Student Loans in Houston, TX 77027

Looking to lower your student loan payments in Houston, TX? Refinancing your student loans here means you can find personalized plans that fit your budget and life. It’s a smart way to save money and manage your debt with flexible terms made for local families.

Compare offers from trusted Houston lenders to see who can give you the best rates and friendly support. Whether you’re finishing school or paying off your degree, refinancing locally helps you take control and plan for a brighter financial future.

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4.2 - 4.52 %

∞

4.24 - 4.25 %

∞

4.75 - 10.5 %

15 Yrs

5 - 11.43 %

5.15 - 9.4 %

5.74 - 7.24 %

6.74 - 7.74 %

15 Yrs

∞

6.99 - 13.99 %

∞

8.6 - 9.25 %

15 Yrs

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago. Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Texas Dow Employees's Undergraduate and Graduate Variable Rate Loans with APRs ranging from 7.5% to 8% . Unchanged from 7 or 30 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Truity's Undergraduate Student Loans with fixed rates ranging from 1.94% to 17.99% and variable rates from 3.89% to 17.99% . Their refinance loans include fixed and variable rates both starting at 6.99% and going up to 13.99% . No rate changes are shown for the past 7 or 30 days. First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

🏦 Local Lenders in Houston, TX

ADVANCIAL FEDERAL CREDIT UNION — 4411 SAN FELIPE ST HOUSTON TX 77027
TEXAS DOW EMPLOYEES CREDIT UNION — 3800 SOUTHWEST FWY STE 100 HOUSTON TX 77027

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