MINNESOTA POWER EMPLOYEES CREDIT UNION

Welcome to Minnesota Power Employees at Miller Plaza, your trusted partner in financial wellness since 1933. Located conveniently at 1405 Miller Trunk Hwy, Duluth, MN 55811, we are dedicated to providing our members with exceptional service and a wide range of financial solutions tailored to meet their needs. Whether you're looking for a personal loan, auto financing, or business banking services, we have the expertise and resources to help you achieve your goals. At Minnesota Power Employees, we take pride in our robust community presence, serving over 5,186 members with total assets of $153,892,258. Our commitment extends beyond numbers; we believe in building lasting relationships with our members. With 20 dedicated employees led by our CEO, Debora Almirall, and Board President, Marcia Podratz, we strive to create a welcoming environment where your financial aspirations can flourish. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 30 W Superior St Ste 126, Duluth, MN 55802-2191. Join us today and discover why so many individuals and families in Duluth trust us for their financial well-being. For any inquiries or assistance, feel free to give us a call at 218-336-1800 or explore more about our services on our website: mpecu.com. We're here to help you every step of the way!

At Minnesota Power Employees, we believe that joining our community is a step towards better financial health and support. Becoming a member is easy and welcoming! If you live, work, or worship in the Duluth area, or if you're an employee of Minnesota Power, you're already eligible to join us. We value every member and strive to create a friendly environment where you can thrive financially. You'll enjoy benefits like personalized service, competitive rates on loans, and access to various financial products tailored just for you. For more details about eligibility requirements, feel free to check out our membership page at https://mpecu.com/about-mpecu/membership/ . Once you're ready to open an account, give us a call at (218) 336-1800, and we'll guide you through the simple process. Come visit us at 1405 Miller Trunk Hwy Duluth Mn 55811, where your financial journey begins with a community that cares!

At Minnesota Power Employees, we understand that every business has unique needs and aspirations. Whether you are a startup seeking your first loan or an established company looking to expand, we have the right solutions for you. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $131 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $46,532,877, we continue to drive economic growth by financing new and expanding businesses. In addition to our loan offerings, we provide essential merchant services designed to simplify daily operations. Imagine having the ability to accept various payment methods effortlessly while accessing detailed sales reports at your fingertips. This allows you to focus on what you do best growing your business. Located at 1405 Miller Trunk Hwy Duluth Mn 55811 in Duluth, MN, our team is here to help you navigate your financial journey. Reach out today at (218) 336-1800 and discover how we can support your business's success!

At Minnesota Power Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building trust through transparency and sound financial practices. With a net worth of $20,701,725, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,630,230 in share certificates and $29,859,355 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,634,692, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,557,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $60,972 in used auto loans and a total of $107,840,207 in loans and leases. Our operational efficiency is reflected in our net income of $1,144,118, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts at our branch stands at 11,178, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnesota Power Employees is your trusted partner. Visit us at 1405 Miller Trunk Hwy Duluth MN 55811 or call 218-336-1800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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