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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union, your trusted partner in financial well-being since 1937. Located conveniently at 119 N Salisbury St, Raleigh, NC 27603, we are dedicated to serving our community with personalized banking solutions tailored to your needs. As a member-owned institution, we pride ourselves on providing exceptional service and fostering strong relationships with our members. With over 2.8 million members and total assets exceeding $57 billion, we are proud to be a pillar of financial stability in the region. Our commitment goes beyond numbers; we strive to empower you through various services including loans, savings, and financial education. Currently, we offer an impressive portfolio of 1,194,630 loans and leases, reflecting our dedication to helping you achieve your dreams, whether that's buying a new car or purchasing your first home. Under the leadership of our CEO, Leigh Brady, and Board President, Mona Moon, our team of over 8,200 employees is here to support you every step of the way. We understand that banking can feel overwhelming at times, but with our friendly staff ready to assist you, you'll always find guidance and clarity when navigating your finances. While members can visit us at the Raleigh branch for all their banking needs, official correspondence should be sent to the same address: 119 N Salisbury St, Raleigh, NC 27603. For any inquiries or assistance, don't hesitate to reach out at 919-839-5000 or explore our services online at ncsecu.org. Join us today and experience firsthand how State Employees' Credit Union can enhance your financial journey!
Branch History & Mission
Commitment to Innovation
In today's fast-paced world, we're committed to embracing technology that enhances member experience. We offer convenient online banking options, mobile payments, and electronic signatures for easy access to services. Our branch operates from Monday through Friday from 8:30 AM to 5:30 PM, ensuring that we're available when you need us.
Community Engagement
We take pride in actively participating in local outreach efforts and forming partnerships that uplift our community. Whether through educational programs or sponsorships for local events, State Employees' is dedicated to giving back and supporting initiatives that matter most.
Join Us
We invite you to become part of the State Employees' family. Experience firsthand how we blend traditional values with modern convenience to better serve you. Explore membership options today and discover how we can help you achieve your financial dreams! For more information or assistance, feel free to contact us at 919-839-5000 or visit our website at ncsecu.org. Join us on this journey toward financial well-being!
Our Evolution
Since opening our doors, State Employees' has evolved significantly. Initially founded to serve state employees, we have expanded our reach to include diverse members from all walks of life. Today, with total assets of over $57 billion, we are one of the largest credit unions in the region. Our journey reflects not just growth in numbers but also an unwavering dedication to providing exceptional service.
Our Mission
Our mission is clear: to offer accessible financial services while fostering a strong sense of community. We believe that everyone deserves a chance to succeed financially. That's why we provide various products and services tailored to meet the unique needs of our members. From personal loans to savings accounts, we aim to empower individuals and families in achieving their financial goals. While members can visit us at 119 N Salisbury St, official correspondence should be sent to the same address as our mailing address: 119 N Salisbury St, Raleigh, NC 27603.
Branch Location & Accessibility
Get In Touch!
Ready to experience personalized service? Call us at 919-839-5000 or stop by our State Employees' branch today! We're here to help you with all your financial needs.
Nearby Landmarks and Accessibility
Situated near several local landmarks, our branch is just a short stroll from the vibrant downtown area. This central location means you're never far from great restaurants and shops. We also prioritize accessibility; our branch is designed to be welcoming for everyone, with ADA-compliant features including ramps and accessible parking options.
Operating Hours and Services
We're open Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you have ample opportunity to visit us during the week. While we currently do not offer ATM or drive-thru services at this location, our dedicated staff is always ready to assist you inside the branch with all your banking inquiries. For any official correspondence, please remember that while you can visit us at 119 N Salisbury St, official mail should be directed to the same address for consistency.
Member Eligibility
At State Employees', we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that supports your financial journey. If you're interested in becoming part of our family, you'll be glad to know that eligibility is simple and inclusive. Generally, anyone who lives, works, or worships in North Carolina can apply for membership. We also welcome immediate family members of current members, making it easy to share the benefits of our services with those you care about. To get started on your path to membership at State Employees', simply check out the detailed eligibility criteria at http://www.ncsecu.org/join#eligibility. When you're ready to open your account, the process is straightforward and can be done online at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, feel free to give us a call at (919) 839-5000. We're here to help you every step of the way!
Business Banking & Commercial Services
Loan Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs.
Merchant Services That Make a Difference
Imagine being able to accept payments easily and securely while keeping track of your finances all in one place. Our merchant services provide the tools you need to process transactions efficiently, making it easier for your customers to do business with you. This not only enhances customer satisfaction but also streamlines your operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Reach out today at (919) 839-5000 to learn how we can partner with you on your journey towards success!
Comprehensive List Of Services
Digital Banking Convenience
In today's fast-paced world, digital banking plays a vital role in how we manage our money. At Corporate Office, we provide online banking services that let you handle transactions from the comfort of your home or on the go. With features like mobile payments and e-statements, you can stay on top of your finances without needing to visit the branch physically. Our mobile application ensures that your accounts are just a tap away, making it easier than ever to check your balance or make payments anytime.
Everyday Banking Needs
For our members who need easy access to their funds, we offer ATM Services Only. This feature allows you to withdraw cash, check balances, and perform other essential transactions conveniently without the hassle of long lines. We know that life can get busy, which is why having access to ATMs is crucial for managing your day-to-day finances.
Join Us Today!
If you're ready to experience the benefits of membership at State Employees', we invite you to visit us or explore our website at https://www.ncsecu.org/ for more information on how to become a member and take advantage of all our services. We look forward to helping you achieve your financial dreams!
Personalized Support
We pride ourselves on being more than just a financial institution; we aim to be your trusted partner in achieving your financial goals. Our knowledgeable staff is always ready to assist you with any questions about our services or help you navigate through our offerings. If you're considering opening an account or exploring loan options, don't hesitate to reach out at (919) 839-5000 during our operating hours from Monday to Friday, 8:30 AM - 5:30 PM.
Digital & Online Banking
Easy Transfers and Management
While we currently don't support person-to-person transfers, our online platform allows for easy management of your accounts. Whether you're moving money between accounts or setting up recurring payments, everything is straightforward and efficient. In this fast-paced world, having the ability to manage your finances in real-time adds peace of mind. At State Employees', we prioritize keeping your information secure while ensuring that accessing your funds is as easy as possible. Take charge of your financial future today by exploring all that our digital and online banking services have to offer! Visit us at https://www.ncsecu.org/ to learn more.
Key Services Available
Our online banking service is available 24/7, meaning you can check your account balance, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you'll always have access to your accounts right at your fingertips. Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you prefer to go paperless, we offer e-statements that keep your financial records organized and accessible without the clutter of physical paperwork. And for those who love using their smartphones, our mobile application provides a convenient way to bank on the go. You can even make mobile payments directly from your device making transactions quick and hassle-free.
Financial Strength
A Strong Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Growing Membership Base
We have built a strong community with a total of 5,850,875 share accounts. This growing member base shows that many trust us with their finances. Our net shares available for lending and investments stand at $574,556,810, further highlighting our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 119 N Salisbury St Raleigh Nc 27603 or call (919) 839-5000 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 7,729 full-time employees and 529 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; we have $193,516 in used auto loans and $34,904,944,116 in total loans and leases available for our members.
Loan Offering
Additional Offerings
For those needing extra flexibility, we provide various credit lines tailored to meet different needs. With total credit lines reaching $18,909,000,000, our offerings ensure that you have access to funds when it matters most. If you're considering refinancing any existing loans or want to learn more about eligibility options for our products, please don't hesitate to reach out. We're here to assist you every step of the way. For more information or to discuss which loan option might be right for you, contact us at (919) 839-5000 or visit us at our branch located at 119 N Salisbury St Raleigh Nc 27603 in Raleigh, NC. You can also find additional details and resources on our website at https://www.ncsecu.org/. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We are here to guide you through every step of the process so that you can feel confident in your investment.
Unsecured Credit Card Loans
Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with competitive rates and no hidden fees.
Loan Aggregator
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