Home Equity Loans in Raleigh, NC

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5.367 - 8.286 %
20 Yrs
dcu
5.438 - 7.924 %
20 Yrs
50 %
sdfcu
5.74 - 8.5 %
20 Yrs
90 %
abnbfcu
5.75 - 7.24 %
2 - 15 Yrs
100 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
affinityplus
6.149 - 8.719 %
5 - 15 Yrs
90 %
deereemployeescu
6.24 - 6.74 %
10 Yrs
90 %
advancial
6.24 - 8.05 %
15 Yrs
revfcu
6.25 - 6.75 %
10 - 15 Yrs
ncsecu
6.25 - 7.25 %

Looking to tap into your Raleigh home's value? Compare home equity loan offers from trusted local lenders who understand North Carolina’s unique market. Whether you’re renovating, consolidating debt, or funding big projects, find flexible terms that fit your budget and timeline.

Raleigh homeowners deserve personalized service and fast funding without the hassle. Discover options with competitive rates and local expertise that puts your community first. Start comparing today and unlock the financial possibilities waiting in your home’s equity.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-04

Credit Union Loan Rates - Trends & Analysis:

First Technology's Home Equity rates today range from 5.37% to 8.29% , which is up slightly from 7 days ago but higher than the 30, 60, and 90–day ranges of 5% to 8% . The HELOC rates are between 7% and 7.12% , staying the same as 7 days ago but up compared to the lower ranges seen 30, 60, and 90 days ago. Digital's Home Equity loan has an APR range of 5.44% to 7.92% today, which is up from 5.25% to 6.75% seven days ago and higher than 5% to 6.5% thirty days ago. Compared to 60 and 90 days ago, the rates are lower now. The HELOC's APR range is 6.25% to 7.75% , unchanged from seven days ago but up from 6% to 7.5% thirty days ago and down from 6.75% to 8.49% sixty and ninety days ago.

State Department has a Home Equity rate range of 5.74% to 8.5% today, which is up from 5.24% to 8.5% seven and thirty days ago. The HELOC rate is 6.5% now, higher than the 6.25% seen over the past 7, 30, 60, and 90 days. Abnb has a HELOC with an APR range of 5.75% to 7.24% today. This rate range is the same as it was 7, 30, and 60 days ago. There has been no change in the APR for this product over the past two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Affinity Plus has a Home Equity APR range of 6.15% to 6.65% today, which is up from 5.9% to 6.39% seven and thirty days ago but higher than 60 days ago. The HELOC rate is 6.47% now, also up from 6.22% a week and a month ago and above the 6% rate from 60 days back. The Improvement loan's APR range is 7.91% to 8.72% , rising from 7.66% to 8.47% seven and thirty days ago and above the 7.24% Empeople's Home Equity loan has an APR range of 6.24% to 6.74% today. This is higher than the rates from 7, 30, 60, and 90 days ago, which were all 5.99% to 6.49% . The rates have gone up compared to each of those past periods.

Advancial's Home Equity rates today range from 6.24% to 8.05% , which is higher than 7 and 30 days ago when the range was 6.09% to 7.69% . The rates have also increased compared to 60 and 90 days ago, which were 6.01% to 7.66% . Rev's Home Equity rate is 6.25% today, which is up from 5% at 7, 30, and 60 days ago. The HELOC rate is 6.75% , the same as it was 7, 30, 60, and 90 days ago. State Employees' HELOC rates are 6.25% to 7.25% today, the same as 7, 30, and 60 days ago. These rates are lower than 90 days ago, when they ranged from 6.5% to 7.5% .

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