Personal Loans in Charlotte, NC

Looking for the best low rate loans in Charlotte, NC? Compare offers from trusted local lenders to find a personal loan that fits your budget and goals. Whether it’s for debt consolidation, home improvements, or unexpected expenses, we help you get affordable, flexible financing fast.

Charlotte residents deserve borrowing options that are simple and fair. By exploring multiple loan offers side-by-side, you can choose the right terms without the hassle. Start today and take control of your finances with confidence, knowing you’re supported by lenders who care about our community.

Filters

Lender
APR
Term
Amount
Link
Info
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
allegacy
8.99 - 14.75 %
∞
ncsecu
9.25 - 12.75 %
0.5 - 6 Yrs
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
advancial
9.9 %
∞
cafcu
9.99 - 13.99 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Allegacy's Consolidation loan has an APR of 8.99% , which is unchanged from 7, 30, 60, and 90 days ago. The Lifestyle loan rate is 9.85% APR and has also stayed steady over the same periods. State Employees' has a Closed–end fixed rate personal loan with an APR of 9.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature term note has a fixed APR of 11.75% , also unchanged during these time frames.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. Advancial's Signature loan and True line of credit both have an APR of 9.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
CAROLINAS TELCO FEDERAL CREDIT UNION
9115 HARRIS CORNERS PKWY CHARLOTTE NC 28269
E-Statements
E-Signature
Assets: $513,274,814
Deposits: $44,685,403
Net Worth: $74,040,871
Employees: 93.0
Members: 32,491
ALLEGACY FEDERAL CREDIT UNION
3021 PROSPERITY CHURCH RD CHARLOTTE NC 28269
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,319,045,145
Deposits: $189,847,490
Net Worth: $261,385,413
Employees: 406
Members: 178,929
TRULIANT FEDERAL CREDIT UNION
3024 PROSPERITY CHURCH RD B CHARLOTTE NC 28269
ATM
P2P
E-Statements
E-Signature
Assets: $5,221,549,692
Deposits: $234,561,407
Net Worth: $463,583,525
Employees: 926
Members: 344,463

🏘️ All the Lenders Available in Mecklenburg County, NC

✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅ALLEGACY FEDERAL CREDIT UNION
✅SKYLA FEDERAL CREDIT UNION
✅TRULIANT FEDERAL CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅CHARLOTTE FIRE DEPARTMENT CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅SELFHELP CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅PIEDMONT ADVANTAGE CREDIT UNION CREDIT UNION
✅NOVA CREDIT UNION
✅UNIVERSITY OF SOUTH ALABAMA FEDERAL CREDIT UNION
✅PAMCEL COMMUNITY FEDERAL CREDIT UNION
✅SHARONVIEW FEDERAL CREDIT UNION
✅FOUNDERS FEDERAL CREDIT UNION
✅BLUE FLAME 63519 CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅CECIL COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅CAROLINA COOPERATIVE FEDERAL CREDIT UNION

Compare other loan types in Charlotte, NC

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