
Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.
First Flight's 10 year conforming loan has an APR of 6.54% today, while the 15 year conforming loan is at 6.39% . There's no change in rates compared to 7 or 30 days ago for either loan. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.
Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.
Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| CAROLINAS TELCO FEDERAL CREDIT UNION | 9115 HARRIS CORNERS PKWY CHARLOTTE NC 28269 | E-Statements E-Signature | Assets: $513,274,814 Deposits: $44,685,403 Net Worth: $74,040,871 Employees: 93.0 Members: 32,491 |
| ALLEGACY FEDERAL CREDIT UNION | 3021 PROSPERITY CHURCH RD CHARLOTTE NC 28269 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $2,319,045,145 Deposits: $189,847,490 Net Worth: $261,385,413 Employees: 406 Members: 178,929 |
| TRULIANT FEDERAL CREDIT UNION | 3024 PROSPERITY CHURCH RD B CHARLOTTE NC 28269 | ATM P2P E-Statements E-Signature | Assets: $5,221,549,692 Deposits: $234,561,407 Net Worth: $463,583,525 Employees: 926 Members: 344,463 |
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