Vantage Credit Union Bridgeton MO: Affordable Auto Loans & Business Banking

Introduction

Welcome to Vantage, your trusted credit union located at 11915 Saint Charles Rock Rd, Bridgeton, MO 63044. Since our establishment in 1957, we have dedicated ourselves to serving our community with integrity and care. With a proud membership of 69,593, we strive to provide our members with exceptional financial services tailored to meet their needs. At Vantage, we are more than just a financial institution; we are a part of your community. Our commitment is reflected in our total assets of over $1.11 billion and robust member offerings, including personal banking, auto loans, mortgages, and business banking solutions. Our goal is to empower you with the right tools to achieve your financial dreams. Under the leadership of CEO Eric Acree and Board President Jerry Eichholz, our dedicated team of 259 employees works tirelessly to ensure that every member feels valued and supported. We take pride in maintaining a strong financial foundation with total deposits reaching $55,123,119 and a net worth of $83,134,981. These figures demonstrate our stability and ability to serve you effectively. While members can visit us at our Bridgeton branch for all their banking needs, official correspondence should be sent to the same address: 11915 SAINT CHARLES ROCK RD, BRIDGETON, MO 63044. We invite you to explore everything Vantage has to offer by visiting our website at vcu.com or giving us a call at 314-298-0055. Whether you're looking for a new loan or simply want to learn more about how we can assist you on your financial journey, we're here for you!

Branch History & Mission

Community Engagement

We take pride in being more than just a financial institution; we are active participants in local events and support initiatives that uplift those around us. Whether it's through volunteer work or educational programs aimed at improving financial literacy, we understand that our success is linked to the well-being of the communities we serve. As we look toward the future, we invite you to be part of this journey with us. Join Vantage today and experience firsthand how we can help you achieve your financial goals while contributing positively to Bridgeton. Visit us during operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to Noon or call us at (314) 298-0055 for more information. Together, let's build a brighter future!

Our Journey

Located at 11915 Saint Charles Rock Rd, Bridgeton, MO 63044, our branch is easy to find near local landmarks that highlight the vibrant spirit of our community. For official correspondence, you can reach us at the same address or send mail to 11915 SAINT CHARLES ROCK RD, BRIDGETON, MO 63044 if preferred. Since our inception, we've achieved numerous milestones that reflect our dedication to serving our members. With a total membership of 69,593 and a focus on personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions, we strive to meet the diverse needs of our community. We are proud of our financial strength as evidenced by our total assets of ${total_assets}.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of those in our community. We believe that everyone deserves access to quality banking options without unnecessary barriers. This includes offering user-friendly digital tools like online banking and mobile payments which make managing finances easier than ever before. Vantage is also committed to inclusivity. We ensure ADA compliance so all members can access our facilities and services without hindrance. Although we do not currently have ATM or drive-thru services available at this location, we continue to explore partnerships that can enhance convenience for all members.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated close to major routes and local landmarks, our branch is in a bustling area that's easy to find. You can spot us just off the main road, making it a quick stop for anyone in the vicinity. We offer ample parking spaces right outside the entrance, ensuring that your visit is hassle-free. Our facilities are ADA-compliant, featuring ramps for easy access, so everyone can feel welcome.

Operating Hours

We understand that life gets busy! That's why our friendly team is here during convenient hours: from Monday to Thursday, we're open from 9 AM to 5 PM; on Fridays, we extend our hours until 5:30 PM; and Saturdays, we're available from 9 AM to noon. We want to make it as easy as possible for you to manage your banking needs.

Services Available

At Vantage, we pride ourselves on offering a range of personal and business banking services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. While we currently do not have ATM or drive-thru services at this location, our dedicated staff is ready to assist you with all transactions inside the branch. If you need assistance or have any questions about our services, don't hesitate to reach out! You can call us at 314-298-0055 for more information. Whether you're a current member or looking to join our community, we invite you to visit us at Vantage in Bridgeton. Your financial success starts here!

Member Eligibility

At Vantage, becoming a member is like joining a family that cares about your financial well-being. We welcome anyone who lives, works, or worships in the area, making it easy for you to take advantage of our supportive community. Whether you're looking for personal banking options, loans, or simply a safe place to save, we have something for everyone. To learn more about specific eligibility criteria and to see if you qualify, please visit our detailed guide at http://www.vcu.com/member-perks. The process is straightforward and designed to be inclusive so don't hesitate to reach out! If you have any questions or need assistance, feel free to give us a call at (314) 298-0055. We're here to help you start your journey with us at our branch located at 11915 Saint Charles Rock Rd Bridgeton Mo 63044.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services provide essential tools that help streamline your operations. Imagine being able to accept payments effortlessly while managing your cash flow effectively. Our services include point-of-sale systems and online payment processing that keep your transactions smooth and secure, allowing you to focus on what matters most growing your business. Visit us at 11915 Saint Charles Rock Rd Bridgeton Mo 63044 in Bridgeton, or call us at (314) 298-0055 to learn more about how we can support your business journey!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing can help make that dream a reality. With competitive rates and flexible terms, you'll find a plan that fits your budget. Picture yourself driving off in that new vehicle with peace of mind knowing you've made a smart financial choice.

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking services, including merchant services and business loans. We understand that running a business comes with its own challenges, and we're committed to providing the support you need to thrive.

Cash Withdrawal Services

While we currently do not offer ATM services directly at this branch, our staff is always available during operating hours to assist with cash withdrawal requests and any other banking needs you may have. At Vantage, we strive to create a welcoming environment where members feel valued and empowered. If you're ready to explore these services further or if you have questions, please reach out by calling us at (314) 298-0055. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards. Imagine getting rewarded for everyday expenses like groceries or gas it's an easy way to save while you spend!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide tailored solutions that fit your unique situation. We work closely with you to navigate the mortgage process so you can focus on finding the perfect place to call home.

Online & Mobile Banking

Our commitment to convenience doesn't stop there; we also offer robust Online & Mobile Banking platforms. This means managing your finances is as easy as clicking a button whether you're at home or on the go. You can enjoy features such as person-to-person payments and electronic statements for added security and ease.

Personal Banking

We understand that personal finance can be overwhelming, which is why our Personal Banking options, including checking and savings accounts, are designed to simplify your life. Imagine easily accessing your funds whenever you need them through our convenient online and mobile banking services. This allows you to check your balance, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to streamline debt payments, our Personal Loans & Debt Consolidation options offer quick access to cash when you need it most. Whether it's for medical bills or home repairs, we're here to help lighten the load.

Digital & Online Banking

Key Features

Our commitment to keeping your information safe is paramount. You can rest easy knowing that we provide electronic signature authorization for secure transactions. Plus, our e-statements are available for those who prefer going paperless saving trees while simplifying your record-keeping. Need to send money to a friend? Our person-to-person transfer feature makes it as easy as sending a text message. And if you're out shopping or dining, take advantage of our mobile payments feature, allowing you to pay directly from your phone. For those always on the go, our mobile application brings all these services right to your smartphone. Download it today for easy access to your accounts wherever life takes you! At Vantage, we prioritize user-friendly experiences that empower you to manage your finances in real-time. We're here to support you every step of the way with digital tools that make banking not just easier but also more enjoyable. Experience the future of banking today with us!

Financial Strength

Growing Trust

We have established a strong community presence with a total of 141,678 share accounts, showing a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,101,977. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 11915 Saint Charles Rock Rd Bridgeton Mo 63044 or call (314) 298-0055 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is evident with $53,675 in used auto loans and $812,434,289 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,584,599 in used vehicle loans and $41,651,826 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $74,883 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering tailored solutions to support your ambitions.

Credit Card Options

Managing day-to-day expenses is easy with our credit card options. We also offer flexible terms on unsecured credit card loans, with a total of $35,570,990 in loans helping members manage their finances effectively. These cards provide convenience and flexibility for your spending needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, make buying or refinancing simple. We offer competitive rates and flexible terms that can help turn your dream of owning a home into reality.

Refinancing and Eligibility

If you're looking for ways to lower your monthly payments or take advantage of better interest rates, our refinancing options may be perfect for you. Be sure to check out our eligibility requirements at this link so you can start exploring how we can assist you today. At Vantage, located at 11915 Saint Charles Rock Rd Bridgeton Mo 63044, Bridgeton, MO, we're dedicated to helping you find financial solutions that work for you. For more information about our loan products or to speak with one of our knowledgeable representatives, feel free to call us at (314) 298-0055. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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