Vehicle Loans in Houston, TX

Looking for cheap car finance in Houston, TX? Compare local loan offers quickly to find the best rates that fit your budget. Whether it’s your first car or an upgrade, starting here puts you in control of your next ride.

Houston drivers deserve easy, affordable car loans with fast approval. Explore personalized options from trusted lenders nearby and get behind the wheel sooner without breaking the bank. Your next car is closer than you think!

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Lender
APR
Term
Link
Info
skyone
4.99 - 6.99 %
3 - 7 Yrs
atfcu
5.04 - 6.24 %
1 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
rallycu
5.24 - 18 %
7 Yrs
aplusfcu
5.24 - 6.49 %
0.5 - 7 Yrs
meriwest
5.24 - 7.59 %
1 - 7 Yrs
etpcu
5.29 - 5.99 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs
techcu
5.49 - 15.74 %
1 - 7 Yrs
firstmarkcu
5.49 - 6.84 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. Austin Telco's auto loan rates range from 5.04% to 6.24% APR today, with no change over the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 7.04% APR, also unchanged during that time. Recreational loan rates are between 7.49% and 8.49% APR, remaining stable as well.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. A+'s auto loans with APRs ranging from 5.24% to 6.49% , which have not changed in the past 7, 30, or 60 days. Recreational vehicle loans have a steady rate of 7.24% with no changes over the same periods.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but up slightly from 30 and 60 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change in the past 30 or 60 days. Recreational loans are between 7% and 8.5% APR and have also stayed the same over the last 60 days.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Firstmark's auto loan rates range from 5.49% to 6.84% APR today. Unchanged compared to 7 and 30 days ago.

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Why compare Vehicle Loans in Houston, TX on LendMesh

If you’re searching for cheap car finance near me in Houston TX, remember that comparing multiple lenders can help you find the best possible deal. LendMesh makes it simple to explore offers from trusted banks and credit unions, so you can choose a loan that fits your budget and driving goals. Take your time, review your options, and feel confident you’re making a smart financial choice.

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