At Vantage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to assure you that your trust in us is well placed, as our financial health is strong and reliable. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results. With a
net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of 746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$108,017,851 in share certificates and
$203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with
$53,675 in used auto loans and a total of
$812,434,289 in loans and leases. Although our
net income currently stands at
$0, this reflects an operational efficiency focused on member benefits rather than profit maximization. We also take pride in having
258 full-time employees and
1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments amount to
$4,101,977, while our total share accounts stand at
141,678, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 100 Progress Point Ct O Fallon Mo 63368 or call 314-298-0055 to learn more about how we can help you achieve your financial goals.