Personal Loans in Duluth, MN 55811 — 8 Local Lenders

Looking for loan options in Hermantown, MN? Compare personalized offers from local lenders who understand your community and financial needs. Whether it’s for home improvements, emergencies, or debt consolidation, find flexible terms and competitive rates that fit your budget.

Save time and money by exploring multiple personal loan offers tailored for Hermantown residents. With friendly, fast approvals and trusted local service, you can confidently choose the best loan solution to reach your goals without the hassle.

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APR

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4.64 - 8.49 %

6.09 - 17.99 %

5 Yrs

$50,000

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

6.99 - 10.99 %

5 Yrs

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

7.79 - 18 %

1 - 7 Yrs

$30,000

8.49 - 11.75 %

2.1 - 5 Yrs

8.49 - 17.99 %

6 Yrs

8.74 - 18 %

3.1 - 5 Yrs

8.75 - 17.75 %

0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Trustone Financial's an Adoption loan with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Personal loan (unsecured) has a 10.99% APR, also unchanged from 7, 30, and 60 days ago. The Personal line of credit (unsecured) carries a 12.49% APR with no change in the last 7, 30, or 60 days.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Duluth, MN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
AFFINITY PLUS FEDERAL CREDIT UNION	1820 MAPLE GROVE RD DULUTH MN 55811	⏰ Lobby & Drive ThruM-F 9am - 5pmSat 10am - 1pm 📞 2187224004 📠 6513126252	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $4,228,683,848 Deposits: $305,507,608 Net Worth: $373,830,407 Employees: 608 Members: 273,913
HARBOR POINTE CREDIT UNION	1515 KENWOOD AVE STE 200 DULUTH MN 55811	⏰ 9-5 M-Thurs. 9-5:30 Fri. 9-1 Sat. 📞 2187248218 📠 2187224516	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $145,216,729 Deposits: $7,426,118 Net Worth: $17,933,091 Employees: 29 Members: 8,085
HARBOR POINTE CREDIT UNION	4433 TRINITY RD DULUTH MN 55811	⏰ 9-6 M-F 9-1 Sat. 📞 2182793828 📠 2187224516	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $145,216,729 Deposits: $7,426,118 Net Worth: $17,933,091 Employees: 29 Members: 8,085
MEMBERS COOPERATIVE CREDIT UNION	605 W CENTRAL ENTRANCE DULUTH MN 55811	⏰ Office Hours and Drive-Up Hours:Monday-Thursday 8:00am - 5:00pmFriday 8:00am - 6:00pm Saturday 8:30am - 12:00pm ATM Hours: 24 Hours 📞 2186258500 📠 2186241571	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,141,915,251 Deposits: $45,865,172 Net Worth: $111,765,879 Employees: 201 Members: 55,856
SHARE ADVANTAGE CREDIT UNION	2502 MAPLE GROVE RD DULUTH MN 55811	⏰ Lobby: M-F: 8:30am - 5:00pm Drive-Thru: M-Thurs: 8:00am - 5:30pm Friday: 7:30am - 5:30pm Saturday: 9:00am - 12:00pm 📞 2187402221 📠 2187403080	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $57,269,001 Deposits: $6,926,425 Net Worth: $6,493,407 Employees: 14 Members: 3,943
MINNESOTA POWER EMPLOYEES CREDIT UNION	3308 W ARROWHEAD RD DULUTH MN 55811	⏰ Monday - Friday 9:00am to 5:30pm 📞 2183361800 📠 2183361839	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	Drive-Thru P2P E-Statements E-Signature	Assets: $153,892,258 Deposits: $12,700,856 Net Worth: $20,701,725 Employees: 20 Members: 5,186
MINNESOTA POWER EMPLOYEES CREDIT UNION	1405 MILLER TRUNK HWY DULUTH MN 55811	⏰ 9am = 5pm M-F 📞 2183361800 📠 2183361839	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	Drive-Thru P2P E-Statements E-Signature	Assets: $153,892,258 Deposits: $12,700,856 Net Worth: $20,701,725 Employees: 20 Members: 5,186
DULUTH POLICE DEPARTMENT EMPLOYEES CREDIT UNION	2030 N ARLINGTON AVE DULUTH MN 55811	⏰ 9:00 a.m. - 3:00 p.m. 📞 2187305140 📠 2187305910	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $7,713,256 Deposits: $237,450 Net Worth: $1,653,758 Employees: 3 Members: 703
NORTHERN COMMUNITIES CREDIT UNION	3311 W ARROWHEAD RD DULUTH MN 55811	⏰ Monday - Friday 8:30am to 5:00pm Drive-Up Monday - Friday 7:30am to 6:00pm Saturday 8:00am to 12:00 noon 📞 2182793200 📠 2182793222	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $105,321,352 Deposits: $1,123,008 Net Worth: $12,131,604 Employees: 31 Members: 6,715
CENTRICITY CREDIT UNION	4477 LAVAQUE RD HERMANTOWN MN 55811	⏰ Lobby Hours Mon - Fri: 8:30 a.m. - 5:00 pm Drive-Up Hours Mon & Fri: 7:00 a.m. - 6:00 pm Tues, Wed & Thurs: 7:00 a.m. - 5:00 pm Sat: 8:00 a.m. - Noon 📞 2187297733 📠 2187297978	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $316,468,552 Deposits: $25,328,338 Net Worth: $39,847,353 Employees: 102.0 Members: 22,759

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