NORTHERN COMMUNITIES CREDIT UNION - Duluth, MN

At Northern Communities, we believe that banking should be as reliable and supportive as a good neighbor. Located at 3311 W Arrowhead Rd, Duluth, MN 55811, our credit union has been serving the community since 1928. With a commitment to our members and a strong focus on local needs, we have grown to support over 6,715 members and manage total assets of $105,321,352. We pride ourselves on offering personalized financial services tailored for everyone from first-time car buyers seeking auto loans to families looking for mortgages or simple savings accounts. Currently, we hold total loans of 84,068 and total deposits amounting to $1,123,008, reflecting our dedication to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 3311 West Arrowhead Road, Duluth, MN 55811. Our team is here for you with friendly service during lobby hours from Monday to Friday from 8:30 AM to 5:00 PM, and drive-up services starting even earlier at 7:30 AM. Under the leadership of CEO Trina Hoff and Board President Karen Erickson, Northern Communities not only focuses on financial growth but also on community impact. We strive to create meaningful relationships while ensuring our members feel valued every step of the way. With a net worth of $12,131,604 and cash in hand totaling $615,843, our financial stability allows us to invest back into the community we serve. We invite you to explore what Northern Communities has to offer. Whether you're looking for convenient online banking options or need assistance with personal loans or credit cards with rewards, we're just a phone call away at 218-279-3200. Visit us today or check out our website at nccyou.com to learn more about how we can help you thrive financially!

Becoming a member of Northern Communities feels like joining a caring family dedicated to supporting your financial journey. If you're looking to become part of our community, you'll be glad to know that eligibility is quite simple and welcoming. Anyone who lives, works, worships, or attends school in the areas we serve can apply for membership. This means that whether you're a long-time resident or just starting out, there's a place for you here! Not only do our members enjoy competitive rates on loans and savings products, but they also gain access to personalized services that help you achieve your financial goals. Ready to take the next step? Opening an account at Northern Communities is straightforward and can be done online or in person at our branch located at 3311 W Arrowhead Rd Duluth Mn 55811. If you have questions or need assistance during the process, don't hesitate to reach out to us at (218) 279-3200. For more detailed eligibility information, feel free to check out this link. We look forward to welcoming you into our community!

At Northern Communities, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial partner. That's why we prioritize our financial health and transparency. With a net worth of $12,131,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,151 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,217,865 in share certificates and $6,477,467 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,098,922 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $57,847 in used auto loans and $91,627,777 in total loans and leases, we support members' financial goals across various sectors. Our commitment to operational efficiency is evident through our impressive $918,482, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares (funds available for lending and investments) amounting to $27,975 and a total of 13,183 share accounts, it's clear that our member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Communities is your trusted partner. Visit us at 3311 W Arrowhead Rd Duluth Mn 55811 or call (218) 279-3200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*