Vantage Credit Union Florissant MO: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vantage, your trusted financial partner located at 601 Greenway Chase Dr, Florissant, MO 63031. Since our establishment in 1957, we have proudly served our community with a commitment to fostering financial growth and security for all our members. With a robust membership of 69,593 and total assets reaching an impressive $1,113,196,165, we are dedicated to providing personalized banking solutions that meet the diverse needs of our community. At Vantage, we understand that every financial journey is unique. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions designed to empower you on your path to success. Our total deposits stand at $55,123,119, reflecting the trust and confidence placed in us by our members. While members can visit us at our branch address, official correspondence should be sent to the same location: 601 Greenway Chase Dr, Florissant, MO 63031. Our team of 259 employees is here to assist you with any inquiries or needs you may have. Under the leadership of CEO Eric Acree and Board President Jerry Eichholz, we strive to create a welcoming environment where you feel valued and supported. As a member-focused credit union, we believe in giving back to the community. With total loans amounting to 106,533, including personal loans and business financing options, we work tirelessly to help our members achieve their goals while ensuring financial stability for everyone involved. We invite you to explore what Vantage has to offer! Whether you're looking for competitive loan rates or seeking advice on managing your finances effectively, our doors are always open. Feel free to reach out at 314-298-0055 or visit our website at www.vcu.com for more information. Join us today and experience the Vantage difference where your financial well-being is our priority!

Branch History & Mission

Community Focus

Vantage has always been focused on giving back to the communities we serve. From sponsoring local events to partnering with organizations that uplift our neighborhoods, we are dedicated to making a difference. We understand that by investing in our community, we help create a better future for all. As technology evolves, so do we. Vantage offers modern conveniences like online and mobile banking, ensuring you can manage your finances whenever and wherever you need. We also maintain ADA compliance so that all members can access our services comfortably.

Join Us

With total assets exceeding $1.1 billion, Vantage continues to thrive while prioritizing member satisfaction and community welfare. Whether you're looking for personal loans or business banking solutions, we have something for everyone. We invite you to experience the benefits of membership at Vantage. Join us today and become part of a community-focused credit union that truly cares about your financial well-being! For inquiries or assistance, feel free to reach us at 314-298-0055 during our lobby hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 5:30 PM - Saturday: 9:00 AM - Noon Together, let's achieve your financial goals!

Our Mission

At Vantage, our mission is clear: we aim to provide exceptional financial services while fostering a sense of community. We believe in empowering our members through personalized banking options that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We strive to make banking simple and accessible for everyone. Our commitment goes beyond just numbers; it's about building relationships and supporting our community's growth. As we look back on our history of nearly seven decades, we take pride in being more than just a credit union we are a trusted partner in your financial journey.

Branch Location & Accessibility

Convenient Access and Parking

At our Greenway Chase location, we prioritize your convenience. Ample parking is available right outside the branch, making it easy for you to stop by without any hassle. We also ensure that our facilities are ADA compliant, providing accessibility features such as ramps to accommodate all members of our community.

Operating Hours to Serve You Better

We understand that life can be busy. That's why our lobby hours are designed with your schedule in mind. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until noon. Our team is ready and waiting to assist you during these hours.

Services Tailored for Your Needs

At Vantage, we offer a wide range of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. While we currently do not have ATM services or drive-thru banking at this location, our dedicated staff is always on hand to provide personalized assistance. If you need to reach out before visiting, feel free to give us a call at 314-298-0055. We're here to help you navigate your financial journey with ease. While members can visit us at 601 Greenway Chase Dr, official correspondence should be sent to the same address as well since it serves both purposes. We invite you to come see us soon! Whether you're opening a new account or discussing loan options, our friendly team at Vantage looks forward to welcoming you into our community bank family!

Member Eligibility

At Vantage, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We want to ensure you can access all the benefits that come with membership, from personalized banking services to competitive loan rates. To check out the specific eligibility criteria, feel free to visit our website at http://www.vcu.com/member-perks. Opening an account with us is easy and straightforward! You can explore your options online by visiting http://www.vcu.com/get-a-loan, or simply give us a call at (314) 298-0055 if you have any questions. We're here to help you start your journey with Vantage at our branch located at 601 Greenway Chase Dr Florissant Mo 63031. Join us today and enjoy the many advantages that come with being a valued member!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools to manage transactions effortlessly. Our merchant services provide secure payment processing, allowing you to focus on what you do best running your business. Whether you're selling online or at a physical location, our solutions are designed to streamline your operations and enhance customer satisfaction. Located at 601 Greenway Chase Dr Florissant Mo 63031 in Florissant, MO, we're here to partner with you on your journey towards success. Contact us today at (314) 298-0055 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

Additional Financial Services

Need some extra cash? Our personal loans and debt consolidation options can help ease financial burdens. Think about consolidating multiple debts into one manageable payment, giving you peace of mind and more room in your monthly budget. And don't forget about our credit cards with rewards! Enjoy the benefits of everyday purchases adding up to rewards that can be used for travel, merchandise, or even cash back.

Business Banking Options

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Running a business requires efficient financial management, and we're here to support you with tools that can help streamline operations and foster growth.

Connect with Us

We invite you to visit us at 601 Greenway Chase Dr Florissant Mo 63031 or give us a call at (314) 298-0055 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to noon. Discover how Vantage can assist you in achieving your financial goals today! For more information about our offerings, please explore our website at Greenway Chase.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Vantage provides robust online and mobile banking services. From checking your account balance on-the-go to transferring funds instantly between accounts or making payments with just a few taps our digital banking features make managing your finances easy and accessible. Though we currently do not have ATM services at this location, we encourage you to utilize our online resources for cash withdrawal services wherever needed.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you save for what matters most. Imagine having a secure place to keep your hard-earned money while also earning interest. With our competitive rates, you can watch your savings grow over time. When it comes to financing, our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. We understand that buying a car is a significant investment, and our team is here to guide you through the process with flexible loan terms that fit your budget. For those considering home ownership or refinancing their current mortgage, our mortgage loans offer tailored solutions. Picture yourself unlocking the door to your new home or saving money through refinancing; we provide personalized assistance every step of the way.

Digital & Online Banking

Key Features for Your Convenience

Imagine never having to worry about paperwork again. With our electronic signature authorization, you can sign documents securely from the comfort of your own home. Plus, our e-statements allow you to receive your account statements electronically, reducing clutter while keeping everything organized and accessible. For those who enjoy the convenience of mobile payments, we've got you covered! Our mobile payments feature makes it easy to make purchases directly from your smartphone. And if you're ever in need of sending money quickly to friends or family, our person-to-person transfers let you do just that without any hassle.

Stay Connected with Our Mobile Application

Our user-friendly mobile application puts banking right at your fingertips. You can manage your accounts with ease and enjoy all the functionalities of online banking wherever you are. Everything is designed with security in mind, so you can feel confident while banking on the go. At Vantage, we believe that banking should fit into your life not the other way around. Explore our digital banking options today and experience how easy it is to stay connected with your finances! For more information or to get started, visit us at https://www.vcu.com/.

Financial Strength

Growing Membership Base

Total Share Accounts: 141,678, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,101,977. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 601 Greenway Chase Dr Florissant Mo 63031 or call (314) 298-0055 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Member Services

With $82,315,945 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $53,675 in used auto loans and $812,434,289 in total loans and leases.

Member-Focused Savings Options

Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $83,134,981, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already helped members secure $41,651,826 in new vehicle loans and $167,584,599 in used vehicle loans to get them on the road. Whether you're eyeing a brand-new model or a reliable used option, we are here to make the financing process simple and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $74,883 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges; our loan products aim to support you through those challenges by providing easy access to funds when you need them most. We also encourage potential borrowers to explore refinancing options if you're looking to adjust your current loan terms or seek out better rates. Additionally, eligibility options are available for those interested in becoming part of our member community check out our website for more details at Vantage. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial dreams or simply want more information about our loan products and services available at Vantage in Florissant, call us today at 314-298-0055.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, making buying or refinancing straightforward. Our team will work with you to find the best solution that fits your budget and lifestyle.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $35,570,990 helping members manage their finances effectively. These cards come with features that can make managing everyday purchases easier while allowing for greater financial freedom.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted resource for consumers seeking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified data, users can trust that they are viewing legitimate loan offers from reputable financial institutions. One of the standout features of LendMesh is its commitment to unbiased results. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh presents all available options equally. This means users can compare real-time rates without worrying about hidden agendas or skewed information. Additionally, LendMesh provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. The platform's real-time rate comparisons ensure that consumers have access to the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals secure better financial outcomes. If you're ready to take control of your borrowing costs, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.