Vantage Credit Union

Situated conveniently on South Lindbergh Boulevard in Saint Louis, the Vantage Credit Union branch at 3860 S Lindbergh Blvd is your neighborhood partner for smart financial solutions. Open Monday through Thursday from 9:00 am to 5:00 pm, Fridays until 5:30 pm, and Saturdays from 9:00 am to noon, this welcoming location specializes in competitive auto loans and vehicle financing options designed to get you behind the wheel with confidence. Whether you're purchasing a new ride or refinancing an existing loan, Vantage offers tailored rates that fit your budget.
Serving over 69,000 members with assets exceeding $1.1 billion, this branch also provides expert mortgage loans and refinancing services to help make homeownership more attainable. Personal banking options include flexible checking and savings accounts, rewarding credit cards packed with perks, as well as personal loans and debt consolidation to keep your finances on track. While there’s no ATM or drive-thru available onsite, robust online and mobile banking platforms ensure your money is always within reach.
Visit Vantage Credit Union at 3860 S Lindbergh Blvd or call 314-298-0055 today. Experience local service—contact us for personalized guidance and discover how our signature auto loans and mortgage products can empower your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
6.75 % - 24.9 %
heloc
7.25 % - 24.9 %
90 %
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
10.99 %

Introduction

Welcome to Vantage, your trusted partner in financial wellness right here in Saint Louis, MO! Established in 1957, we have been dedicated to serving our community with a personal touch and a commitment to excellence. Located at 3860 S Lindbergh Blvd, our branch is designed to meet your financial needs, whether you're looking for personal banking options or business solutions. At Vantage, we pride ourselves on being more than just a credit union; we are a member-focused institution that values each of our 69,593 members. With total assets of over $1.11 billion and total deposits amounting to $55,123,119, we ensure that your money is safe and growing. Our net worth stands strong at $83,134,981, reflecting our financial stability and ability to serve you better. Our leadership team, headed by CEO Eric Acree and Board President Jerry Eichholz, is committed to fostering a welcoming environment where your financial goals can thrive. With a dedicated staff of 259 employees, we strive to provide personalized service that makes banking easy and accessible for everyone. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 3860 S Lindbergh Blvd, Saint Louis, MO 63127. We understand that every member has unique needs. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With total loans exceeding 106,533, we're here to help you finance your dreams. If you're interested in joining our community or learning more about what we offer, don't hesitate to reach out! Give us a call at 314-298-0055 or visit us online at www.vcu.com. Your financial journey starts here at Vantage where members come first!

Branch History & Mission

A Welcoming Environment

While you can visit us at our branch location, official correspondence should be sent to 3860 S Lindbergh Blvd, Saint Louis, MO 63127. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to Noon. Although we do not offer ATM services or drive-thru banking at this location, our friendly team is always ready to assist you in person.

Community Focus

At Vantage, we believe in giving back. Our partnerships with local organizations and involvement in community outreach initiatives underscore our commitment to making a positive impact in Saint Louis. We understand that our success is intertwined with the well-being of the communities we serve. Whether through financial education programs or support for local events, we strive to uplift those around us.

Join Us

As we continue our journey into the future, Vantage invites you to become part of our family. Experience a credit union that values you as an individual and supports your aspirations. Together, let's build a brighter financial future for everyone in our community. Discover more about what we offer by visiting our website or give us a call at 314-298-0055 today!

Our Journey

From humble beginnings, Vantage has remained dedicated to our mission: to provide exceptional financial services while fostering a spirit of community support. Over the years, we have achieved significant milestones that reflect our commitment to service excellence. Our branch has adapted to changing times by incorporating innovative technologies like online banking and mobile payments, ensuring that our members have access to their accounts anytime and anywhere.

Branch Location & Accessibility

Welcome to Vantage, your friendly neighborhood credit union located at 3860 S Lindbergh Blvd in Saint Louis, MO. Our branch is conveniently situated, making it easy for you to access a wide range of financial services. Whether you're coming from nearby landmarks like the South County Center or just passing through the area, you'll find us right where you need us. While members can visit us at our main address, all official correspondence should be sent to the same location at 3860 S Lindbergh Blvd, Saint Louis, MO 63127. We strive to make your banking experience as smooth as possible. With ample parking available and ADA-compliant features like ramps, everyone can easily access our services. Our operating hours are designed with your schedule in mind: we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until noon. Need assistance? Just give us a call at 314-298-0055 during these hours. At Vantage, we take pride in offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we're here to support your financial journey. Please note that while we do not have ATMs or drive-thru services at this location, our team is ready to assist you inside the branch. We invite you to come by and discover how Vantage can help you achieve your financial goals. Whether you're looking for advice on loans or want to open an account, our dedicated staff is here for you. Don't hesitate visit us today!

Member Eligibility

Becoming a member of Vantage is more than just opening an account; it's about joining a community that values your financial well-being. If you live, work, or worship in the area surrounding 3860 S Lindbergh Blvd Saint Louis Mo 63127, you're likely eligible to become part of our family. Membership at Vantage opens the door to a range of benefits, including competitive rates on loans and savings, personalized service, and access to exclusive member perks. Getting started is simple! You can find all the details about membership eligibility by visiting this link. If you're ready to take the next step, check out how easy it is to open an account at this page. If you have any questions or need assistance, feel free to call us at (314) 298-0055. We're here to help you on your journey toward better financial health!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, we offer merchant services that make day-to-day transactions easier for your business. Imagine being able to accept payments seamlessly from customers while keeping track of sales effortlessly. Our services help you manage cash flow and improve customer satisfaction, allowing you to focus on what matters most growing your business. Visit us at 3860 S Lindbergh Blvd Saint Louis Mo 63127 in Saint Louis, MO, or give us a call at (314) 298-0055. Let's work together to achieve your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $74,883, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans designed to help your company grow. You can count on us to provide the financial tools necessary for success.

Call to Action

Explore all these great services by visiting us at Vantage in Saint Louis today! Let us help you achieve your financial goals with personalized solutions tailored just for you. Your journey towards better banking starts here!

Convenient Digital Banking

We understand that convenience is key in today's busy world. That's why we offer robust Online & Mobile Banking features that let you manage your accounts from anywhere at any time. With mobile payments and person-to-person transfer capabilities, managing your money has never been simpler. Although we currently do not have ATM services or drive-thru options available at this branch, our online tools are designed for ease of access so that you can withdraw cash or check balances without hassle. Our team is always ready to help answer questions or guide you through any service. If you're interested in learning more about what we offer or how we can assist you further, please don't hesitate to reach out at 314-298-0055 or visit us at our branch.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on purchases that can be redeemed for travel, merchandise, and more. It's an easy way to make everyday spending work harder for you!

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your everyday finances effectively. Imagine having an account that not only keeps your money safe but also earns you interest! Our auto loans and vehicle financing options are perfect for those ready to hit the road in a new car. With competitive rates and flexible terms, getting behind the wheel has never been easier. For homeowners or aspiring homeowners, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. Whether you're buying your first home or looking to refinance your existing mortgage, our team is here to assist you every step of the way. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can be a smart choice. We work with you to create a manageable plan that fits your budget.

Digital & Online Banking

At Vantage, we understand that your time is valuable, which is why we've made banking as convenient and secure as possible. With our digital and online banking services, you can manage your finances anytime, anywhere. Whether you're at home or on the go, accessing your accounts has never been easier. One of the standout features of our service is the ability to engage in 24/7 Online Banking. You can view your account balances, transfer funds, and pay bills all from the comfort of your own device. Want to see how it works? Visit us at https://www.vcu.com/ to explore our full range of online services. For those who prefer a more personal touch, our Person-to-Person Transfers allow you to send money directly to friends or family without any hassle. Just a few taps on your phone or clicks on your computer, and you're done! Plus, if you're busy but still need to sign important documents, we offer Electronic Signature Authorization, making it easy to complete transactions quickly and securely. Staying organized is also simple with our E-Statements. Instead of waiting for paper statements in the mail, you can access your statements online whenever you need them helping you keep track of your finances effortlessly. If you're always on the move, you'll love our Mobile Application that puts banking right in your pocket. Not only can you check balances and make payments easily, but you can also take advantage of Mobile Payments, ensuring that paying for goods or services is quick and straightforward. In an ever-changing world, having control over your finances shouldn't be complicated. With Vantage, enjoy user-friendly solutions designed with your needs in mind. Experience banking that fits into your life by visiting us online today!

Financial Strength

Committed to Growth

Our strong position includes $82,315,945 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $53,675 in used auto loans and $812,434,289 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $108,017,851 in share certificates and $203,518,690 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $188,189, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 258 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $83,134,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $4,101,977. Total Share and Deposit Accounts: 141,678, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage is your trusted partner. Visit us at 3860 S Lindbergh Blvd Saint Louis Mo 63127 or call (314) 298-0055 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those interested in business opportunities, our outstanding commercial loans totaling $74,883 provide the capital needed to grow and expand your business. Additionally, we offer various credit lines to meet your specific financial needs, amounting to $165,947,841. At Vantage, we believe that securing a loan should be straightforward and accessible. We encourage our members to explore refinancing options if you're looking for better rates or terms. Check out our eligibility criteria here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards financing your dreams, don't hesitate to reach out! You can contact us at (314) 298-0055, visit us at 3860 S Lindbergh Blvd Saint Louis Mo 63127, or apply online at our website. Let's work together to find the best loan solution for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $167,584,599 in used vehicle loans and $41,651,826 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $92,262,192, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,570,990 in loans helping members manage their finances effectively. Our credit cards come with great rewards and no annual fees, providing you with added benefits as you make everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find misleading or inflated rates here. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that put your needs first. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the information they receive reflects current market conditions.

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