At Carolinas Telco, we believe in putting our members first, fostering a sense of community and belonging across North Carolina. Our mission is to provide accessible financial solutions that empower individuals and families, ensuring that every member feels valued and supported. Under the leadership of CEO Jimmy Womack Jr. and Board President Larry Davis, we are committed to enhancing the lives of our members through innovative services and personalized care. With modern conveniences such as electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support, we strive to make banking simple and efficient for everyone. Explore more about us at our official website: https://www.ctelco.org/ , or reach out via fax at nan for any inquiries you may have. Join us on this journey towards financial well-being where your needs always come first!

At Carolinas Telco, we understand that every financial journey is unique, which is why we offer a comprehensive range of services designed to meet the needs of our members across North Carolina. From everyday personal banking options like checking and savings accounts to more specialized services such as mortgage loans and auto financing, our goal is to support you at every step. Imagine buying your first home—our mortgage specialists are here to guide you through the process, helping you find the right loan with competitive rates that fit your budget. For those looking to manage daily expenses or consolidate debt, our personal loans provide flexible solutions that can ease financial stress.

For business owners in North Carolina, Carolinas Telco offers tailored banking support, including merchant services and business loans that can help you grow your enterprise. We know that running a business comes with its own set of challenges, so we strive to make banking as seamless as possible. With digital conveniences like our user-friendly online banking platform and mobile application, accessing your accounts has never been easier. You can make person-to-person payments instantly, view e-statements for easy tracking of your finances, and enjoy mobile payment options for hassle-free transactions on the go. Plus, with electronic signature capabilities, signing documents is quick and secure. At Carolinas Telco, we're committed to providing accessible and flexible financial solutions that empower our members to achieve their goals and live confidently.

At Carolinas Telco in NC, we believe that banking should be simple and accessible for everyone. Becoming a member and opening an account with us is as easy as a few clicks or a quick visit to one of our friendly branches. You can check your eligibility for membership anytime by visiting . Our values are rooted in trust, community engagement, and personalized service; we are dedicated to helping our members achieve their financial goals while fostering a sense of belonging within our community. Whether you’re looking for personal banking solutions, auto loans, or mortgage refinancing, we prioritize your needs and provide reliable financial services tailored just for you. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs!