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Looking to lower your student loan payments in Raleigh, NC? Local credit unions offer refinancing options with competitive rates tailored to your needs, making it easier to manage your debt and save money.
Compare offers from Raleigh’s community-focused credit unions today. With flexible plans and friendly support, you’ll find a smart solution that fits your budget and helps you move forward with confidence.
Today’s Student Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
Affinity's Medical school loan (fixed) has an APR range of 2.08% to 14.97% today, up from 1.95% to 14.97% seven and 30 days ago but down from 2.29% to 14.97% sixty days ago. The Undergraduate student loan (fixed) APR is 2.08% to 17.49% , also up from 1.95% to 17.49% seven and 30 days ago and down from 2.19% to 17.49% sixty days ago, with the minimum rate lower than 90 days ago. Centra's Medical school loan (fixed) has an APR range of 2.08% to 14.97% , unchanged from 7 and 30 days ago but down from 60 and 90 days ago. The Undergraduate student loan (fixed) APR is 2.08% to 17.49% , unchanged from 7 and 30 days ago, up from 30 days ago, and down from 60 and 90 days ago.
Marine's Medical school loan (fixed) has an APR range of 2.08% to 14.97% , unchanged from 7 and 30 days ago but higher than 30 days ago and lower than 60 days ago. The Undergraduate student loan (fixed) APR is 2.08% to 17.49% , steady from 7 days ago, up from 30 days ago, and down from both 60 and 90 days ago. Rev's Medical school loan (fixed) has an APR range of 2.08% to 14.97% , unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. The Undergraduate student loan (fixed) APR is 2.08% to 17.49% , also unchanged from 7 and 30 days ago but up from 30 days ago and down from 60 and 90 days ago.
Connexus' Partnership Advance Education Loan (fixed) has an APR range of 2.45% to 8.7% today. This rate is unchanged from 60 days ago and down from 2.7% to 8.7% at 90 days ago. Corporate America Family's Partnership Advance Education Loan–Fixed Rate has an APR range of 2.45% to 8.7% today. This rate is unchanged from 7, 30, and 60 days ago but is lower than it was 90 days ago. Navy Federal Credit Union's fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago. The fixed APR for refinance loans is 4.45% , steady from 7 days ago but up from 30 and 60 days ago. Variable APRs are 6.18% for student loans, up from 6.14% seven and 30 days ago, and 4.81% for refinance loans, up from 4.77% seven days ago and 4.52% thirty and 60 days ago.
Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Undergraduate Student Loans is 7% , up from 6.75% over the past 7 and 30 days. Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR is 3.65% to 17.64% , up from 30 days ago but unchanged from 7 and 60 days ago, and higher than 90 days ago. Credit Human's OPAL, Not UCU or UMCU fixed–rate loans range from 4.25% to 12.74% , unchanged from 30, 60, and 90 days ago. Their Nursing Loan Refinance fixed–rate loans show APRs between 5% and 10.5% . Another OPAL fixed loan option has a range of 4.5% to 12.99% APR.