Auto Loans in Houston, TX 77014

Looking for cheap car finance in Houston, TX? Compare local loan offers quickly to find the best rates that fit your budget. Whether it’s your first car or an upgrade, starting here puts you in control of your next ride.

Houston drivers deserve easy, affordable car loans with fast approval. Explore personalized options from trusted lenders nearby and get behind the wheel sooner without breaking the bank. Your next car is closer than you think!

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2.99 - 4.95 %

7 Yrs

∞

3.49 - 18 %

0.1 - 7 Yrs

∞

3.5 - 15.75 %

3 - 7 Yrs

∞

3.75 - 5 %

6.5 Yrs

∞

3.84 - 4.59 %

5 Yrs

∞

3.89 - 9.9 %

1 - 15 Yrs

∞

3.94 - 5.44 %

3.1 - 7 Yrs

∞

3.95 - 18 %

0.1 - 7 Yrs

∞

3.99 - 5.49 %

3 - 7 Yrs

∞

3.99 - 16.99 %

0.1 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United has auto loan rates ranging from 2.99% to 4.95% APR, with no change from 7 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 4.7% to 5.95% APR and have stayed the same compared to 7 days ago but are down from 30 and 60 days ago. Recreational loan rates are between 6.25% and 6.75% APR with no changes in the past 60 days. Shell's auto loan rates range from 3.49% to 18% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.

Fivepoint's auto and recreational vehicle loans with APRs ranging from 3.5% to 15.75% today. The auto loan rates are down from 7 and 30 days ago, while recreational loan rates are also down compared to those same periods. Neches has auto loan rates ranging from 3.75% to 5% APR, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 3.75% and 4.75% , showing no change from 7 days ago but up since 60 days ago. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

Abilene Teachers has auto loan rates ranging from 3.95% to 18% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly up from 90 days ago. Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, 60, or 90 days. Motorcycle loans have a steady rate of 7.49% , and recreational loans range from 7.49% to 8.74% , both showing no change in the last 7 and 30 days.

Smart Financial's auto loans with APRs ranging from 3.99% to 16.99% , which have not changed in the past 7 or 30 days. Motorcycle loans and recreational loans both have APRs between 6.74% and 16.99% , and their rates have also stayed the same over the last 7 and 30 days.

🏦 Local Lenders in Houston, TX

CHARTWAY FEDERAL CREDIT UNION — 4373 FM 1960 WEST HOUSTON TX 77014

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