Vantage Credit Union Saint Peters MO: Top Auto Loans & Business Banking

Introduction

Welcome to Vantage, your trusted financial partner located at 1040 Cave Springs Blvd, Saint Peters, MO 63376. Established in 1957, our credit union has been dedicated to serving our community with a personal touch and commitment to member satisfaction. With a robust membership base of 69,593 and total assets exceeding $1.11 billion, we pride ourselves on being a stable financial resource for individuals and families alike. At Vantage, we understand that every member has unique financial needs. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our goal is to provide you with the tools you need to achieve your financial dreams. Led by our CEO Eric Acree and Board President Jerry Eichholz, our team of 259 employees is here to ensure that your banking experience is as smooth as possible. We are committed to creating a welcoming atmosphere where you can feel confident in managing your finances. While members can visit us at 1040 Cave Springs Blvd, official correspondence should be sent to the same address as we do not have a separate mailing location. With total deposits of $55,123,119 and a strong net worth of $83,134,981, Vantage is well-positioned to support our members' financial goals. Whether you're looking for a new vehicle or planning for the future with savings and investments, we're here to help. We invite you to explore how Vantage can assist you in achieving your financial aspirations. Feel free to reach out at 314-298-0055 or visit our website at vcu.com for more information on our services and how you can become part of our growing family. Your journey toward better financial health starts here!

Branch History & Mission

Commitment to Community

At Vantage, we recognize that our success is intertwined with the well-being of those around us. We actively engage in community outreach efforts and partnerships that promote local initiatives and support various charitable organizations. Our team works tirelessly to ensure that we not only meet the financial needs of our members but also contribute positively to the fabric of Saint Peters. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to Noon we also embrace modern technology. We offer online and mobile banking services that make managing your finances easier than ever before.

Join Us

As we continue this journey together with our valued members and community partners, we invite you to be part of Vantage's story. Experience firsthand how we can help you achieve your financial goals while making a difference in Saint Peters. Whether you're looking for a loan or simply want to explore your options for savings and investments, we're here for you. For more information or assistance, please call us at 314-298-0055 or visit our website at vcu.com. Let's work together towards a brighter financial future!

Our Journey

From our humble beginnings at 1040 Cave Springs Blvd, Vantage has evolved into a trusted financial institution that prioritizes the needs of its members. The heart of our operations lies here in Saint Peters, where we strive to make banking accessible and beneficial for everyone. As we look back on our history, we are proud of the milestones we've achieved and the positive impact we've made in the lives of our members. Our mission is simple yet profound: to enhance the financial well-being of our members while supporting the growth and prosperity of our community. We believe that when our members thrive, so does our community. This philosophy drives us to offer a range of services including personal banking, auto loans, mortgage financing, credit cards with rewards, and business banking solutions.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our location offers ample parking spaces and features like ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.

Call to Action

We invite you to come by and experience the Vantage difference firsthand! If you have any questions or need assistance before your visit, feel free to give us a call at 314-298-0055. We look forward to seeing you soon!

Conveniently Located

Our branch sits close to popular local landmarks, making it a convenient stop for your banking needs. Just a short drive from the bustling areas around Cave Springs Park and near various shopping centers, visiting us is simple whether you're running errands or just out enjoying the day.

Operating Hours

At Vantage, we understand that life can be busy. That's why we're open during convenient hours! Join us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. We want to make it easy for you to manage your finances on your schedule.

Services Offered

When you visit us, you'll find a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards our knowledgeable staff is ready to assist you. Although we currently do not have ATM services or a drive-thru available at this location, our friendly team is always on hand to help with all your banking needs.

Member Eligibility

At Vantage, we believe in creating a warm and welcoming community where everyone feels at home. Joining us is straightforward! If you live, work, worship, or attend school in our vibrant community, you're likely eligible for membership. We value diversity and inclusivity, so whether you're just starting out or looking to expand your financial horizons, you'll find a place here. As a member of Vantage, you'll enjoy access to a variety of financial services designed to meet your needs, including personal loans, checking and savings accounts, and more. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at http://www.vcu.com/member-perks. If you're ready to take the next step, opening an account is easy just visit http://www.vcu.com/get-a-loan for all the information you need. We're here to help you every step of the way! If you have any questions or need assistance, don't hesitate to call us at (314) 298-0055. Join us at our branch located at 1040 Cave Springs Blvd Saint Peters Mo 63376, and let's start this journey together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer a range of merchant services tailored to simplify your transactions and enhance customer experiences. Imagine having the ability to process payments efficiently, manage cash flow seamlessly, and provide your customers with options that keep them coming back. Our merchant services empower you to focus on what you do best running your business. Located at 1040 Cave Springs Blvd Saint Peters Mo 63376, Saint Peters, MO, we're here to help you navigate the financial landscape of running a successful business. Reach out at (314) 298-0055 to learn more about how we can partner with you for your business's future!

Comprehensive List Of Services

Accessibility

While we currently do not have ATMs or drive-thru services available at this branch, our online platforms ensure that you can access all of these services easily from the comfort of your home or on-the-go. If you're ready to explore how Vantage can help you achieve your financial goals, don't hesitate to reach out! Give us a call at (314) 298-0055, or visit us at 1040 Cave Springs Blvd Saint Peters Mo 63376 during our operating hours: Monday through Thursday from 9:00 am - 5:00 pm, Friday from 9:00 am - 5:30 pm, and Saturday from 9:00 am - Noon. Join us today at Cave Springs where your financial success is our priority!

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We know running a business comes with its challenges, so we're here to support you with financial products that can help grow and sustain your operations.

Credit Cards and Rewards

At Vantage, we also understand the importance of credit in today's world. That's why we offer credit cards with rewards that give back every time you use them. Whether it's cash back on purchases or points towards travel, our credit cards are designed to enhance your spending experience.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking solutions that allow you to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, accessing your money has never been easier. You can also take advantage of e-statements for easy record-keeping and electronic signature authentication for secure transactions.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. With competitive interest rates and low fees, you can feel confident that you're making the best choice for your finances. Need a little extra cash? Our auto loans and vehicle financing options are tailored to fit your budget, making it easier than ever to get behind the wheel of your dream car. If you're considering buying a home or refinancing your current mortgage, we offer mortgage loans with flexible terms. Our team is here to guide you through the process and help find the right fit for your situation. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans provide quick access to funds when you need them most.

Digital & Online Banking

Key Features

Security is always a priority for us. With electronic signature authorization, signing documents online is quick and safe. You can also choose e-statements for faster access to your monthly statements while reducing paper clutter just one more way we help you stay organized. If you frequently send money to friends or family, our person-to-person transfer feature makes it simple. No need for cash; just a few clicks and the funds are sent instantly! Additionally, we support mobile payments so you can make purchases using your phone perfect for those who prefer a wallet-free lifestyle. Overall, our digital banking services are crafted to provide convenience and real-time account management while keeping everything user-friendly. At Vantage, we're committed to making banking as hassle-free as possible for our members. So go ahead take control of your financial journey today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees who are dedicated to serving you with expertise and commitment.

Reinvestment for Growth

With $82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $53,675 in used auto loans and a total of $812,434,289 across all loans and leases. This means we're here to support your financial goals across various sectors.

Solid Foundation

With a net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $4,101,977 further illustrate our capacity to meet your needs effectively. We have a strong member base with a total of 141,678 share accounts, showing growing trust among our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 1040 Cave Springs Blvd Saint Peters Mo 63376 or call (314) 298-0055 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $41,651,826 in new vehicle loans and $167,584,599 in used vehicle loans already helping members get on the road. Our team is here to guide you through the loan process and help you find the right financing option that fits your budget.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $74,883 are available to help you achieve your business goals. Our commitment extends beyond just offering loans; we also provide refinancing options that could lower your monthly payments or reduce your interest rates. Check your eligibility by visiting our eligibility page. We believe everyone deserves access to fair and affordable financing solutions. Explore our loan products today at Vantage's website and see how we can help you reach your financial aspirations. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Credit Card Loans

Managing finances can be easier with our flexible terms on unsecured credit card loans. With a total of $35,570,990 in loans assisting members with their everyday expenses and unexpected costs, we aim to provide a solution that works for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced staff will work with you every step of the way.

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