Vantage Credit Union

Vantage Credit Union, established in 1957, is a trusted national credit union committed to delivering comprehensive financial solutions to nearly 70,000 members. With over $1.1 billion in assets and a strong net worth of more than $83 million, Vantage empowers individuals and businesses across the country to achieve their financial goals. Led by CEO Eric Acree and supported by a dedicated team of 259 employees, Vantage offers an extensive range of services designed for convenience and growth.
Members enjoy seamless ATM and cash withdrawal services, user-friendly online and mobile banking platforms, and flexible personal banking options including checking and savings accounts. Competitive auto loans and vehicle financing help members drive with confidence, while mortgage loans and refinancing solutions make homeownership attainable. Rewarding credit cards add value to everyday spending, complemented by personal loans and debt consolidation options that keep finances on track.
For business owners, Vantage provides essential merchant services and tailored business loans that foster expansion. With 14 branches nationwide, Vantage combines personalized service with innovative technology to support your financial journey anytime, anywhere. Discover the benefits of membership at https://www.vcu.com/—your trusted partner for holistic financial wellness.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
6.75 % - 24.9 %
heloc
7.25 % - 24.9 %
90 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
10.99 %

Introduction

Welcome to Vantage, a trusted financial institution established in 1957 and headquartered in Saint Charles, MO. With a strong commitment to community service and financial empowerment, Vantage stands as a pillar of support for its members. Under the leadership of CEO Eric Acree and Board President Jerry Eichholz, we prioritize a member-first approach that fosters trust and accessibility. As an NCUA-insured credit union since December 31, 1991, our members can enjoy peace of mind knowing their deposits are secure.
At Vantage, we embrace modern banking solutions designed to enhance your experience. Our robust online banking platform allows you to manage your finances conveniently from anywhere, while our mobile application offers on-the-go access to essential services. Whether you're making person-to-person transfers or opting for e-statements, we ensure that banking with us is both efficient and user-friendly. Additionally, features such as mobile payments and e-signature authorization further streamline your transactions. To learn more about our offerings and join our growing family of over 69,000 members, visit us at https://www.vcu.com/.

Financial Services

At Vantage, we pride ourselves on providing a comprehensive suite of financial services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized services such as auto loans, mortgage financing, and credit cards with rewards, we strive to support every aspect of your financial journey. Our business banking solutions further empower small businesses with merchant services and business loans, enabling them to thrive in today’s competitive landscape. Whether you’re looking to manage your everyday banking or plan for significant life milestones, Vantage is here to guide you every step of the way.
In this digital age, we understand that convenience is key. That’s why we offer robust online banking and a user-friendly mobile application that allow you to access your accounts anytime, anywhere. With features like person-to-person transfers, mobile payments, e-statements, and e-signatures, managing your finances has never been easier or more efficient. We believe that financial empowerment should be accessible to everyone; thus, membership at Vantage is designed to accommodate a wide range of individuals and families. To learn more about eligibility and the perks that come with being a member, visit http://www.vcu.com/member-perks. If you're also interested in comparing loan options or checking rates, head over to https://www.lendmesh.com/loans/vehicle_loans for additional resources. For personalized support, feel free to reach out via ; our dedicated team is always ready to assist you with your financial needs.

Financial Highlights

In the ever-evolving financial landscape, vantage stands out as a trusted and valuable partner for its members. With a robust Total Membership of 69,593, we have cultivated a community that relies on us for their financial needs. Our commitment to serving our members is reflected in our impressive Total Assets of 1,113,196,165, showcasing the strength and stability of our institution.
Transparency and responsibility are at the heart of what we do, evidenced by our solid Net Worth of 83,134,981. This financial backbone allows us to provide competitive rates and innovative products tailored to meet diverse needs. Our focus on sustainable growth is further highlighted by a Net Worth Ratio of 746, ensuring we maintain a healthy balance sheet while effectively serving our community.
As we continue to expand our offerings, we've made significant strides in lending, with Total Loans and Leases reaching 106,533. This includes substantial volumes in Auto Loans, totaling 107,350, which cater to individuals looking to finance their next vehicle seamlessly. Moreover, our commitment to businesses is underscored by our participation in the commercial lending space, with Commercial Loans totaling 5.
Our dedication to member satisfaction is evident through our exceptional service, supported by a talented team of Total Employees amounting to 259 who work tirelessly to enhance your banking experience. We encourage you to explore how we can support your financial journey with confidence.
Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Branch services Offered States

MO

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • ATM Services Only

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

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