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Looking to lower your student loan payments in Raleigh, NC? Local credit unions offer refinancing options with competitive rates tailored to your needs, making it easier to manage your debt and save money.
Compare offers from Raleigh’s community-focused credit unions today. With flexible plans and friendly support, you’ll find a smart solution that fits your budget and helps you move forward with confidence.
Today’s Student Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
Langley's fixed–rate student loans with APRs ranging from 4.49% to 12.5% , unchanged from 30 and 60 days ago. Variable–rate loans have APRs between 5.49% and 13.5% , also steady compared to 30 and 60 days prior. University's Fixed Rate Loan Solution with APRs from 4.74% to 14.74% , unchanged from 7 and 30 days ago. Their Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, Fixed Rates range from 4.24% to 12.99% , and Variable Rates run from 5.49% to 12.49% , both unchanged from 7 and 30 days ago.
Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Loans ranging from 8% to 14.5% . Their Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , while Variable Rate Student Refinance Loans range from 5.75% to 10.5% . Affinity Plus's an Undergraduate Line of Credit with a fixed APR of 6.49% , unchanged from 7 and 60 days ago. The Graduate Line of Credit has a fixed APR of 7.99% , also steady compared to 7 and 60 days ago. The Student Loan Refinance rates start at 7.74% APR for both fixed and variable.
Abnb's Variable Rates student loan has an APR range of 7% to 9.5% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Allegacy's Share Loan fixed rates range from 5.75% to 6.25% , and the Computer Loan fixed rates range from 6% to 6.5% . Both loans show no change from 7 or 30 days ago. The College Loan fixed rate is 7.5% , unchanged from 7 and 30 days ago. Dupaco Community's variable student loan rates range from 7.5% to 9.75% APR, unchanged from both 7 and 30 days ago. Fixed rates are between 7.77% and 10.02% APR, also steady compared to the past week and month.
Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.