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Looking for low rate car finance in Birmingham, AL? Compare offers from trusted local lenders to find the best deal that fits your budget and timeline. It’s quick, easy, and designed to help you drive away with confidence.
Birmingham residents can save big by exploring flexible loan terms from community-focused credit unions and banks. Start comparing today to unlock affordable rates and friendly service tailored just for you.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Redstone's auto loan rates range from 4.75% to 5% APR today, with no change from 7 or 30 days ago. Motorcycle loans are between 6.49% and 6.99% , also showing no change over the past 7 and 30 days. Recreational loan rates remain steady at 6.49% APR compared to those same periods. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .
America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days. All In has vehicle loan rates ranging from 4.99% to 9.24% APR for auto loans and 10.24% to 10.74% APR for motorcycle loans. Unchanged compared to 7 or 30 days ago. Recreational loan rates also remain steady between 8.74% and 10.74% APR.
Family Savings's auto loans with APRs ranging from 4.99% to 16.5% and recreational loans from 7.24% to 17.5% . Unchanged over the past 7 or 30 days. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames.
Listerhill's auto loan rates range from 5.74% to 8.25% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are also unchanged from 90 days ago. The 60–day range was higher but is now back to the current range. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.