As we move forward, Vantage remains committed to enhancing our services through digital advancements while ensuring ADA compliance for all members. With features like mobile payments and online banking, we make it easier for you to manage your finances on your terms.

As part of the Vantage family, you're not just another account number; you're a vital part of a thriving community. We invite you to experience firsthand the benefits of membership. Visit us today at our Saint Charles location or reach out via phone at 314-298-0055. Together, let's build a brighter financial future!

Since our inception, Vantage has evolved significantly. We started small but have grown into a robust credit union with total assets exceeding $1.1 billion. This growth reflects our commitment to providing accessible financial services while ensuring that each member feels valued and empowered. Our history is marked by milestones such as expanding our range of services to include everything from auto loans to online banking options that cater to modern lifestyles. While members can visit us at our branch address, official correspondence should be sent to 19 Research Park CT, Saint Charles, MO 63304-5616.

Our mission is simple yet profound: to improve the financial well-being of our members while fostering community development. We aim not only to offer competitive rates on loans and savings but also to engage actively in community outreach efforts. By partnering with local organizations and participating in various initiatives, we strive to uplift those around us. We understand that banking needs vary from person to person, which is why we emphasize personalized service. Our team is dedicated to listening and responding to your unique circumstances be it helping first-time homebuyers or providing guidance on retirement planning.

At Vantage, we understand the importance of accessibility. Our branch features ADA-compliant facilities, including ramps for easy entry. Ample parking is available right outside our doors, making it easy for you to stop by whether you're coming in for a quick transaction or a longer consultation.

We're here when you need us! Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. We strive to accommodate your schedule because we know how busy life can get. Whether you have questions about accounts or need assistance with loans, our dedicated staff is ready to help.

We invite you to come visit us at Vantage where financial solutions meet community spirit! If you have any questions or would like more information before stopping by, feel free to call us at 314-298-0055. Your journey towards better banking starts here!

At Vantage, we provide essential services designed with you in mind. While we currently do not offer ATM services or drive-thru banking, our team is committed to providing personalized service inside the branch. From opening new accounts to discussing loan options, we're here to guide you every step of the way.

In addition to loans, we offer merchant services that simplify transactions. Imagine running your shop and being able to accept payments quickly and securely through mobile devices or point-of-sale systems. This convenience not only enhances customer satisfaction but also streamlines your operations, letting you focus on what you do best growing your business. Visit us at 19 Research Park Ct Saint Charles Mo 63304, Saint Charles, MO or call us at (314) 298-0055 to discover how our tailored financial solutions can help your business thrive!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses.

We believe that strong communities build strong financial futures. That's why we strive to provide services that not only benefit our members but also contribute positively to the community in Saint Charles. When you choose Vantage, you're not just choosing a credit union; you're choosing a partner in achieving your financial dreams. As we continue to grow and enhance our offerings, we invite you to explore everything we have available at Administration. Visit us at 19 Research Park Ct Saint Charles Mo 63304 or check out our website at https://www.vcu.com/ for more information about how we can serve you better. Let's work together towards a brighter financial future!

In today's fast-paced world, having access to online banking can make all the difference. With our digital banking options, you can handle transactions from the comfort of your home or while on the go. Need to transfer money between accounts? Want to pay bills without writing checks? Our mobile application lets you do all this and more right from your smartphone. Plus, with features like e-statements and mobile payments, managing your finances has never been easier.

At Vantage, we're not just about transactions; we're about relationships. Our team is dedicated to supporting you through every step of your financial journey. If you ever have questions or need assistance, don't hesitate to reach out by calling us at (314) 298-0055. Our friendly staff is here to help during our operating hours: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 5:30 PM.

Whether you're looking to manage your day-to-day expenses or save for future goals, our services are designed with you in mind. We offer essential features like ATM Services Only, making it convenient for you to access your funds whenever you need them. Imagine being able to withdraw cash or check your balance without any hassle our ATMs are here to help!

Stay organized and eco-friendly by opting for e-statements, which are readily available for your accounts. This means no more paper clutter and instant access to your financial statements whenever you want. For those who prefer managing their finances through an app, we have a user-friendly mobile application available for download. With this app, everything from checking balances to making payments is right at your fingertips. At Vantage, we're committed to providing our members with accessible, easy-to-use tools for real-time account management. Experience the freedom of digital banking today!

With our online banking platform, accessible at https://www.vcu.com/, you can check your account balance, pay bills, and transfer funds anytime you need day or night. Our 24/7 online banking services ensure that you have real-time access to your accounts whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your smartphone, and the money is sent directly from your account. Plus, with mobile payments enabled at Vantage, you can make purchases securely using just your phone. We also prioritize security in all our transactions. You can confidently sign documents electronically with our electronic signature authorization feature, making it easy to finalize important agreements without needing to print anything out.

Total Share Accounts stand at 141,678, showcasing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $4,101,977, reinforcing our ability to support our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 19 Research Park Ct Saint Charles Mo 63304 or call (314) 298-0055 to learn more about how we can help you achieve your financial goals.

Our commitment to our members is also reflected in our $82,315,945 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $53,675 in used auto loans and $812,434,289 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Our operational efficiency is evident with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees ready to assist you with expert guidance whenever needed.

Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,584,599 in used vehicle loans and $41,651,826 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

If you're looking for flexibility in managing your finances, our total credit lines amounting to $165,947,841 can provide you with the peace of mind you need. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $35,570,990 in loans helping members manage their finances effectively. For business owners considering expansion or operational needs, our outstanding commercial loans totaling $74,883 provide the capital necessary for growth. We also want to highlight that refinancing options are available across many of our loan products. If you're looking to lower your monthly payments or adjust your loan terms to better fit your current situation, we're here to assist you every step of the way. You can easily reach us at our branch located at 19 Research Park Ct Saint Charles Mo 63304, or give us a call at 314-298-0055 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. For more information on eligibility requirements and how to apply for these fantastic loan options at Vantage, please visit us online at Vantage Credit Union. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial success begins here!

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home you've always wanted.

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