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Home Equity Loans
Personal Loans
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Introduction
Welcome to Vantage, your trusted credit union located at 11654 W Florissant Ave, Florissant, MO 63033. Since our establishment in 1957, we've been dedicated to serving our community and fostering financial well-being for all our members. With a total membership of 69,593 and assets exceeding $1.1 billion, we pride ourselves on being a solid partner in your financial journey. At Vantage, we understand that every member's financial needs are unique. That's why we offer a comprehensive range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to providing exceptional service is reflected in our impressive financial standing boasting total deposits of $55,123,119 and a net worth of $83,134,981. Our team is led by CEO Eric Acree and Board President Jerry Eichholz, both of whom share a passion for ensuring that our members receive the highest level of service and support. With over 259 employees working diligently to meet your needs, we are here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 11654 W Florissant Ave, Florissant, MO 63033. If you have any questions or need assistance, don't hesitate to reach out at 314-298-0055. Join us today and discover the difference Vantage can make in your financial life! Visit our website at vcu.com for more information or to start your membership journey. We look forward to welcoming you into our community!
Branch History & Mission
Community Engagement
Our roots run deep in Florissant, where we actively participate in local events and initiatives that uplift the community. From sponsoring youth sports teams to providing financial literacy workshops, Vantage strives to make a positive impact beyond just banking. While members can visit us at 11654 W Florissant Ave, official correspondence should be sent to 11654 W Florissant Ave, Florissant, MO 63033 if needed. We understand the importance of convenience; that's why we offer operating hours from Monday to Thursday 9:00 am - 5:00 pm, Friday until 5:30 pm, and Saturday until noon.
Looking Ahead
As we move forward, we remain committed to enhancing our digital services while ensuring ADA compliance and implementing customer-centric initiatives that streamline banking experiences for all. Though we currently do not offer ATMs or drive-thru banking at this location, our robust online banking options allow for easy access to your accounts anytime. Join us at Vantage as we continue this journey together. Experience firsthand how being part of a member-focused credit union can benefit you financially while contributing positively to your community. Let's build a brighter future together! For more information or to open an account today, call us at 314-298-0055 or visit us online at Vantage.
Our Mission
At Vantage, our mission is straightforward: to provide our members with the tools they need to achieve financial success. We believe that everyone deserves access to quality banking services without the barriers often found in traditional banks. Our commitment extends beyond offering competitive rates on personal banking services like checking accounts, auto loans, mortgages, and credit cards; it includes empowering our community through education and support. We aim to foster a sense of belonging and trust among our members while promoting responsible financial practices. Every decision we make is guided by our core values of integrity, accountability, and community involvement.
Branch Location & Accessibility
Convenient Access
Whether you're driving or walking, getting to our branch is a breeze. We offer ample parking for our members, ensuring you can easily stop by without any hassle. The facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all visitors comfortably.
Member Services
At Vantage, we're proud to offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our team is here to help you every step of the way. While we currently don't have ATM facilities or drive-thru service available at this location, our staff is ready to assist you inside the branch with any transactions or inquiries you may have. For those who prefer online banking, we provide a robust digital platform where you can manage your accounts anytime, anywhere.
Operating Hours
We understand that life can be busy, which is why we strive to provide flexible banking hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM until noon. This means you have plenty of opportunities throughout the week to visit us and manage your financial needs.
Visit Us Today!
We invite you to come by our Vantage branch at 11654 W Florissant Ave and discover how we can support your financial journey. If you have questions or need assistance before your visit, feel free to give us a call at 314-298-0055. We look forward to welcoming you into our community!
Member Eligibility
At Vantage, we believe that everyone deserves the chance to be part of a welcoming community that prioritizes your financial well-being. Becoming a member is easy and open to anyone who lives, works, or worships in the area around our branch at 11654 W Florissant Ave Florissant Mo 63033. Whether you're looking for personal banking solutions, auto loans, or even business services, joining us means gaining access to a range of benefits tailored just for you. We take pride in offering personalized support and competitive rates that can help you achieve your financial goals. To get started on your journey with us, simply check out our membership eligibility criteria at http://www.vcu.com/member-perks. If you have any questions or need assistance, feel free to give us a call at (314) 298-0055. We're here to guide you through the account opening process as well, which you can learn more about at http://www.vcu.com/get-a-loan. Join us today and experience the difference of being a valued member at Vantage!
Business Banking & Commercial Services
Merchant Services
In today's fast-paced market, effective payment solutions are vital for success. Our merchant services simplify transactions, making it easy for you to accept payments from customers in-store or online. Imagine running your operations smoothly while knowing that every sale is securely processed this is what we strive to provide at Vantage. Located at 11654 W Florissant Ave Florissant Mo 63033 in Florissant, MO, we're here to help you navigate the financial aspects of your business with confidence. For more information about how we can assist you, give us a call at (314) 298-0055. Let's work together to build a brighter future for your business!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While we currently do not have ATM facilities at this branch, we ensure that cash withdrawal services are easily accessible through various partnerships in the community. With all these services under one roof, we're proud to be part of the Florissant community at Vantage. If you're ready to take control of your financial future or if you have any questions about how we can assist you further, don't hesitate to reach out! Call us at (314) 298-0055 or visit us online at North County. Let's start this journey together!
Auto Loans & Vehicle Financing
Dreaming of a new car? Our Auto Loans & Vehicle Financing options make it simple and straightforward to get behind the wheel. We understand how important reliable transportation is for you and your family, which is why we offer competitive rates and flexible terms that work for your budget.
Business Banking
For entrepreneurs and business owners, our Business Banking services cater specifically to your needs. From Merchant Services that streamline transactions to Business Loans that help you expand or improve operations, we're committed to supporting local businesses in achieving their goals.
Credit Cards with Rewards
Don't miss out on benefits! Our Credit Cards with Rewards provide not only purchasing power but also rewards for everyday spending. Imagine earning points for travel or cashback simply by using your card for groceries or gas.
Mortgage Loans & Refinancing
When it's time to buy your first home or refinance an existing mortgage, we are here to help every step of the way. Our Mortgage Loans & Refinancing services ensure that you have the support and guidance needed to make informed decisions about one of life's biggest investments.
Personal Banking
Managing your day-to-day finances is made easy with our Personal Banking options. Whether you're opening a Checking or Savings Account, our accounts are designed to fit your lifestyle. Imagine having the flexibility to access your funds anytime, anywhere, thanks to our Online & Mobile Banking features. With just a few taps on your phone, you can check balances, transfer money, or pay bills without needing to visit a branch.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help manage those costs effectively. Whether you're planning a major purchase or looking to consolidate debt into one manageable payment, our team will work with you to find the right loan option.
Digital & Online Banking
Key Services
Our online banking platform provides you with the tools you need for real-time account management. You can check your balance, pay bills, and transfer funds with just a few clicks. Plus, our electronic signature authorization feature means you can sign documents securely online, saving you time and hassle. For those who prefer to go paperless, we offer e-statements that allow you to view your account statements digitally, making it easier to stay organized and monitor your finances. If you're always on the move, our mobile application brings all these features right to your fingertips. Whether you're at home or out running errands, managing your money has never been simpler.
Security and Ease of Use
Security is a top priority for us at Vantage. Our platform includes multiple layers of protection to keep your information safe while you bank online. We want you to feel confident and secure when using our services. Additionally, our mobile payments feature allows you to make transactions quickly using your smartphone. Need to send money to a friend? With our person-to-person transfer option, it's as easy as sending a text! In summary, at Vantage, we're committed to providing an accessible and user-friendly digital banking experience. From e-statements to mobile applications and secure electronic signatures, we've got everything you need for efficient financial management all available through https://www.vcu.com/. Experience the convenience today!
Financial Strength
Growing Member Base
Total Share Accounts: 141,678, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) stand at $4,101,977, illustrating our commitment to sound financial practices. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 11654 W Florissant Ave Florissant Mo 63033 or call 314-298-0055 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.
Investing Back into Our Community
With $82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $53,675 in used auto loans and an impressive $812,434,289 in total loans and leases available to support your financial goals across various sectors.
Operational Efficiency
Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Secure Savings Opportunities
Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Services
For business owners, our outstanding commercial loans totaling $74,883 provide the capital needed to grow and expand. We recognize that businesses have unique needs and offer tailored solutions to support their growth. If you're considering refinancing or want to explore eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 314-298-0055 or visit us at 11654 W Florissant Ave, Florissant MO 63033. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,584,599 in used vehicle loans and $41,651,826 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy for you to drive away in the car you want.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, make buying or refinancing simple. We offer various mortgage products to fit your unique situation and help you secure the home of your dreams.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $35,570,990 in loans helping members manage their finances effectively. These cards come with great rewards and can be an excellent way to handle everyday expenses while building your credit score.
Loan Aggregator
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