At Virginia Co-op Credit Union, we have proudly served our members since 1937, offering a wide array of financial products and services designed to empower our community. Under the leadership of CEO Donald Rausch and Board President Robert Henderson, our mission centers around providing exceptional service to our members while fostering a spirit of community engagement and financial wellness. Located in the heart of Virginia, MN, we are committed to ensuring that our members enjoy a trusted banking experience backed by NCUA insurance since 6/15/1977 0:00.

As we adapt to the evolving needs of our membership, we are proud to offer modern banking tools that enhance convenience and accessibility. With features such as online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and electronic signature authorization, we make managing your finances easier than ever. Whether you are interested in auto loans, mortgages, or personal banking services, Virginia Co-op Credit Union is dedicated to putting our members first. Explore more about us at https://vccu.org/ or reach out via fax at (218) 749-4359. Join us in experiencing a member-focused approach to banking where trust and accessibility are at the forefront of everything we do.

At Virginia Co-op Credit Union, we are committed to providing our members with a comprehensive suite of financial services designed to meet their everyday banking needs and support their long-term financial goals. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and debt consolidation services. We also cater to small businesses with our business banking services, which encompass merchant services and business loans. With a focus on convenience, our online banking platform allows members to manage their accounts from anywhere at any time, while our mobile application enhances this experience by providing easy access to essential tools like person-to-person transfers and e-statements.

In today’s fast-paced world, having digital access to your finances is vital. That's why we’ve prioritized features such as electronic signatures for quick document processing and the ability to check loan rates through our loan aggregator tools. These innovations help simplify your financial management so you can focus on what truly matters—whether it’s planning for life milestones or growing your small business. Our membership is open to those who qualify, making it easier than ever for individuals in the community to access these valuable resources. For more information about eligibility, please visit https://vccu.org/switching-to-vccu-is-easy/ . If you have any questions or need assistance, don't hesitate to reach out at (218) 749-4359; we’re here to help you thrive financially.

In an era where financial stability and trust are paramount, virginia-coop emerges as a steadfast partner for individuals and businesses alike. With a Total Membership standing at 2,897, we pride ourselves on being deeply rooted in our community, fostering relationships that matter. Our commitment is reflected in our impressive Total Assets of 41,333,274, showcasing our robust financial health and capacity to serve our members effectively.

Our Net Worth of 3,881,639 signifies not just the strength of our institution but also our commitment to your financial well-being. This is further underscored by our strong Net Income of 454,912, which allows us to continually reinvest in services that benefit you. The Total Deposits of 1,853,374 represent the trust placed in us by our valued members, while our Total Loans and Leases totaling 71,133 highlight our dedication to empowering individuals and businesses through tailored financial solutions.

The professionalism and expertise of our team are evident in our workforce of 7 dedicated employees who strive for excellence every day. Our solid Net Worth Ratio of 947 reflects a healthy balance sheet, ensuring that we remain a secure choice for your banking needs. Additionally, with a Credit Card Loan Volume of 220 and an Auto Loan Volume reaching 95,874, we provide competitive options designed to meet diverse financial goals. While we currently have only 2 Commercial Loans, we are continuously working to expand opportunities for local businesses.

At virginia-coop, transparency is key; all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We understand that making informed decisions about your finances is crucial, which is why we encourage you to take advantage of resources available to you.

Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs. Join us at virginia-coop—your trusted financial partner committed to your success!