Welcome to northern-communities, where we have proudly served our community since 1928. Located in the heart of Duluth, MN, our mission is centered around financial empowerment and dedicated service to our members, including military personnel and their families. Under the leadership of CEO Trina Hoff and Board President Karen Erickson, we strive to create a welcoming environment that prioritizes trust, accessibility, and a member-first approach.

At northern-communities, your financial security is paramount. We are proud to be federally insured by the NCUA since 10/12/1978 0:00, providing peace of mind as you navigate your financial journey with us. Embracing modern technology, we offer a suite of convenient banking tools designed for your lifestyle, including robust online banking, a user-friendly mobile application, e-statements, mobile payments, and person-to-person transfer capabilities. Additionally, our commitment to innovation includes e-signature authorization for seamless transactions. Visit us at https://nccyou.com/ or contact us at (218) 279-3222 to discover how we can support you on your path to financial success.

At Northern Communities, we understand that managing your finances is a vital part of everyday life. That's why we offer a comprehensive suite of services designed to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have you covered. Our business banking options, including merchant services and business loans, empower small business owners to thrive in today's competitive landscape. With convenient ATM and cash withdrawal services available, accessing your funds has never been easier.

In an age where digital access is essential, Northern Communities provides robust online banking and a user-friendly mobile application that allows you to manage your finances on the go. Our innovative tools such as person-to-person transfers, mobile payments, e-statements, and e-signatures make banking seamless and efficient. Whether you're planning for significant life milestones or simply seeking to streamline your daily transactions, our services are designed to support you every step of the way. If you're interested in becoming a member or exploring eligibility requirements, please visit https://nccyou.com/accounts/ for more information. Additionally, if you're considering financing options, our loan comparison tool at https://www.lendmesh.com/loans/vehicle_loans can help you find the best rates tailored to your needs. For personalized assistance or inquiries, feel free to reach out to us at (218) 279-3222; we're here to help you achieve your financial goals with confidence.

Northern Communities has established itself as a trusted and valuable financial partner within the community, boasting a total membership of 6,715 individuals. With total assets amounting to 105,321,352, our credit union demonstrates robust financial health and stability. This is further evidenced by our net worth of 12,131,604, which underscores our commitment to sound financial management and member service.

In the last reporting period, Northern Communities achieved a remarkable net income of 918,482, reflecting our effective operations and dedication to maximizing value for our members. Our total deposits, which stand at 1,123,008, highlight the trust that our members place in us, allowing them to save securely while benefiting from competitive interest rates.

Our lending capabilities are impressive as well, with total loans and leases reaching 84,068. This diverse portfolio includes an auto loan volume of and commercial loans totaling . Such offerings enable us to meet the varied financial needs of our community, whether it's for personal vehicles or business growth.

The strength of our organization is also evident in our staffing, with a dedicated team of 31 professionals committed to providing exceptional service. We take pride in maintaining a solid net worth ratio of 1,151, showcasing our long-term viability and capacity to support our members' financial aspirations.

At Northern Communities, we believe in transparency and accessibility, ensuring that all members can enjoy benefits such as online banking, mobile payments, and personalized financial advice. Our focus remains on fostering relationships built on trust, service excellence, and community impact.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.