Personal Loans in Houston, TX 77014

Looking for an instant personal loan in Houston, TX? Compare offers from trusted lenders to find the best rates and terms that fit your needs. Whether it's for emergencies or big plans, you deserve fast, clear options without the wait.

Houston locals know the value of friendly, flexible financing. By comparing personal loan offers, you can secure a loan that feels right—no jargon, just straightforward support from lenders who understand your community and goals.

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APR

Term

Amount

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10.74 - 11.49 %

5 Yrs

20,000 - $40,000

∞

10.9 - 19.9 %

5 Yrs

∞

11.3 - 13.3 %

∞

11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.99 %

0.1 - 5 Yrs

2,500 - $10,000

∞

12.99 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Velocity has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 11.49% , also unchanged during these periods. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7 and 30 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and a month ago. Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have an APR of 13.3% , also unchanged during those periods.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Greater Texas's both the Helping hand loan and Personal loan with an APR of 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loans maintain a consistent rate of 12.99% over this period.

United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Houston, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
CHARTWAY FEDERAL CREDIT UNION	4373 FM 1960 WEST HOUSTON TX 77014	⏰ Branch M-Thurs 9am-5pm; Fri 9am-6:00pm; Sat 9am-1pm Direct Tellers M-F 8am-7pm; Sat 8am-3pm 📞 7575521000 📠 7574970158	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $2,981,758,349 Deposits: $115,412,787 Net Worth: $255,995,762 Employees: 575 Members: 256,747

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