Personal Loans in Charlotte, NC

Looking for the best low rate loans in Charlotte, NC? Compare offers from trusted local lenders to find a personal loan that fits your budget and goals. Whether it’s for debt consolidation, home improvements, or unexpected expenses, we help you get affordable, flexible financing fast.

Charlotte residents deserve borrowing options that are simple and fair. By exploring multiple loan offers side-by-side, you can choose the right terms without the hassle. Start today and take control of your finances with confidence, knowing you’re supported by lenders who care about our community.

Filters

Lender
APR
Term
Amount
Link
Info
sharonview
10.99 - 13 %
abnbfcu
11.24 - 18 %
foundersfcu
11.5 - 18 %
centra
11.6 - 19.1 %
3.6 - 5.5 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
americafirst
12.49 - 16.49 %
1 Yrs
deereemployeescu
14.74 %
latinoccu
15 - 18 %
$20,000
langleyfcu
15.24 - 18 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sharonview's All–purpose loan has an APR of 10.99% today, which is up from 10.74% seven and thirty days ago. The Personal access line of credit (PAL) stays steady at 13% APR with no change over the past 90 days. Abnb's Personal loan has an APR of 11.24% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates are slightly higher than 7, 30, 60, and 90 days ago, when they were 11.4% . The rates for both products have moved up by the same amount over the past few weeks.

Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Empeople's Signature personal loan has an APR of 14.74% , which is unchanged from 7, 30, 60, and 90 days ago. Their Line of credit loan carries a 17.99% APR, also steady compared to 30, 60, and 90 days earlier. Latino Community has a Credit builder loan with an APR of 6% , unchanged from 90 days ago. Their Personal loan, signature has a 15% APR, steady compared to 30 and 60 days ago. The Signature personal loan has a 16% APR today, which is up from 15% thirty and sixty days ago but the same as 90 days ago.

Langley has a Credit builder loan with an APR of 6.5% , which has stayed steady over the past 90 days. Their Personal loan has an APR of 15.24% today, unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
CAROLINAS TELCO FEDERAL CREDIT UNION
9115 HARRIS CORNERS PKWY CHARLOTTE NC 28269
E-Statements
E-Signature
Assets: $513,274,814
Deposits: $44,685,403
Net Worth: $74,040,871
Employees: 93.0
Members: 32,491
ALLEGACY FEDERAL CREDIT UNION
3021 PROSPERITY CHURCH RD CHARLOTTE NC 28269
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,319,045,145
Deposits: $189,847,490
Net Worth: $261,385,413
Employees: 406
Members: 178,929
TRULIANT FEDERAL CREDIT UNION
3024 PROSPERITY CHURCH RD B CHARLOTTE NC 28269
ATM
P2P
E-Statements
E-Signature
Assets: $5,221,549,692
Deposits: $234,561,407
Net Worth: $463,583,525
Employees: 926
Members: 344,463

🏘️ All the Lenders Available in Mecklenburg County, NC

Compare other loan types in Charlotte, NC

Why compare Personal Loans in Charlotte, NC on LendMesh

If you’re exploring the best low rate loans in Charlotte, NC, it pays to keep comparing offers on LendMesh. Our platform connects you with multiple lenders, helping you uncover better deals and more affordable options tailored to your needs. Taking a little extra time now can lead to significant savings and smarter borrowing decisions.

For Charlotte borrowers seeking the best rates, consider subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you when loan offers fall below that threshold. You’ll receive expert insights, rate trends, and curated loan deals weekly or monthly—helping you stay informed and ready to act when the perfect loan appears.

Customers are also interested in:

Best Low Rate Loans