Vantage Credit Union Creve Coeur MO: Best Auto Loans & Business Banking

Introduction

Welcome to Vantage, your trusted financial partner located at 611 N Lindbergh Blvd, Creve Coeur, MO 63141. Established in 1957, we've been serving our community for over six decades with a commitment to helping our members achieve their financial goals. With a robust membership of 69,593 and total assets exceeding $1.1 billion, we take pride in being a solid choice for personal and business banking needs. At Vantage, we understand the importance of community impact. Our dedication is reflected in our substantial portfolio, featuring 106,533 loans and leases, alongside total deposits amounting to $55,123,119. We strive not just to provide services but to foster growth within our local area. Led by our CEO Eric Acree and Board President Jerry Eichholz, our team is passionate about providing exceptional service tailored to each member's unique needs. With 259 employees on hand, we ensure that you receive the attention and expertise necessary for informed financial decisions. While members can visit us at our branch for assistance or inquiries, official correspondence should be directed to the same address: 611 N Lindbergh Blvd, Creve Coeur, MO 63141. Our commitment goes beyond just numbers; it's about building relationships. Whether you're looking for checking accounts, auto loans, or mortgage refinancing options, we're here to help you navigate your financial journey with confidence. Feel free to reach out at 314-298-0055 or explore more about us at Vantage Credit Union. We invite you to stop by or give us a call today!

Branch History & Mission

At Vantage, we take pride in our rich legacy and commitment to serving the community. Established in 1957, our Creve Coeur branch has grown alongside its members, evolving from a small local credit union into a thriving financial institution that proudly supports over 69,000 members. Located at 611 N Lindbergh Blvd, Creve Coeur, MO 63141, our branch is easily accessible for anyone in the area looking for reliable financial services. Our mission at Vantage is clear: we aim to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality banking solutions, whether it's personal banking options like checking and savings accounts or more specialized services such as auto loans and business financing. As part of this mission, we are dedicated to making a positive impact in the lives of our members and the communities we serve. Since opening our doors, we've achieved significant milestones that reflect our growth and commitment. Today, Vantage boasts total assets exceeding $1.1 billion, showcasing our stability and ability to meet the diverse needs of our members. Our dedicated team works hard every day to ensure that each member receives personalized support and guidance in their financial journey. In addition to traditional banking services, we have embraced modern technology to enhance your experience. Our online and mobile banking platforms allow you to manage your accounts conveniently from anywhere. We've also made sure that our services are accessible to everyone by adhering to ADA compliance standards. While we focus on providing top-notch financial products, we never forget our roots. Community outreach is at the heart of what we do. Through various partnerships and initiatives, we work tirelessly to uplift those around us. Whether it's hosting financial literacy workshops or supporting local charities, Vantage believes in giving back and helping others achieve their goals. For those who wish to visit us in person, our operating hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. Although we currently do not offer drive-thru or ATM services at this location, our friendly staff is always ready to assist you inside the branch. If you're looking for a credit union that prioritizes its members while also making a difference in the community, look no further than Vantage. Join us today and experience firsthand how we're committed not just to your finances but also to building a stronger community together. For any inquiries or assistance, feel free to reach out at 314-298-0055 or visit us online at vcu.com.

Branch Location & Accessibility

Welcome to Vantage, your friendly neighborhood credit union located at 611 N Lindbergh Blvd in Creve Coeur, MO. Our branch is easily accessible and perfectly positioned for your banking needs. Whether you're coming from nearby landmarks like the beautiful Creve Coeur Lake Memorial Park or the bustling shopping areas around, we are just a short drive away. Our branch features convenient parking options right outside, making it simple for you to pop in during your busy day. We prioritize accessibility, ensuring that everyone can visit us comfortably. Our facilities include ADA-compliant features like ramps for easy entry. When you visit Vantage, you'll find our doors open to serve you during welcoming hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our dedicated team is here to help. Although we currently do not have ATM services or a drive-thru option available, our staff is always ready to assist you inside the branch. If you need to send any official correspondence, please direct it to our mailing address at the same location: 611 N Lindbergh Blvd, Creve Coeur, MO 63141. Feel free to reach out with any questions at 314-298-0055. We can't wait to welcome you into our branch and assist you with all your financial needs!

Member Eligibility

Joining the Vantage family means becoming part of a welcoming community that truly cares about your financial well-being. If you're wondering how to become a member, it's pretty straightforward! Generally, anyone who lives, works, worships, or attends school in the local area is eligible to join. We love having diverse voices and experiences among our members, so don't hesitate to reach out if you have any questions about your specific situation. You can find detailed eligibility criteria on our website at http://www.vcu.com/member-perks. Once you're ready to take the next step, opening an account is easy! Simply visit us online at http://www.vcu.com/get-a-loan or give us a call at (314) 298-0055 for assistance. Our friendly staff is here to guide you through every step of the process. We can't wait to welcome you to Vantage, located at 611 N Lindbergh Blvd Creve Coeur Mo 63141, where you'll enjoy great services tailored just for you!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services simplify transactions so you can focus on what you do best running your business. Imagine being able to accept payments quickly and securely from customers without any hassle. It's not just about making sales; it's about building relationships and enhancing customer satisfaction. Located at 611 N Lindbergh Blvd Creve Coeur Mo 63141, Creve Coeur, MO, we're here to support your business journey every step of the way. Reach out to us at (314) 298-0055 or visit us online at http://www.vcu.com to learn more about how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Vantage provides essential banking services like merchant services and business loans. We know how important it is for businesses to thrive in today's economy, and we are here to support your entrepreneurial journey with tailored financial solutions.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With easy access to account information, bill payment options, and person-to-person transfers via our mobile app, you'll find it simple to stay on top of your financial health.

Home Financing

If homeownership is on your radar, look no further than our mortgage loans and refinancing options. We aim to simplify the home buying process so you can focus on making memories in your new space rather than worrying about finances. Our experienced team will guide you through every step of securing a mortgage that's right for you.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only helps you manage daily expenses but also allows you to save effortlessly for future goals. Our competitive interest rates and low fees make it easy for you to keep more of what you earn. When it comes to financing your next vehicle, our auto loans and vehicle financing options are here to assist. Whether you're eyeing a new car or need help with a used one, we provide flexible terms and competitive rates that make getting on the road easier than ever. You can even apply online or through our mobile app from the comfort of your home.

Personal Loans & Credit Cards

For those unexpected expenses or planned purchases, our personal loans and debt consolidation options can offer relief when needed most. Plus, with credit cards that come with rewards programs, you can earn points on everyday purchases while enjoying the convenience of cashless transactions.

Visit Us Today!

At Vantage, we're more than just a credit union; we're part of your community. If you're interested in learning more about any of these services or how they can benefit you personally or professionally, don't hesitate to reach out! Call us at 314-298-0055 or visit us at our Creve Coeur branch during lobby hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. Your financial well-being is our priority!

Digital & Online Banking

Features That Make Banking Easy

Need to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle. And if you prefer using your phone for payments, our mobile payments feature is ready for you too. Just tap and go it's that simple! With all these features combined, managing your finances becomes straightforward and stress-free. At Vantage, we're committed to making banking accessible and efficient for all our members. Dive into the world of digital banking today and experience the ease at https://www.vcu.com/!

Key Services

Our online banking platform at https://www.vcu.com/ is easy to use and available 24/7. You can check your account balances, transfer funds, and pay bills whenever it suits you. Plus, with our electronic signature authorization, signing documents has never been easier there's no need to visit the branch for every transaction! We also provide e-statements, so you can stay organized and reduce paper clutter. It's an eco-friendly choice that gives you access to your financial information anytime you need it. If you're always on the move, our mobile application allows for quick access to your accounts right from your smartphone.

Financial Strength

Dedicated Team

We take pride in having 258 full-time employees and 1 part-time employees who are ready to serve you with a knowledgeable and committed team. We understand that personalized service is key to building lasting relationships with our members.

Efficient Operations

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We work hard to keep costs low so that you can benefit from higher returns on your savings and lower costs on loans.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This focus is part of what makes us different and more beneficial for our members.

Growing Community Trust

With a total of 141,678 accounts, it's clear that many people trust us with their finances. This growing member base is a testament to the reliable services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 611 N Lindbergh Blvd Creve Coeur Mo 63141 or call (314) 298-0055 to learn more about how we can help you achieve your financial goals.

Reinvestment in Services

With $82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment means you receive not just basic services but also cutting-edge solutions tailored to your needs.

Secure Savings Options

Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. This means that when you save with us, your funds are not only safe but also positioned for growth.

Strong Capital Foundation

With a net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We support our members' financial aspirations with $53,675 in used auto loans and $812,434,289 in total loans and leases. Whether you're looking to buy a car or finance other important purchases, we have the capacity to help you achieve your goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,584,599 in used vehicle loans and $41,651,826 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $74,883 provide the capital needed to grow and expand your operations. We understand the challenges businesses face and are dedicated to supporting local entrepreneurs in achieving their goals. In addition to these offerings, we provide refinancing options designed to help you lower your monthly payments or access cash from your equity. If you're interested in learning more about eligibility requirements for any of these products, please visit our website for detailed information. At Vantage, located at 611 N Lindbergh Blvd Creve Coeur Mo 63141, Creve Coeur, MO, our team is ready to assist you with personalized service and expert advice. For inquiries, don't hesitate to give us a call at (314) 298-0055 during our operating hours Monday through Thursday from 9:00 am to 5:00 pm, Friday until 5:30 pm, and Saturday from 9:00 am until noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Credit Lines and Personal Loans

Need flexibility? We also offer credit lines with a total of $165,947,841 available to help manage unexpected expenses or fund special projects. Plus, our unsecured credit card loans, amounting to $35,570,990, allow you to handle everyday purchases with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring that you feel confident in your investment.

Loan Aggregator

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