State Employees' Credit Union Raleigh NC: Convenient ATM Services

Introduction

At State Employees', located at 801 Hillsborough St, Raleigh, NC 27603, we believe in building strong financial futures for our community. Since our establishment in 1937, we've proudly served over 2.8 million members, helping them achieve their financial goals with confidence and trust. Our commitment to you is reflected in our substantial assets of over $57 billion and total deposits reaching $7.9 billion. As a member-focused credit union, we understand that your financial well-being is paramount. Our dedicated team of over 8,200 employees, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to provide personalized service tailored to your needs. With a net worth of approximately $5.4 billion and cash reserves of around $708 million, we are well-equipped to support you with various financial products, including loans and savings options. While members can visit us at our branch location, official correspondence should be sent to the same address: 801 Hillsborough St, Raleigh, NC 27603. Whether you're looking to purchase a home, buy a car, or simply save for the future, we're here to help every step of the way. Explore our services today at ncsecu.org or call us at 919-839-5008 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Let's work together towards a brighter financial future!

Branch History & Mission

At State Employees', we take pride in our long-standing history and commitment to serving the community. Founded in 1937, our branch at 801 Hillsborough St, Raleigh, NC 27603 has been a cornerstone for financial support and empowerment for over eight decades. Since our inception, we have grown tremendously, now boasting a membership of over 2.8 million individuals. With total assets reaching an impressive $57,229,286,839, we stand as a testament to the trust and loyalty of our members. Our mission is simple yet impactful: to provide exceptional financial services while enriching the lives of those in our community. We believe that everyone deserves access to quality banking options that help them achieve their financial goals. By offering personalized services tailored to individual needs, we strive to create lasting relationships with our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 801 Hillsborough St, Raleigh, NC 27603. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, ensuring that we are available when you need us most. Over the years, we've embraced technology to enhance your banking experience. Our digital advancements include online banking and mobile applications that allow you to manage your finances conveniently from anywhere. We also prioritize accessibility by ensuring compliance with ADA standards, making it easy for all members of our community to engage with us. At State Employees', we understand the importance of giving back. We actively participate in community outreach efforts and partner with local organizations to support various initiatives that uplift and empower residents in Raleigh and beyond. We invite you to join us at State Employees'. Experience firsthand how we can help you navigate your financial journey while being an integral part of a caring community. Whether you're looking for loans, savings options, or simply want guidance on managing your finances better, we're here for you every step of the way. Reach out today at 919-839-5008 and discover what makes us more than just a credit union we're your trusted financial partner!

Branch Location & Accessibility

Welcome to State Employees', your friendly neighborhood credit union located at 801 Hillsborough St Raleigh Nc 27603 in beautiful Raleigh, NC. We're proud to serve the local community with a range of financial services designed to meet your needs. Our branch is conveniently situated near popular landmarks, making it easy for you to stop by and explore what we have to offer. While our main location is at 801 Hillsborough St Raleigh Nc 27603, official correspondence should be sent to our mailing address at 801 Hillsborough St, Raleigh, NC 27603 if it differs from our physical address. When you visit, you'll find ample parking available, ensuring that your trip is hassle-free. Our branch is also equipped with accessibility features, including ADA-compliant ramps, so everyone can access our services comfortably. At State Employees', we are open Monday through Friday from 8:30 AM to 5:30 PM, providing you with plenty of time during the week to manage your banking needs. Even though we do not currently offer ATM or drive-thru services at this location, our dedicated staff is here to assist you directly inside the branch. If you're looking for a place where community matters and personalized service is a priority, look no further than State Employees'. Whether you need help with a loan, setting up an account, or just want to discuss your financial goals, we're here for you. Don't hesitate to give us a call at (919) 839-5008 if you have any questions or would like more information. We invite you to visit us soon and experience the difference that comes with being a member of State Employees'!

Member Eligibility

Joining State Employees' is like stepping into a welcoming community where your financial needs are understood and prioritized. If you're wondering whether you can become a member, the good news is that eligibility is broad! Individuals who live, work, or worship in the area, as well as their family members, are encouraged to join. This means if you have connections to the local community around 801 Hillsborough St Raleigh Nc 27603, you likely qualify for membership. By becoming a part of State Employees', you'll gain access to a variety of benefits tailored just for you, including competitive rates on loans and savings accounts, as well as personalized service from our dedicated staff. Getting started is simple! For more detailed eligibility requirements, feel free to visit our eligibility page. When you're ready to open an account, check out the easy process outlined on our account opening page. If you have any questions or need assistance, don't hesitate to call us at (919) 839-5008. We're excited to welcome you into our State Employees' family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your retail shop and needing quick access to funds for new inventory. With our merchant services, you can accept payments efficiently and manage your cash flow seamlessly. This means more time focusing on what matters growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Raleigh, NC. Let us partner with you on this journey! For more information, feel free to contact us at (919) 839-5008 or visit us at 801 Hillsborough St Raleigh Nc 27603.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Banking Services Tailored for You

Our primary service is focused on ATM Services Only, ensuring that you have easy access to your funds whenever you need them. Picture this: it's a Saturday morning, and you're out running errands. You suddenly realize you need cash for a quick purchase. No worries! With our ATM services, you can conveniently withdraw money from one of our machines without hassle. While we currently emphasize ATM access, we believe in continuously enhancing our offerings. We understand that digital banking is essential in today's world, which is why we prioritize convenience and ease of access through various digital channels.

Commitment to Community

At State Employees', we believe that strong communities build strong credit unions. That's why we're not only here for banking but also to support local initiatives and foster financial literacy among our members. We aim to be more than just a place for transactions; we want to be a trusted partner in helping you achieve your financial goals. If you're interested in learning more about how we can serve your financial needs or if you have any questions about our services, don't hesitate to reach out! Give us a call at (919) 839-5008 during our lobby hours (M-F 8:30 AM - 5:30 PM), or visit us at 801 Hillsborough online at our website. Explore the possibilities with State Employees', where our commitment is to provide personalized service and support every step of the way!

Embracing Digital Banking

In addition to ATM services, State Employees' encourages members to utilize online banking features. Imagine managing your accounts right from the comfort of your home checking balances, transferring funds, or even paying bills with just a few clicks! Our secure online platform makes banking simple and safe. You can also take advantage of mobile payments and other digital tools that allow for seamless transactions on-the-go. Whether you're at work or enjoying time with family, accessing your financial information has never been easier.

Digital & Online Banking

At State Employees', we understand that your time is valuable. That's why we offer a suite of digital and online banking services designed to make managing your finances easier and more secure than ever. With our commitment to providing you with convenience, you can access your accounts anytime, anywhere. One of the standout features is our online banking platform, which you can explore at https://www.ncsecu.org/. This service allows you to manage your accounts 24/7, making it simple to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, if you're looking to streamline your paperwork, we offer electronic signature authorization, allowing you to sign documents digitally without any hassle. If you prefer receiving your statements electronically, you're in luck! We provide e-statements that not only help you keep track of your financial activity but also reduce paper clutter. You'll have access to your statements at any time, right through our online portal. For those who love using their smartphones for everyday transactions, our mobile application is a game changer. It includes features like mobile payments, making it easy to pay for purchases directly from your phone. And while person-to-person transfers aren't currently available, our app still provides an intuitive interface for managing your finances with ease. In today's fast-paced world, having control over your finances should be simple and secure. With all these features combined, State Employees' ensures that you have everything needed for real-time account management right at your fingertips. Experience the freedom of banking on your terms visit us online today!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, which is reflected in our robust performance metrics. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $133,577,509 in undivided earnings. This allows us to invest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Moreover, our operational efficiency is highlighted by a net income of $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 801 Hillsborough St Raleigh Nc 27603 or call (919) 839-5008 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. These loans can be tailored to suit your budget, making it easier than ever to drive away in the vehicle you want.

Credit Lines

If you're looking for more flexibility, consider our credit lines totaling $18,909,000,000. This option allows you to borrow what you need when you need it without having to reapply each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide competitive rates and flexible terms to help you make your dream of owning a home a reality.

Refinancing Options

Additionally, if you're considering refinancing any existing loans, we can assist with that too. Our team is ready to discuss eligibility options and find the best solution tailored for your financial situation. At State Employees', our goal is to empower our members with financial tools that work for them. For more information on our loan offerings or to speak with one of our representatives, call us at (919) 839-5008 or visit us at 801 Hillsborough St Raleigh Nc 27603 in Raleigh, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards provide an easy way to handle everyday expenses while offering rewards and benefits that fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the complex landscape of loan options with ease and clarity. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every offer displayed is fair and transparent, allowing users to make informed decisions without the worry of misleading information. One of the key benefits of using LendMesh is its commitment to Verified Data. Loan offers come exclusively from legitimate financial institutions, ensuring that users can trust the information they see. Additionally, there are No Sponsored Listings LendMesh does not prioritize lenders based on paid promotions. This approach guarantees unbiased results, so you can feel confident that you're seeing all available options equally. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature empowers users to evaluate their choices quickly and effectively. Thousands of users trust LendMesh for loan comparisons; one member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how LendMesh can lead to significant savings for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Raleigh, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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