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Latino Community Credit Union, Local Government Credit Union, North Carolina Press Association Credit Union, and State Employees' Credit Union each have branches in Raleigh. They appear in the local lender directory below, showing personal loans in Raleigh, NC 27603, with additional lenders serving Wake County included for comparison.
Consolidating credit card balances into one personal loan only reduces your overall cost if you avoid using the cards while repaying the loan. Renewed card use can increase debt despite loan payments, negating savings and potentially raising total interest paid.
Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
Allegacy has a Consolidation loan with an APR of 8.99% and a Lifestyle loan at 9.85% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Unsecured loan rate is 13.5% , also unchanged over the same periods. Corning's fixed–rate personal loan has an APR of 9.24% today, which is up from 8.74% seven and thirty days ago. The personal line of credit shows a similar increase, with a current APR of 12.74% , higher than the 12.24% rate from the past 7 and 30 days. Both rates have risen compared to earlier periods.
State Employees' has a Closed–end fixed rate personal loan with an APR of 9.25% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature term note has a fixed APR of 11.75% , also unchanged during these time frames. Alliant's unsecured loan rate is 9.49% APR today, which is up from 8.99% seven and 30 days ago and also higher than 90 days ago. This rate applies to their personal loans without collateral. Connexus's unsecured personal loans with terms from 24 to 84 months. The 24–month loan has an APR of 9.49% , which is unchanged from 90 days ago. The 60–month loan has a 10.99% APR, also steady compared to 90 days earlier.
Northrop Grumman has a Personal signature loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged during those same periods. Advancial's Signature personal loan has an APR of 9.9% , which is unchanged from 7, 30, 60, and 90 days ago. The True line of credit also carries a 9.9% APR with no change over the same time periods. Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.
Sharonview's All–purpose loan has an APR of 10.99% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The Personal access line of credit (PAL) shows an APR of 13.25% , up from 13% over the past 7, 30, 60, and 90 days. Marine has a personal loan with an APR of 11.15% and a line of credit at 12% . Both rates have stayed the same compared to 7 and 30 days ago. These steady rates provide clear information for members considering their borrowing needs.