Personal Loans in Houston, TX 77014

Looking for an instant personal loan in Houston, TX? Compare offers from trusted lenders to find the best rates and terms that fit your needs. Whether it's for emergencies or big plans, you deserve fast, clear options without the wait.

Houston locals know the value of friendly, flexible financing. By comparing personal loan offers, you can secure a loan that feels right—no jargon, just straightforward support from lenders who understand your community and goals.

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APR

Term

Amount

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7.75 - 17.99 %

0.1 - 5 Yrs

$15,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8.05 - 18 %

5.1 - 7 Yrs

∞

8.24 - 12.24 %

1 - 5 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.54 - 12.54 %

10 Yrs

25,000 - $40,000

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Abilene Teachers has a personal secured loan with a 2% APR, unchanged from both 7 and 30 days ago. Their personal signature loan has a 9.7% APR today, up from 7.75% thirty days ago but steady compared to 7 days ago. The credit builder loan remains at 4.25% APR with no change over the past week. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Amoco has a Credit builder and mender loan with an APR of 4.9% , which has stayed the same over the past 7, 30, and 60 days. Its Personal loan has a 10.05% APR, also unchanged from 7, 30, 60, and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Jsc has a Debt consolidation loan and a Personal line of credit, both with an APR of 8.54% today. These rates have stayed the same compared to 7, 30, and 60 days ago. The Personal loan also has an APR of 8.54% , which hasn't changed in the past 90 days.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Houston, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
CHARTWAY FEDERAL CREDIT UNION	4373 FM 1960 WEST HOUSTON TX 77014	⏰ Branch M-Thurs 9am-5pm; Fri 9am-6:00pm; Sat 9am-1pm Direct Tellers M-F 8am-7pm; Sat 8am-3pm 📞 7575521000 📠 7574970158	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $2,981,758,349 Deposits: $115,412,787 Net Worth: $255,995,762 Employees: 575 Members: 256,747

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