Vantage Credit Union

Located in the vibrant Saint Louis community, the Vantage Credit Union branch at 4545 Lemay Ferry Rd is your trusted partner for personalized financial solutions. Open Monday through Thursday from 9:00 am to 5:00 pm, Fridays until 5:30 pm, and Saturdays from 9:00 am to noon, this welcoming branch specializes in competitive auto loans and vehicle financing designed to help you hit the road with confidence. Whether you're purchasing a new vehicle or refinancing an existing loan, Vantage offers rates that fit your budget.
Serving over 69,000 members with more than $1.1 billion in assets, this branch also provides comprehensive personal banking options including checking and savings accounts tailored to your lifestyle. Explore rewarding credit cards with valuable perks, mortgage loans and refinancing to make homeownership attainable, as well as business banking services such as merchant services and business loans crafted to support local entrepreneurs. While there is no ATM or drive-thru on-site, convenient online and mobile banking platforms ensure your money is always within reach.
Visit the Vantage Credit Union branch at 4545 Lemay Ferry Rd or call 314-298-0055 today. Experience community-focused service—contact us for personalized guidance and discover how our signature auto loans and mortgage products can drive your financial future forward!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
6.75 % - 24.9 %
heloc
7.25 % - 24.9 %
90 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
10.99 %

Introduction

At Vantage, we believe that banking should be more than just transactions; it should be a partnership built on trust and community. Located at 4545 Lemay Ferry Rd, Saint Louis, MO 63129, our branch has been serving members since 1957. With a dedicated team of 259 employees, led by CEO Eric Acree and Board President Jerry Eichholz, we are committed to providing personalized financial solutions tailored to your needs. As a proud member of the community, we currently serve 69,593 members and manage an impressive $1,113,196,165 in assets. Our focus on member satisfaction is reflected in our diverse range of services including personal banking, auto loans, mortgage refinancing, and business banking options. Whether you're looking for a new checking account or financing for your dream vehicle, we're here to help with over 106,533 loans and leases processed. You can trust us with your finances as we maintain total deposits of $55,123,119 and a robust net worth of $83,134,981. We ensure that our members' hard-earned money is safe while delivering exceptional value through competitive rates and excellent service. While members can visit us at our branch location for all their financial needs, official correspondence should be sent to the same address: 4545 Lemay Ferry Rd, Saint Louis, MO 63129. We invite you to explore how Vantage can make a positive impact on your financial journey. If you have questions or need assistance, don't hesitate to reach out at 314-298-0055 or visit our website at www.vcu.com for more information about our services. Your path to financial success starts here!

Branch History & Mission

Looking Ahead

In this digital age, Vantage has embraced technology to provide convenient banking solutions such as online banking, mobile payments, and e-statements. We ensure accessibility for all members with ADA-compliant facilities and strive for customer satisfaction in every interaction. Join us today at Vantage and experience firsthand how we can help you achieve your financial goals. Together, we can build a brighter future for you and your community! If you have any questions or need assistance, don't hesitate to call us at 314-298-0055.

Our Mission

Our mission at Vantage is simple yet powerful: to empower our members through accessible financial services that foster growth and stability. We strive to create an inclusive environment where everyone feels valued and supported. Whether it's helping a first-time homebuyer secure a mortgage or providing small business loans to local entrepreneurs, we aim to make a positive impact on the lives of our members. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we actively contribute to initiatives that enhance the well-being of Saint Louis residents. Our commitment extends beyond banking; it's about building relationships and nurturing the community. While members can visit us at 4545 Lemay Ferry Rd for all their banking needs during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon official correspondence should be sent to the same address.

Branch Location & Accessibility

Welcome to Vantage, your friendly neighborhood credit union located at 4545 Lemay Ferry Rd in beautiful Saint Louis, MO. Our branch is conveniently situated near local landmarks like the Lemay Ferry Plaza and just a short drive from the scenic Jefferson Barracks Park. Whether you're stopping by for personal banking or seeking financial advice, our location makes it easy to access the services you need. At Vantage, we understand that accessibility matters. Our branch is designed with features that cater to all members of our community, including ADA-compliant entrances and ample parking for your convenience. If you need to reach us via mail, you can send correspondence to the same address: 4545 Lemay Ferry Rd, Saint Louis, MO 63129. We're here to serve you during our welcoming hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM until noon. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is ready to assist you inside the branch with a variety of banking options. From checking and savings accounts to auto loans and mortgage refinancing, we offer a range of services tailored to meet your needs. Have questions? Feel free to give us a call at 314-298-0055; our team is here to help! We invite you to visit us at Vantage and explore all that we have to offer. Your financial journey starts here!

Member Eligibility

At Vantage, we believe that everyone deserves a supportive financial community, and becoming a member is the first step to experiencing all we have to offer. If you're in the area, joining us is simple and welcoming! You can become a member if you live, work, or worship in our local community. We also welcome family members of existing members, ensuring that your loved ones can benefit from our services as well. By choosing Vantage, you gain access to a range of financial products tailored just for you, from checking accounts to loans with competitive rates. To learn more about the specific eligibility criteria, feel free to check out our detailed resource at http://www.vcu.com/member-perks. When you're ready to open an account, the process is straightforward and friendly. Just give us a call at (314) 298-0055 or visit us at 4545 Lemay Ferry Rd Saint Louis Mo 63129. We're here to guide you every step of the way!

Business Banking & Commercial Services

At Vantage, we understand that running a business is no small feat. Whether you're just starting out or looking to expand, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses. Our merchant services are designed to simplify transactions and enhance customer experiences. Imagine a local café that can process payments easily, giving customers more ways to pay while boosting your sales. At Vantage, we equip you with the tools necessary for efficient payment processing, making it easier for your business to thrive. Visit us at 4545 Lemay Ferry Rd Saint Louis Mo 63129 in Saint Louis, MO or call us at (314) 298-0055 to learn how our tailored banking solutions can empower your business journey!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we provide comprehensive Business Banking services including Merchant Services & Business Loans. Our team is here to assist you in navigating your business finances so you can focus on what matters most growing your business.

Connect with Us

Ready to take control of your financial future? Contact us today at 314-298-0055 or visit our website at vcu.com for more information about how we can assist you with any of these services. At Vantage, we're here to help every step of the way!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we've made banking easy with our robust Online & Mobile Banking features. Access your accounts anytime, anywhere! With options like mobile payments and person-to-person transfers, managing your finances has never been easier. Although we currently do not have ATM or drive-thru services at this location, our digital solutions allow for hassle-free cash withdrawals and account management directly from your smartphone or computer.

Personal Banking Solutions

We understand that managing personal finances can be a challenge. That's why we offer Checking & Savings Accounts designed to help you easily track and grow your money. Whether you're saving for a special occasion or just want a reliable place for your daily transactions, our accounts are user-friendly and accessible online or through our mobile app. When it comes to financing life's big moments, our Auto Loans & Vehicle Financing options ensure you have the means to get behind the wheel of your dream car. With competitive rates and flexible terms, you can drive off with confidence. If homeownership is on your horizon, consider our Mortgage Loans & Refinancing services. We guide you through the process with ease, helping you find the right mortgage that fits your budget. For those looking to simplify their finances, our Personal Loans & Debt Consolidation options can help streamline payments and reduce stress.

Rewarding Credit Options

Credit cards can be powerful tools when used wisely. At Vantage, we offer Credit Cards with Rewards, allowing you to earn while you spend. Enjoy benefits that enhance your purchasing power and reward your loyalty.

Digital & Online Banking

Accessibility and Real-Time Management

Whether you're at home or out and about, our digital services keep you connected. Need to make a quick payment? With our mobile payments feature, it's easy to pay for goods and services using your phone. You can also stay organized by receiving e-statements directly in your inbox no need to wait for them in the mail. We believe in making banking accessible for everyone. With intuitive navigation and real-time account management tools, you have everything you need right at your fingertips. So why not take advantage of our digital banking offerings today? Join us at Vantage and experience the future of banking with ease!

Key Features

Our online banking platform offers a user-friendly experience that puts you in control. You can quickly check balances, transfer funds, and pay bills with just a few clicks. For those who prefer mobile convenience, our mobile application allows you to manage your accounts on the go, including features like person-to-person transfers, so sending money to friends or family is simple and fast. Security is a top priority for us. We offer electronic signature authorization for transactions, ensuring that your approvals are secure and hassle-free. Plus, with e-statements available, you can easily view and manage your financial documents without the clutter of paper.

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 141,678, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) total $4,101,977, further demonstrating our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 4545 Lemay Ferry Rd Saint Louis Mo 63129 or call (314) 298-0055 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $53,675 in used auto loans and $812,434,289 in total loans and leases.

Secure Savings Options

Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $167,584,599 in used vehicle loans and $41,651,826 in new vehicle loans already helping members get on the road. Our competitive rates and flexible terms make it easy for you to drive off with the vehicle you want.

Business Loans

For business owners looking for growth opportunities, we provide outstanding commercial loans totaling $74,883. These loans can help you expand your operations or invest in necessary equipment. At Vantage, we prioritize your financial well-being. If you're considering refinancing or need information about eligibility options for any of our loan products, please don't hesitate to reach out. Our team is here to guide you through every step of the process. For more details about our loan offerings or to get started today, visit us at 4545 Lemay Ferry Rd, Saint Louis MO 63129 or give us a call at 314-298-0055. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, making buying or refinancing simple. We work closely with our members to tailor solutions that fit their budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,570,990 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses while enjoying the benefits of rewards.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each loan comparison reflects current market conditions, allowing you to see accurate rates without hidden fees or misleading terms.

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This commitment to neutrality means you receive unbiased results tailored to your needs. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users find the best options available at any moment. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value and reliability of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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