Vehicle Loans in Houston, TX

Looking for the lowest car loan rates in Houston? Local credit unions offer competitive rates and quick approvals, helping you save money and drive away with confidence. Comparing offers is easy and puts you in control of your next vehicle purchase.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Shell has auto loan rates ranging from 3.99% to 18% APR today. These rates have shown no change compared to 7, 30, and 60 days ago.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. United has auto loan rates ranging from 4.15% to 6.3% APR today. These rates show no change compared to 7 and 30 days ago.

First Community has auto loan rates ranging from 4.24% to 17.44% APR, which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loan rates stay steady at 7.99% to 17.99% APR with no changes in the past 30 days. Amoco s auto loans with APRs ranging from 4.39% to 18% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 9.4% and 18% , showing no change from both 7 and 30 days ago. Chartway s auto loans with rates ranging from 4.5% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago but have gone down since 30, 60, and 90 days ago.

Nusenda s auto loans with APRs ranging from 4.74% to 11.25% today. Rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR.

Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Texans Credit Union’s vehicle loans include Auto loans with rates from 4.89% to 9.04% APR and Recreational loans ranging from 7.99% to 10.49% APR. Both Auto and Recreational rates are unchanged from 7 and 30 days ago, but Recreational rates are up compared to 30 days ago.

🏦 All Local Lenders in Houston, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
ENERGY ONE FEDERAL CREDIT UNION
1293 ELDRIDGE PKWY HOUSTON TX 77077
P2P
E-Statements
E-Signature
Assets: $272,140,797
Deposits: $10,803,626
Net Worth: $31,341,455
Employees: 57
Members: 18,526
FIRST COMMUNITY CREDIT UNION
12121 WESTHEIMER RD HOUSTON TX 77077
ATM
P2P
E-Statements
E-Signature
Assets: $2,421,246,359
Deposits: $32,370,341
Net Worth: $217,335,266
Employees: 419
Members: 165,959
FIRST SERVICE CREDIT UNION
1805 ELDRIDGE PKWY HOUSTON TX 77077
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,357,838,759
Deposits: $62,516,034
Net Worth: $155,298,256
Employees: 278
Members: 99,478
SOUTHERN FEDERAL CREDIT UNION
1414 ENCLAVE PKWY STE 250 HOUSTON TX 77077
ATM
P2P
E-Statements
E-Signature
Assets: $77,647,664
Deposits: $13,062,229
Net Worth: $33,371,389
Employees: 9
Members: 3,362

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION
✅OAK FARMS EMPLOYEES CREDIT UNION
✅PRIMEWAY FEDERAL CREDIT UNION
✅HOUSTON POLICE FEDERAL CREDIT UNION
✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION
✅HOUSTON HIGHWAY CREDIT UNION
✅PILGRIM CUCC FEDERAL CREDIT UNION
✅PORT TERMINAL FEDERAL CREDIT UNION
✅SYNERGY FEDERAL CREDIT UNION
✅UNION FIDELITY FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅MEMORIAL 62571 CREDIT UNION
✅INVESTEX CREDIT UNION
✅MET TRAN FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PRIORITY TRUST CREDIT UNION
✅UNITED ENERGY CREDIT UNION
✅FIRST SERVICE 68605 CREDIT UNION
✅HARRIS COUNTY FEDERAL CREDIT UNION
✅KBR HERITAGE FEDERAL CREDIT UNION
✅JSC FEDERAL CREDIT UNION
✅ILA 1351 FEDERAL CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅BAKER HUGHES FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅FIRST EAGLE FEDERAL CREDIT UNION
✅TEAM FINANCIAL FEDERAL CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION
✅SHELL FEDERAL CREDIT UNION
✅UNITED COMMUNITY 68369 CREDIT UNION
✅SP TRAINMEN FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅BCM FEDERAL CREDIT UNION
✅BAYOU CITY FEDERAL CREDIT UNION
✅PIE CREDIT UNION
✅TRUITY FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅MEMBERSOURCE CREDIT UNION
✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION
✅PORT OF HOUSTON CREDIT UNION
✅TOGETHER CREDIT UNION
✅REED CREDIT UNION
✅FIRST COMMUNITY 66818 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅TEXAS LEE FEDERAL CREDIT UNION
✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION
✅TEXAS BAY CREDIT UNION
✅HOUSTON FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅GULF COAST EDUCATORS FEDERAL CREDIT UNION
✅HERITAGE HUB FEDERAL CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅AMOCO FEDERAL CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅CREDIT HUMAN FEDERAL CREDIT UNION
✅LIGHT COMMERCE CREDIT UNION
✅CYFAIR CREDIT UNION
✅ENERGY CAPITAL CREDIT UNION
✅SMART FINANCIAL CREDIT UNION
✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
✅BRAZOS VALLEY SCHOOLS CREDIT UNION
✅SOUTHERN STAR CREDIT UNION
✅SOUTHERN 9214 CREDIT UNION
✅BP FEDERAL CREDIT UNION
✅FIRST SERVICE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅ST LUKES COMMUNITY CREDIT UNION
✅HOUSTON BELT TERMINAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅COMMUNITY RESOURCE 68021 CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION
✅ESSENTIAL CREDIT UNION
✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION
✅ILA 28 FEDERAL CREDIT UNION
✅SHARED RESOURCES CREDIT UNION
✅PASADENA MUNICIPAL FEDERAL CREDIT UNION
✅IBEW LU 66 CREDIT UNION
✅CHEMCEL FEDERAL CREDIT UNION
✅BEACON 6062 CREDIT UNION
✅BAYER HERITAGE FEDERAL CREDIT UNION
✅CITY OF DEER PARK FEDERAL CREDIT UNION
✅LUBRIZOL EMPLOYEES CREDIT UNION
✅U S I CREDIT UNION

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