Our branch offers a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 800 S 16th Ave, official correspondence should be sent to our mailing address at 800 South 16th Avenue, Virginia, MN 55792. For any questions or assistance, feel free to call us at 218-741-8155. We look forward to welcoming you into the Northern Communities family!
At our Virginia branch, we pride ourselves on being accessible to everyone. Our location features ample parking and is equipped with ADA-compliant access points, ensuring that all members can enjoy a hassle-free visit. If you prefer banking from your car, take advantage of our drive-thru service available Monday through Friday.
We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. Join us Monday through Thursday from 7:30 AM to 5:00 PM and on Fridays until 6:00 PM. You can also access our drive-thru service during the same hours for quick deposits and withdrawals.
In addition to loans, we offer merchant services that simplify your daily transactions. Imagine being able to accept payments seamlessly from customers, whether they pay by card or mobile app. This convenience helps improve customer satisfaction while streamlining your cash flow. If you're looking for a partner who understands your unique needs as a business owner, look no further than Northern Communities at 800 S 16Th Ave Virginia Mn 55792, Virginia, MN. Let's work together to turn your business goals into reality!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. These loan options are not just numbers; they represent real opportunities for local businesses to expand their operations, purchase inventory, or invest in new technology.
Need cash in a pinch? We provide access to ATMs where you can make withdrawals or check your balance quickly. Our drive-thru banking also allows for simple transactions without leaving your car perfect for those busy days when time is of the essence. At Northern Communities, we believe in making financial services accessible and straightforward. We invite you to visit us at 800 S 16Th Ave Virginia Mn 55792 or give us a call at (218) 741-8155 to learn more about how we can assist you on your financial journey. Discover all the ways we can help by visiting our website at Virginia today!
For our business members, we provide comprehensive banking solutions that support growth and success. Our merchant services simplify payment processing so you can focus on what matters most: running your business. Additionally, our business loans are designed to help entrepreneurs like you achieve your goals without unnecessary hurdles.
Who doesn't love rewards? Our credit cards not only come with competitive rates but also offer exciting rewards that can enhance your purchasing power. Whether it's cash back on everyday purchases or travel points for your next adventure, we have options that cater to different lifestyles.
In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options for mobile payments, person-to-person transfers, and e-statements, staying on top of your finances has never been easier. You can check balances, transfer funds, or pay bills right from your smartphone or computer.
We understand that managing your finances can be challenging. That's why our personal banking services are tailored to help you navigate your financial journey with confidence. From checking and savings accounts that allow you to manage your day-to-day expenses effectively, to auto loans and vehicle financing that can help you get on the road without breaking the bank, we've got you covered. If you're considering purchasing a home, our mortgage loans and refinancing options provide flexible solutions to fit your budget. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can offer a helpful hand.
With our online banking services available 24/7 at https://nccyou.com/, you can check balances, transfer funds, and pay bills anytime you need. This means no more rushing to the bank before it closes or waiting in long lines. You can manage your accounts with just a few clicks from the comfort of your couch or while you're out running errands.
Say goodbye to piles of paper statements! With e-statements available at Northern Communities, you can view your account activity anytime, anywhere. This not only helps keep your financial records organized but also contributes to going green by reducing paper waste.
Your security is our top priority. Our digital banking features are designed with robust security measures to protect your information. You can feel safe knowing that your data is encrypted and securely stored. In summary, Northern Communities offers a comprehensive suite of digital banking solutions that empower you to take control of your finances easily and securely. Experience the convenience today by visiting us online at https://nccyou.com/!
Our mobile application makes banking even easier! You can access all your essential services right from your smartphone. Whether you want to deposit checks using electronic signature authorization or send money to friends through person-to-person transfers, everything is just a tap away. And if you prefer to use mobile payments, our app has you covered there too!
Our operational efficiency is reflected in our $266,046, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Total Share and Deposit Accounts stand at 13,183, showing a strong and growing member base that trusts us with their finances. This commitment to community reinforces our position as your trusted partner for financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Communities is here to help you achieve your financial goals. Visit us at 800 S 16Th Ave Virginia Mn 55792 or call (218) 741-8155 to learn more about how we can support your journey.
Members' savings are secured through $11,217,865 in share certificates and $6,477,467 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With $11,098,922 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $57,847 in used auto loans and $91,627,777 in total loans and leases.
With a net worth of $12,131,604, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,247,371 in used vehicle loans and $17,662,511 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.
For business owners, while we currently have no outstanding commercial loans available, we are always exploring opportunities to support local businesses with financial solutions tailored to their unique needs.
We also offer flexible terms on unsecured credit card loans, with a total of $5,814,490 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping costs manageable.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,764,549, make buying or refinancing simple. We provide personalized support to help you navigate through different mortgage options that suit your needs and budget.
If you're considering refinancing an existing loan or want to explore eligibility options for any of our products, our knowledgeable staff at Northern Communities is ready to assist you. We believe in making banking straightforward and accessible for everyone. If you have questions or want more information about our loan offerings, feel free to reach out at (218) 741-8155 or visit us at 800 S 16th Ave., Virginia, MN 55792. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Northern Communities, we're dedicated to providing you with the tools necessary for financial success!
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