Home Equity Loans in Raleigh, NC

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
truliantfcu
6.39 - 9.5 %
20 Yrs
efirstflight
6.48 - 7.05 %
centra
6.49 - 9.49 %
15 Yrs
100 %
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
dupaco
6.5 - 7.35 %
30 Yrs
75 %
veridiancu
6.5 - 8.25 %
myconsumers
6.5 - 9.99 %
5 - 20 Yrs
80 %
bcu
6.75 - 7 %
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
affinityfcu
6.88 %
10 - 30 Yrs
80 %

Looking to tap into your Raleigh home's value? Compare home equity loan offers from trusted local lenders who understand North Carolina’s unique market. Whether you’re renovating, consolidating debt, or funding big projects, find flexible terms that fit your budget and timeline.

Raleigh homeowners deserve personalized service and fast funding without the hassle. Discover options with competitive rates and local expertise that puts your community first. Start comparing today and unlock the financial possibilities waiting in your home’s equity.

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-04

Credit Union Loan Rates - Trends & Analysis:

Truliant's Home Equity loan APR stays the same at 6.39% to 9.47% compared to 7, 30, 60, and 90 days ago. The HELOC APR is now 7% to 9.5% , which is up from 6.75% to 9.25% over the past 7, 30, 60, and 90 days. First Flight has a Home Equity rate of 6.48% today, unchanged from it was 7 and 30 days ago. The HELOC rate is 7.05% , also unchanged from both 7 and 30 days ago. Both rates have stayed steady over the past month. Centra's Home Equity rates are 6.49% to 9.49% today, the same as they were 7, 30, 60, and 90 days ago. The HELOC rates are 7% to 9% , which is up from 6.75% to 8.75% over the past 7, 30, 60, and 90 days.

University has a HELOC with an APR range of 6.5% to 17.99% today. This rate is the same as 7 days ago but higher than the 6.25% to 17.74% range from 30, 60, and 90 days ago. Dupaco Community has a HELOC with a 6.5% APR today, which is up from 6.25% seven days ago and higher than the 6.25% –6.75% range seen 30 and 60 days ago. Their Home Equity loan shows a range of 6.74% to 7.24% APR today. The HELOC rate is also above the 90–day range that started at 6.25% but went as high as 21% .

Veridian's HELOC has an APR range of 6.5% to 8.25% today. This is up from 7 days ago when the range was 6.25% to 8% , and also higher than the rates from 30, 60, and 90 days ago, which were the same as 7 days ago. Consumers has a HELOC with an APR range of 6.5% to 9.99% today. This is up from 6.25% to 9.75% seven, 30, 60, and 90 days ago. The rates have increased slightly compared to all those previous periods. Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Honda has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows a 7.25% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Affinity's HELOC has a minimum APR of 6.88% today, unchanged from 7 and 30 days ago but higher than the rate 30, 60, and 90 days ago when it was 6.63% . The rate has gone up since then and stayed steady over the past week.

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