Vehicle Loans in Houston, TX

Searching for the best used vehicle loan rates in Houston? Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel faster. It’s simple, quick, and tailored just for Houston drivers like you.

Save time and money by exploring competitive loan options right here in Houston, TX. Whether you want low rates or easy approvals, comparing multiple offers helps you make a confident choice for your next used car. Start your journey with local support today.

NewUsed

Filters

Lender
APR
Term
Link
Info
unitedfcu
2.99 - 4.95 %
7 Yrs
shellfcu
3.49 - 18 %
0.1 - 7 Yrs
nechesfcu
3.75 - 5 %
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
texasbaycu
3.94 - 5.44 %
3.1 - 7 Yrs
abileneteachersfcu
3.95 - 18 %
0.1 - 7 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
smartcu
3.99 - 16.99 %
0.1 - 7 Yrs
uhcu
3.99 - 6.09 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

United has auto loan rates ranging from 2.99% to 4.95% APR, with no change from 7 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 4.7% to 5.95% APR and have stayed the same compared to 7 days ago but are down from 30 and 60 days ago. Recreational loan rates are between 6.25% and 6.75% APR with no changes in the past 60 days. Shell's auto loan rates range from 3.49% to 18% APR today. These rates show no change compared to 7 and 30 days ago, as well as 60 and 90 days ago.

Neches has auto loan rates ranging from 3.75% to 5% APR, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans are between 3.75% and 4.75% APR, showing no change over the past 7 and 30 days. Recreational vehicle loans range from 3.75% to 6.75% APR and have stayed the same compared to a month ago. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR and have also stayed the same over the past 7 and 30 days.

Navy Federal Credit Union has auto loan rates ranging from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR and have stayed the same over the past month. Recreational loan rates are 6.95% to 9.9% APR, which is down from 7 days ago but unchanged from 30 days ago. Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

Abilene Teachers vehicle loans range from 3.95% to 18% today. Rates are unchanged from 7 and 30 days ago but slightly up from 90 days ago. This applies to their auto loans. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Smart Financial's auto loans range from 3.99% to 16.99% , with no change in rates over the past 7 and 30 days. Motorcycle loans and recreational loans both start at 6.74% APR and also show no change compared to 7 and 30 days ago.

United Heritage's auto loan rates range from 3.99% to 6.09% APR today, with no change from 7 or 30 days ago. Recreational loan rates are higher, ranging from 6.19% to 10.79% , and have gone up since 7 days ago but down compared to 30 days ago.

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Why compare Vehicle Loans in Houston, TX on LendMesh

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