Vantage Credit Union Eureka MO: Affordable Auto Loans & ATM Access

Introduction

Welcome to Vantage in Eureka, MO, where our commitment to serving our community shines brightly. Located at 1467 W 5Th St, we have been dedicated to supporting our members since our establishment in 1957. With a total membership of 69,593, we are proud to be a trusted financial partner for individuals and families alike. At Vantage, we understand the importance of financial stability and growth. Our assets amount to an impressive $1,113,196,165, reflecting our strength and reliability. We offer a range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Currently, we hold total deposits of $55,123,119, ensuring that your money is safe and accessible. Our team, led by CEO Eric Acree and Board President Jerry Eichholz, consists of 259 dedicated employees who are here to assist you with all your banking needs. Whether you're looking for loans over 106,533 outstanding or want to take advantage of our competitive rates on credit cards with rewards, we have something for everyone. While members can visit us at our physical location in Eureka, official correspondence should be sent to the same address: 1467 W 5th St, Eureka, MO 63025-1002. If you need assistance or have questions, don't hesitate to call us at 314-264-5400. Explore how Vantage can help you achieve your financial goals today by visiting our website at vcu.com. Join us in making a difference in our community while enjoying the benefits of being a valued member!

Branch History & Mission

Community Impact

Vantage is committed not only to providing excellent financial products but also to giving back to the communities we serve. Through various outreach efforts and partnerships with local organizations, we strive to make a positive impact in Eureka and beyond. Join us at Vantage today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union that truly cares about its members' success. For more information or to open an account with us, please visit our website or call us at 314-264-5400. Together, let's build a brighter future!

Our Journey

From our humble beginnings at 1467 W 5th St, we have expanded our services while staying true to our mission of serving the community. We are proud to have accumulated over $1.1 billion in assets and to support our members with a wide range of financial services. Our branch is easily accessible in Eureka, surrounded by local landmarks that reflect the heart of our community. As we evolved, so did our commitment to innovation and accessibility. Today, we offer modern conveniences such as online banking and mobile payments while ensuring that we remain ADA compliant and customer-centric. Whether you need personal banking services or business solutions, Vantage is here to meet your needs.

Our Mission

Our mission is clear: to provide exceptional financial services while supporting the growth and well-being of our community. We strive to make banking simple and approachable for everyone. At Vantage, we understand that financial decisions can be overwhelming, which is why we're dedicated to offering guidance and support every step of the way. While members can visit us at 1467 W 5th St for all their banking needs, official correspondence should be sent to our mailing address at 1467 W 5th St, Eureka, MO 63025-1002. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. With ATM availability and drive-thru services, accessing your accounts has never been easier.

Branch Location & Accessibility

Welcome to Vantage, your friendly credit union located right in the heart of Eureka, Missouri! You can find us at 1467 W 5Th St, a spot that's easily accessible and close to many local landmarks. Whether you're visiting the nearby parks or shopping centers, our branch is perfectly situated for all your banking needs. At Vantage, we prioritize convenience for our members. Our branch features ample parking and ADA-compliant accessibility options, including ramps to ensure everyone can visit us comfortably. If you prefer handling your banking from the comfort of your car, take advantage of our drive-thru service. It's quick and easy for those who are on the go! We understand that life gets busy, which is why we offer flexible operating hours. Join us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 9:00 AM to noon. Our dedicated staff is here during these hours to assist you with everything from opening accounts to discussing loan options. In addition to our personal banking services like checking and savings accounts, auto loans, and mortgages, we also provide ATM access for your convenience. If you're ever in need of cash or want to check your balance quickly, our ATM is available right at the branch. While members can visit us at 1467 W 5Th St, official correspondence should be sent to our mailing address at 1467 W 5th St, Eureka, MO 63025-1002. We invite you to stop by Vantage in Eureka today! If you have any questions or would like more information about our services, feel free to call us at 314-264-5400. We look forward to welcoming you!

Member Eligibility

At Vantage, we believe that everyone deserves to be part of a welcoming community focused on financial well-being. Becoming a member is easy and open to anyone who lives, works, or attends school in the area. We also extend membership to family members of existing members, creating a supportive network that thrives together. You can learn more about the specific eligibility criteria by visiting our website at http://www.vcu.com/member-perks. Once you're ready to take the next step, opening an account is straightforward! Just check out the details here: http://www.vcu.com/get-a-loan. If you have any questions or need assistance, feel free to reach out to us at (314) 264-5400. Join us at our branch located at 1467 W 5Th St Eureka Mo 63025 and experience all the benefits of being a member at Vantage!

Business Banking & Commercial Services

At Vantage, we understand that every business has unique needs and goals. Whether you're a startup or an established company in Eureka, MO, our mission is to help you thrive. Imagine having access to flexible financing options that empower you to invest in new equipment, expand your team, or even open a new location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses. But we don't stop at loans. Our merchant services make managing your business easier. From processing payments seamlessly to providing valuable insights into your sales trends, we ensure you have the tools you need to focus on what matters most growing your business. Visit us at 1467 W 5Th St Eureka Mo 63025 or call us at (314) 264-5400 to learn more about how we can support your business journey.

Comprehensive List Of Services

Business Banking

If you own a business, you'll appreciate our business banking services designed to support your growth. From merchant services that simplify transactions to business loans tailored to your needs, we aim to be your partner in success.

Call Us Today!

At Vantage, we're here for all your financial needs. With friendly staff ready to assist you and various services designed with you in mind, it's easy to see why we're a trusted choice in Eureka. For any questions or assistance, feel free to call us at (314) 264-5400 or visit our website at https://www.vcu.com/. We're excited to help you achieve your financial goals!

Digital Banking Features

In today's busy world, convenience is key. That's why we provide robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. Our ATM services are readily available for cash withdrawals and balance checks without any hassle. You can also perform basic transactions through our drive-thru service for added convenience during your visits.

Loans and Credit Options

Life sometimes throws unexpected expenses your way, and that's where our personal loans for debt consolidation come into play. Additionally, our credit cards come with rewarding benefits that make everyday purchases more enjoyable. Whether you're looking to finance a big purchase or simply manage existing debt, we've got you covered.

Personal Banking

When it comes to personal banking, we offer a variety of options that can fit different lifestyles. You can open checking and savings accounts that help you manage your everyday finances efficiently. If you're considering buying a car, our auto loans and vehicle financing options can help you get on the road with competitive rates. For those looking to purchase a home, our mortgage loans and refinancing solutions ensure you have the support you need every step of the way.

Digital & Online Banking

Key Features

Our online banking service provides you with 24/7 access to your account. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with the ability to sign documents electronically through our electronic signature authorization feature, handling important paperwork has never been more convenient. For those who prefer going paperless, we offer e-statements that let you view your account statements securely online. This not only helps you stay organized but also contributes to a greener environment.

Mobile Convenience

If you're always on the go, our mobile application makes banking even easier. With the app, you can manage your finances directly from your smartphone. Want to make payments quickly? Our mobile payments feature allows for fast transactions right from your device. You can also send money to friends and family effortlessly with our person-to-person transfers option.

Security and Support

At Vantage, we prioritize your security. Our digital banking services are built with robust security measures to ensure that your information stays safe. If you ever have questions or need assistance, our dedicated support team is ready to help. In today's fast-paced world, having reliable and accessible banking options is essential. With Vantage, enjoy the freedom and flexibility of digital banking while knowing that you're in good hands. Start exploring all these features today at https://www.vcu.com/!

Financial Strength

Commitment to Innovation

With $82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive, with $53,675 in used auto loans and $812,434,289 in total loans and leases supporting your financial goals across various sectors.

Growing Together

We have a strong member base, with a total of 141,678 share accounts showing the trust our community has placed in us. Our net shares available for lending stand at $4,101,977, further enhancing our ability to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 1467 W 5Th St Eureka Mo 63025 or call (314) 264-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees ready to assist you with any inquiries or needs.

Our Financial Health

With a net worth of $83,134,981, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong net worth underlines our commitment to providing you with the best banking experience possible. Additionally, our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,584,599 in used vehicle loans and $41,651,826 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our competitive rates can make your purchase more affordable.

Credit Lines and Personal Loans

If you're looking for flexible borrowing options, we also provide total credit lines amounting to $165,947,841. This can be an excellent way to manage unexpected expenses or fund personal projects without the hassle of traditional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, making buying or refinancing simple. We offer various terms and conditions to suit your needs and help you secure the home of your dreams.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $35,570,990 in loans helping members manage their finances effectively, these cards provide an easy way to handle everyday purchases while earning rewards. At Vantage, we believe that everyone deserves access to financial support that meets their unique needs. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 314-264-5400 for more information or visit us during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm; Friday from 9:00 am to 5:30 pm; and Saturday from 9:00 am to Noon. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Vantage be your partner in achieving your financial aspirations!

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