Truliant Credit Union Charlotte NC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Truliant, your trusted partner in financial wellness located at 3024 Prosperity Church Rd B, Charlotte, NC 28269. Since our establishment in 1952, we have proudly served our community with a commitment to member satisfaction and financial growth. With over 344,463 members, we strive to create a welcoming environment where everyone feels at home. At Truliant, we understand that each member has unique financial needs. That's why we offer a diverse range of services, including personal banking, auto loans, mortgages, and credit cards with rewards. Our goal is to empower you with the tools necessary for financial success while ensuring your funds are secure. Currently, our total assets stand at an impressive $5,221,549,692, reflecting our stability and commitment to serving you better. While members can visit us at 3024 Prosperity Church Rd B, official correspondence should be sent to our mailing address: 3024 B Prosperity Church Rd, Charlotte, NC 28270. We also take pride in maintaining a robust net worth of $463,583,525, alongside total deposits of $234,561,407 and cash in hand amounting to $48,086,140. These figures showcase our strong financial foundation and ability to support your aspirations. Led by our dedicated CEO, William Hall, and Board President James Flythe Jr., our team of 926 employees is here to provide exceptional service every day from 9 AM to 5 PM Monday through Thursday and until 6 PM on Friday. If you have any questions or need assistance, feel free to reach out to us at 704-522-1955. Join us today at Truliant where your financial future matters! Visit us online at Truliant FCU or stop by for personalized service that puts you first.

Branch History & Mission

Welcome to Truliant, a cornerstone of financial support in the heart of Charlotte, NC. Established in 1952, our branch has grown alongside our community, serving as a reliable partner for over 344,463 members. Located at 3024 Prosperity Church Rd B Charlotte Nc 28269, we are easily accessible for anyone looking to improve their financial well-being. Our journey began with a simple mission: to provide quality financial services while fostering a sense of community and belonging. Over the years, we have expanded our offerings and adapted to the needs of our members, currently managing total assets of $5,221,549,692. Our commitment remains steadfast to empower individuals and families through personalized banking solutions. At Truliant, we believe that banking should be both accessible and supportive. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. We understand that every member's needs are unique, which is why our dedicated staff works diligently to tailor our services accordingly. While members can visit us at 3024 Prosperity Church Rd B Charlotte Nc 28269, official correspondence should be sent to 3024 B Prosperity Chrurch Rd, Charlotte, NC 28270. This ensures that we handle your requests promptly and efficiently. Our operating hours are convenient too; we're open from 9 AM to 5 PM Monday through Thursday, and 9 AM to 6 PM on Fridays, making it easy for you to stop by whenever you need us. In addition to traditional banking services, we've embraced digital advancements that enhance your experience with us. Whether you're using online banking or mobile payments, we're committed to ensuring that your transactions are smooth and secure. We also maintain an ATM on-site for your convenience. Community engagement is at the core of our mission. We actively participate in local outreach efforts and partnerships that uplift those around us. By supporting various initiatives, we strive not just to be a bank but a true community partner. As we look toward the future, our commitment remains clear: we're here for you. If you haven't joined us yet, now is the perfect time! Experience the benefits of being part of the Truliant family where your financial goals become our priority. Give us a call at (704) 522-1955 or visit us online at https://www.truliantfcu.org/ to learn more about how you can become a member today!

Branch Location & Accessibility

Banking Services Tailored for You

At our branch, you'll find a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the flexibility of online and mobile banking for those times when visiting in person isn't possible. And if you need cash quickly, we have ATM access available right here at the branch. While members can visit us at 3024 Prosperity Church Rd B for all their banking needs, official correspondence should be sent to our mailing address: 3024 B Prosperity Church Rd, Charlotte, NC 28270.

Come Visit Us!

If you're ready to experience exceptional service and support from a team that cares about your financial well-being, don't hesitate to stop by or give us a call at 704-522-1955. We look forward to welcoming you into the Truliant family!

Convenient Access and Parking

At Truliant, we understand that convenience matters. Our branch offers ample parking space, making it easy for you to stop by without any hassle. We also prioritize accessibility with features such as ADA compliance, ensuring that everyone can visit our location comfortably.

Operating Hours That Fit Your Schedule

We're here to help when you need us! Our lobby hours are designed with your busy lifestyle in mind: we're open from 9 AM to 5 PM Monday through Thursday, and extend our hours until 6 PM on Fridays. Whether you're looking to open an account, apply for a loan, or just ask a question, we're ready to assist you during these convenient hours.

Member Eligibility

Becoming a member of Truliant is like joining a family that truly cares about your financial well-being. At our branch located at 3024 Prosperity Church Rd B Charlotte Nc 28269, we welcome anyone who shares our commitment to community and growth. If you live, work, worship, or attend school in the areas we serve, you're already on the right path to membership! We believe everyone deserves access to quality financial services, so whether you're starting your first savings account or looking for a loan, we have options tailored just for you. For more detailed eligibility criteria, feel free to check out our resource at https://WWW.TRULIANTFCU.ORG/bank/become-a-member. Opening an account with us is easy and straightforward. You can visit us in person or start the process online through our account opening page at https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web. If you have any questions along the way, don't hesitate to reach out at (704) 522-1955. Joining Truliant means you're not just a number; you're part of a supportive community dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,427 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $25 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $796,757,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we provide essential merchant services that help streamline your operations. Picture processing payments quickly at your busy restaurant or managing payroll seamlessly our tools are designed with practicality in mind. We're here to help you focus on what you do best: running your business. Located at 3024 Prosperity Church Rd B Charlotte Nc 28269 in Charlotte, NC, we invite you to explore how our services can empower your business today. Reach us at (704) 522-1955 for more information!

Comprehensive List Of Services

Business Banking Support

For business owners, our business banking services, including merchant services and business loans, are tailored to help grow your enterprise. Whether you're just starting out or looking to expand, we're here to provide the resources needed for success.

Convenient Access Anytime

At Truliant, convenience matters. With access to ATMs for cash withdrawals and balance checks along with online tools that let you manage all aspects of your finances, banking has never been easier. Plus, if you prefer face-to-face interactions, our friendly staff is available during lobby hours from 9 AM to 5 PM Monday through Thursday, and until 6 PM on Fridays. Ready to explore all that we have to offer? Visit us at 3024 Prosperity Church Rd B Charlotte Nc 28269 or call us at (704) 522-1955 today! Your financial journey starts here at Mallard Creek let's achieve your goals together!

Financial Flexibility with Personal Loans

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. We understand how important it is to have financial flexibility, whether it's for medical bills or consolidating debt into manageable payments. Our team will work with you to find a solution that fits your unique situation.

Home Ownership and Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we provide personalized service tailored to fit your needs. Our experts can guide you through the process, making it as smooth as possible.

Personal Banking Made Simple

Whether you're looking to open a checking or savings account, or perhaps you need assistance with managing your finances, our personal banking services are designed with you in mind. With options like checking and savings accounts, we make it easy for you to manage your day-to-day finances. Imagine having access to your funds whenever you need them, thanks to our online and mobile banking features. These tools allow you to check balances, transfer money, and even pay bills from the comfort of your home or on the go.

Rewarding Credit Card Options

Don't forget about our credit cards with rewards! Enjoy earning points for everyday purchases while benefiting from competitive interest rates. It's a great way to make your spending work for you.

Vehicle Financing Solutions

If you're considering purchasing a new vehicle, look no further than our auto loans and vehicle financing options. We offer competitive rates that can help turn your dream of owning a car into reality. Picture yourself driving off in that new car without the stress of overwhelming payments we're here to support you every step of the way.

Digital & Online Banking

Convenient Online Services

With our online banking platform, available at https://www.truliantfcu.org/, you can access your accounts 24/7. Whether you're checking your balance, paying bills, or transferring funds, everything is just a click away. We also offer e-statements to help you keep track of your transactions without the clutter of paper making it not only convenient but also eco-friendly.

Enhanced Security Features

Your security is our top priority. At Truliant, we use electronic signature authorization for secure transactions and person-to-person transfers, ensuring that your information remains protected while you send money to friends or family quickly and easily.

Mobile Banking on the Go

Our mobile application makes banking even more convenient. With mobile payments available, you can make purchases directly from your phone without having to carry cash or cards. You can download the app today and manage your finances anywhere life takes you. In addition to these features, we offer real-time account management so you can stay updated on your financial health anytime. Whether you're at home or out running errands, our digital services are designed to fit into your lifestyle seamlessly. Join us at Truliant and experience the freedom that comes with modern banking solutions tailored just for you!

Financial Strength

Commitment to Growth

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $55,697 in used auto loans and $4,271,826,575 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 689,461, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,953,049. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 3024 Prosperity Church Rd B Charlotte Nc 28269 or call (704) 522-1955 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $20,719,698 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a brand-new model, our financing options are straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and strive to support our local entrepreneurs with tailored financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. We work closely with you to navigate the process and ensure you find a solution that fits your budget.

Refinancing Options

If you already have existing loans and are looking for better rates or terms, we offer refinancing options that can save you money in the long run. Talk to us about how we can help improve your current loan situation. At Truliant located at 3024 Prosperity Church Rd B Charlotte Nc 28269, we prioritize our members' financial wellness. If you have questions or want to explore your options further, feel free to call us at 704-522-1955. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take a step towards securing your financial future!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These cards provide the freedom to make purchases while offering rewards that can benefit you over time.

Loan Aggregator

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TRULIANT FEDERAL CREDIT UNION - Charlotte, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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