FIRST SERVICE CREDIT UNION

As we look towards the future, we invite you to become part of our growing family at First Service. Experience firsthand the benefits of being a member with access to personalized financial advice and community-focused initiatives. Visit us today or call us at 713-428-3261 during our operating hours (Mon-Fri: 9am-5pm; Sat: 9am-1pm) and discover how First Service can help you reach your financial dreams!

From humble beginnings, First Service has evolved into a trusted financial partner for individuals and families alike. With a commitment to outstanding service and a focus on community support, we have established ourselves as an integral part of the Houston area. Our journey has seen us introduce various services, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our growth is also reflected in the advancements we've made in technology. We offer online and mobile banking services that allow our members to manage their finances conveniently from anywhere. Additionally, our branch is ADA compliant and equipped with an ATM for easy access to cash. For those who prefer face-to-face interactions, we provide drive-thru banking and shared service center options.

At the heart of First Service is our mission: to empower our members through accessible financial solutions while actively contributing to community well-being. We believe that everyone deserves a chance to achieve their financial goals and lead successful lives. Whether it's through offering competitive loan rates or investing in local outreach initiatives, we strive to make a positive impact. Our commitment goes beyond traditional banking; we partner with local organizations to support community development projects and educational programs. We understand that by uplifting those around us, we contribute to a stronger future for all. While members can visit us at 1805 Eldridge Pkwy for their banking needs, official correspondence should be sent to 1805 Eldridge Pkwy, Houston, TX 77077-3573.

At First Service, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Additionally, if you're a member of a partner credit union, feel free to take advantage of our shared services for deposits and withdrawals.

At First Service, we prioritize accessibility for all our members. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can easily visit us. If you prefer banking on the go, we also have an ATM available for quick cash withdrawals and balance checks. Plus, with our drive-thru service, you can handle your banking transactions without leaving your vehicle perfect for those busy days!

We understand that life can get hectic, which is why our operating hours are designed with your schedule in mind. Join us Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 1 PM. This gives you plenty of time during the week or over the weekend to come in and speak with one of our friendly staff members. While members can visit us at 1805 Eldridge Pkwy, official correspondence should be sent to our mailing address at 1805 Eldridge Pkwy, Houston, TX 77077-3573.

If you have any questions or need assistance with your banking needs, don't hesitate to reach out! Give us a call at 713-428-3261 or stop by during our convenient hours. We look forward to welcoming you into our community at First Service!

Imagine having the tools to accept payments seamlessly while managing your cash flow effectively. Our merchant services equip you with the ability to process transactions easily, whether in-store or online. This means you can focus on what you do best running your business while we handle the financial details. Visit us at 1805 Eldridge Pkwy Houston Tx 77077 in Houston, TX or call us at (713) 428-3261 to discover how our tailored services can support your business goals. Let's work together to turn your vision into reality!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $34,424,275, we continue to drive economic growth by financing new and expanding businesses.

For our business members, we understand that managing finances can be challenging. That's why we provide robust business banking services, including merchant services and business loans. You can focus on growing your business while we take care of the financial details.

Visiting us in person? Our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions to save you time. We also participate in shared branch transactions, so if you're a member of another partner credit union, you can still access essential services like deposits and withdrawals at our location. In conclusion, whether you're looking to open a new account, apply for a loan, or explore investment options, First Service has everything you need under one roof. Our team is here to assist you every step of the way. For more information about our services or to get started today, give us a call at (713) 428-3261 or visit us online at Eldridge Branch. We look forward to serving you!

Don't forget about our credit cards with rewards! These cards not only offer great benefits but also help you earn points on everyday purchases. Picture yourself earning rewards just by shopping for groceries or fueling up your car.

With technology being a crucial part of our lives today, we ensure that banking with us is easy and efficient. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Need cash? Utilize our ATM services for quick withdrawals and balance checks. If you're on the go, our person-to-person payment feature makes sending money to friends or family a breeze.

When it comes to managing your finances, having the right accounts can make all the difference. At First Service, we offer checking and savings accounts that suit various lifestyles. Imagine easily accessing your funds online or through our mobile app while keeping track of your savings goals effortlessly. With our auto loans and vehicle financing, getting behind the wheel of your dream car is simpler than ever. Our competitive rates mean you can save more while enjoying the ride. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed to fit your financial situation. We guide you through the process, making it smooth and straightforward. Additionally, for those unexpected expenses, our personal loans and debt consolidation options can provide the relief you need.

One of the standout features is our electronic signature authorization, which allows you to sign documents securely without the need for printing. This makes handling paperwork simpler and faster, letting you focus on what really matters. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and keep your financial records organized online. If you're always on the go, you'll appreciate our mobile application. It offers all the functionalities of online banking right at your fingertips. You can also make mobile payments quickly and easily perfect for those times when you're out and about. Need to send money to friends or family? Our person-to-person transfer feature makes this hassle-free. You can send money directly from your account to theirs without any complicated steps. In today's fast-paced world, having real-time access to your accounts is crucial. That's why First Service prioritizes accessibility and ease-of-use in all our digital banking offerings. With our secure platform, managing your finances has never been easier or safer. For more details on how you can take advantage of these features, visit us at https://www.fscu.com/ . Join us at First Service and experience a new way of banking!

With $85,943,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant with $10,108 in used auto loans and $1,032,586,386 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 11 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Total Share and Deposit Accounts stand at 200,269, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $395,090, showcasing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 1805 Eldridge Pkwy Houston Tx 77077 or call (713) 428-3261 to learn more about how we can help you achieve your financial goals.

Members' savings are secured through $429,913,433 in share certificates and $159,292,541 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,066,760, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

With a net worth of $155,298,256, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,696,191 in used vehicle loans and $242,216,756 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find a solution that fits your budget.

For business owners, our outstanding commercial loans totaling $34,424,275 provide the capital needed to grow and expand your business. We work closely with entrepreneurs to understand their unique needs and tailor financing solutions accordingly.

Our total credit lines amount to $512,596,047, providing members with additional flexibility in managing cash flow and unexpected expenses. Accessing funds has never been easier, allowing you to focus on what matters most. At First Service, we believe that everyone deserves access to affordable financing options. If you're considering refinancing or want to learn more about eligibility for any of our loan products, please reach out to us at (713) 428-3261 or visit us at 1805 Eldridge Pkwy Houston Tx 77077 in Houston, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you in making informed financial decisions that align with your personal goals.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,337,942, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you understand your options for purchasing or refinancing your home.

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $35,912,610 helping members manage their finances effectively. You can enjoy peace of mind knowing that you have access to funds when you need them most.

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