North Carolina Press Association Credit Union Raleigh NC

Introduction

Welcome to North Carolina Press Association, your trusted partner in financial services located at 119 N Salisbury St, Raleigh, NC 27603. Since our establishment in 1984, we have been dedicated to supporting our community and enhancing the financial well-being of our 1,327 members. With total assets exceeding $9,836,919 and total deposits of $964,781, we pride ourselves on providing a secure and reliable banking experience. At North Carolina Press Association, we understand that every member has unique financial needs. That's why we offer a variety of services tailored just for you. Whether you're looking for loans or savings solutions, our team is here to help you every step of the way. Currently, we manage a robust loan portfolio with a total of 323 loans and leases available for our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 27744, Raleigh, NC 27690. We are led by our CEO, Daniel Morris, and guided by our Board President, Cathy Wallace, who are both committed to ensuring that North Carolina Press Association remains a pillar of trust within the community. With a strong foundation built on integrity and service, we invite you to join us in achieving your financial goals. For any inquiries or assistance, don't hesitate to reach out at 919-839-5338. We look forward to welcoming you into the North Carolina Press Association family!

Branch History & Mission

Community Engagement

We take pride in our partnerships and outreach efforts within the Raleigh area. Whether it's sponsoring local events or collaborating with other organizations for community development projects, we are dedicated to making a difference. Our team understands the importance of being there for our members not just during transactions but also as active participants in their lives. As technology advances, we continuously adapt our offerings to ensure accessibility and convenience for all members. Our online banking services allow you to manage your finances from anywhere while keeping your data secure. Although we currently do not offer ATM or drive-thru services at this branch, we remain committed to finding new ways to enhance your experience.

Join Us Today!

If you're looking for a credit union that truly values its members and invests in its community, look no further than the North Carolina Press Association. We invite you to join us and experience firsthand how we can help you achieve your financial goals while making a positive impact right here in Raleigh. With our operating hours from 8:30 AM to 5:30 PM on weekdays, we're ready and eager to assist you! Call us today at 919-839-5338 or visit us at 119 N Salisbury St. Together, let's build a brighter future!

Mission Statement

The mission of the North Carolina Press Association is simple yet profound: we aim to provide exceptional financial services while actively participating in community development. This includes offering loans, savings options, and financial education tailored to meet the needs of our diverse membership. We believe that strong financial health leads to stronger communities. By prioritizing member-centric service and engagement, we strive to make a meaningful impact on those around us. While members can visit us at our main branch location, official correspondence should be sent to PO Box 27744, Raleigh, NC 27690. This dual address system ensures that all communications are handled efficiently.

Branch Location & Accessibility

Welcome to the North Carolina Press Association branch, your friendly neighborhood credit union located at 119 N Salisbury St in beautiful Raleigh, NC. Nestled right in the heart of Wake County, our branch is conveniently situated near popular local landmarks, making it easy for you to stop by and take care of your banking needs. At our Raleigh location, we pride ourselves on providing accessible services for all members. Our facility meets ADA compliance standards, ensuring everyone can visit us comfortably. Whether you're walking or driving, you'll find ample parking available nearby, allowing you to get in and out with ease. We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 8:30 AM to 5:30 PM. Have questions or need assistance? Don't hesitate to give us a call at 919-839-5338. Our team is here to help! While we don't offer ATM services or drive-thru banking at this location, we're dedicated to providing essential banking services directly within our branch. If you need to send official correspondence, please note that our mailing address is PO Box 27744, Raleigh, NC 27690. So whether you're a long-time member or considering joining our community, we invite you to come by and see how the North Carolina Press Association can support your financial journey. We look forward to welcoming you!

Member Eligibility

At North Carolina Press Association, we believe that joining our community means becoming part of something special. To become a member, you'll find that eligibility is quite accessible. If you're affiliated with the North Carolina Press Association or live, work, worship, or attend school in the surrounding areas, you're likely eligible to join us! We welcome individuals from various backgrounds because we want everyone to experience the benefits of being a member. Not only do you gain access to competitive financial services, but you also become part of a supportive network that values your needs and aspirations. Opening an account is simple and straightforward. For more details on how to become a member and what documents you'll need, feel free to check out our eligibility page. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (919) 839-5338. We're excited to welcome you to the North Carolina Press Association family, located conveniently at 119 N Salisbury St Raleigh Nc 27603!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions and enhance cash flow management. Imagine processing payments seamlessly while focusing on delivering great service to your customers. Our solutions are crafted to meet the everyday needs of businesses like yours, ensuring you have more time to concentrate on what matters most growing your enterprise. Located at 119 N Salisbury St Raleigh Nc 27603 in Raleigh, NC, our team is ready to partner with you on your journey. Give us a call at (919) 839-5338 or visit us during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday, to learn how we can help your business thrive!

Comprehensive List Of Services

Call to Action

We invite you to explore the services we offer at North Carolina Press Association and see how they can benefit you. Feel free to reach out via phone at (919) 839-5338 if you have any questions or would like more information about getting started with us. Your financial journey matters, and we're here to support you every step of the way!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we are proud to offer robust digital banking features. With options like online banking and mobile payments, managing your finances has never been easier. Picture this: you're at home on a busy evening, and you realize you need to check your account balance or transfer money. With just a few clicks or taps on your phone, you're able to take care of everything without stepping outside.

Everyday Banking Solutions

One of the primary offerings at North Carolina Press Association is our ATM Services Only. While we may not have traditional branches equipped with all the bells and whistles, our ATM services ensure that you can access your funds anytime, anywhere. Imagine being on a road trip, needing cash for a quick pit stop or unexpected expenses our ATMs provide that flexibility without delay.

Member-Centric Approach

At North Carolina Press Association, member satisfaction is at the heart of what we do. Our dedicated staff is always ready to assist you with any inquiries you might have about our services or your accounts. If you're unsure about how to use an ATM or want guidance on how to set up online banking, we're here to help make it simple and straightforward.

Digital & Online Banking

Key Services for Your Convenience

Our online banking services are available 24/7, ensuring that you can check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your device. Plus, if you're looking to go paperless, we offer e-statements so you can receive your account statements electronically no more waiting for the mail!

Mobile Features for On-the-Go Banking

If you're always on the move, you'll love our mobile payments feature. This allows you to make purchases right from your smartphone with ease. Although we don't have a dedicated mobile application yet, our website is fully optimized for mobile use so you can manage your accounts directly from your phone or tablet. In summary, digital and online banking at North Carolina Press Association empowers you with flexibility and control over your finances while keeping security front and center. Explore all these features today and take the first step towards hassle-free banking!

Security and Ease of Use

Security is our top priority at North Carolina Press Association. While we currently do not support electronic signature authorization, rest assured that your information is protected through advanced security measures. Our user-friendly interface makes navigation easy for everyone, whether you're tech-savvy or just getting started with online banking.

Financial Strength

Commitment to Innovation

With $1,837,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by our $2,612,189 in total loans and leases, including $64 in used auto loans that support our members' financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Carolina Press Association is your trusted partner. Visit us at 119 N Salisbury St Raleigh Nc 27603 or call (919) 839-5338 to learn more about how we can help you achieve your financial goals.

Efficiency and Growth

Our operational efficiency is reflected in our $46,814, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $32,094 available for lending and investments and a growing member base represented by 2,123, we are well-positioned to meet your needs.

Member Savings and Investment

Members' savings are secured through $419,453 in share certificates and $1,527,778 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,837,874, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $732,912 in used vehicle loans and $145,554 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget and lifestyle.

Credit Lines

For those who need extra flexibility, our credit lines are available with a total amount of $200,000. This product allows you to access funds as needed while providing the convenience of only paying interest on what you use. At North Carolina Press Association, we are committed to supporting our members' financial journeys. Whether you're interested in auto financing, mortgages, unsecured credit cards, or credit lines, our knowledgeable staff can assist you in finding the best solution for your needs. For more information about our loan offerings or to discuss eligibility options, please don't hesitate to contact us at (919) 839-5338 or visit us at 119 N Salisbury St Raleigh Nc 27603, Raleigh, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we provide Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're looking to secure a mortgage or explore refinancing options, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $270,159 in loans helping members manage their finances effectively, these options provide peace of mind when unexpected expenses arise.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when searching for loans. By relying on verified financial institutions, LendMesh guarantees that the information provided is accurate and reliable.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NORTH CAROLINA PRESS ASSOCIATION FEDERAL CREDIT UNION - Raleigh, NC

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