Share Advantage Credit Union Duluth MN | Best Auto Loans & Business Banking

Introduction

Welcome to Share Advantage Credit Union, where our commitment to serving you goes beyond just banking. Located at 2502 Maple Grove Rd, Duluth, MN 55811, we have been a trusted partner in our community since 1926. With a total membership of 3,943 individuals, we take pride in being a financial institution that truly values its members. At Share Advantage, we understand that your financial needs are unique. That's why we offer a wide range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our team is dedicated to ensuring you have access to the resources you need, whether it's through our online and mobile banking services or our friendly staff who are ready to assist you in person. With total assets of $57,269,001 and deposits reaching $6,926,425, our stability speaks volumes about our reliability. We believe in fostering growth not only for ourselves but also for our members our net worth stands strong at $6,493,407, showcasing our dedication to sound financial practices. As your credit union, we want you to feel secure knowing that your money is in good hands. If you need assistance or have questions about any of our products and services, please don't hesitate to reach out. You can give us a call at 218-740-2221 or visit us during our lobby hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Join us today as we continue to build a better future together! Explore more about what we offer by visiting our website at myshareadvantage.com. Your journey towards financial empowerment starts here at Share Advantage Credit Union!

Branch History & Mission

Community Engagement

We understand that our success is tied to the well-being of the communities we serve. That's why we actively participate in local events and support various outreach initiatives aimed at improving lives in Duluth and surrounding areas. Our partnerships with local organizations help us make a real impact by offering educational workshops and financial literacy programs. In addition to helping you manage your finances effectively, we prioritize ADA compliance to ensure that all members have equal access to our facilities and services.

Join Us

Whether you're looking for checking accounts, savings options, or loans tailored to your needs, Share Advantage is here for you. We invite you to explore how becoming a member can benefit you and help you achieve your financial dreams. Come visit us today at 2502 Maple Grove Rd Duluth Mn 55811, call us at (218) 740-2221, or learn more online at myshareadvantage.com. Let's build a brighter financial future together!

Our Journey

Over the years, Share Advantage has continually evolved to meet the changing needs of our members. We started as a small credit union focused on providing affordable financial solutions. Today, we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our branch located at 2502 Maple Grove Rd Duluth, MN 55811 is easily accessible and equipped with features such as drive-thru banking and ATM services for your convenience. While members can visit us at 2502 Maple Grove Rd Duluth Mn 55811, official correspondence should be sent to 2502 Maple Grove Rd, Duluth, MN 55811-1864. We are dedicated to ensuring that everyone in our community has access to the financial resources they need.

Our Mission

Our mission is clear: to empower individuals and families through accessible financial services while fostering a sense of community support. We believe that everyone deserves the opportunity to achieve their financial goals without the burden of high fees or complicated processes. At Share Advantage, we focus not just on transactions but also on building lasting relationships with our members. As part of this commitment, we have embraced digital advancements, making banking easier than ever with online and mobile services. You can manage your accounts from anywhere, apply for loans with just a few clicks, and enjoy secure transactions through electronic signatures.

Branch Location & Accessibility

Accessibility Features

At Share Advantage, we understand the importance of making banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and accessible entrances to ensure that all members can visit us comfortably. Plus, we offer ample parking space to make your visit as smooth as possible.

Contact Us

If you have questions or need assistance, feel free to give us a call at 218-740-2221. While members can visit us at our branch location on Maple Grove Rd, please note that official correspondence should be sent to our mailing address at the same location 2502 Maple Grove Rd, Duluth, MN 55811-1864. We invite you to stop by Share Advantage Credit Union today! Whether you're interested in personal banking options or just want to learn more about what we offer, our friendly staff is ready to help. We look forward to seeing you soon!

Drive-Thru Banking & ATM Availability

For those on the go, our drive-thru service is available during extended hours. You can easily conduct basic transactions like deposits and withdrawals without leaving your vehicle. Additionally, we have an ATM on-site for quick cash access whenever you need it.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Thursday from 8:30 AM to 5:00 PM, Fridays from 7:30 AM to 5:30 PM, and Saturdays from 9:00 AM to 12:00 PM. This gives you plenty of time throughout the week to stop by for any banking needs or inquiries.

Member Eligibility

Becoming a member of Share Advantage is like joining a family that truly cares about your financial well-being. Located at 2502 Maple Grove Rd Duluth Mn 55811, we welcome anyone who lives, works, worships, or attends school in our community. It's easy to see the benefits of membership here; you gain access to personalized banking services, competitive loan rates, and a supportive team dedicated to helping you reach your financial goals. To find out more about the specific eligibility criteria, feel free to visit us online at http://www.myshareadvantage.com/membership . And when you're ready to open your account, just give us a call at (218) 740-2221 we're here to help every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers effortlessly, whether they're using credit cards or mobile wallets. This service not only improves cash flow but also enhances customer satisfaction an essential ingredient for any successful business. Located at 2502 Maple Grove Rd Duluth Mn 55811 in Duluth, MN, we are here to provide the financial tools you need to thrive. Connect with us today at (218) 740-2221 to learn more about how our services can benefit your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,411,531, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Always Here for You

Our friendly staff is ready to assist you during lobby hours: Monday through Friday from 8:30 AM to 5:00 PM, with extended drive-thru hours on Fridays until 5:30 PM, and Saturday mornings from 9:00 AM to noon. If you have questions or need assistance, feel free to call us at (218) 740-2221. In summary, whether you're managing personal finances or running a business, Share Advantage at Share Advantage Credit Union Main Office is here to support your journey every step of the way. Explore how our comprehensive list of services can make banking easier for you today! Visit us online at http://www.myshareadvantage.com or stop by our branch in Duluth for personalized assistance.

Business Banking Services

If you're a business owner, you'll appreciate our business banking services, which include merchant services and business loans. We're here to support your entrepreneurial journey with financial tools that help you grow.

Convenient Access Points

We know convenience matters. That's why we offer several ways to access your account and manage transactions. Our ATM and cash withdrawal services are available around the clock, allowing you to get cash when you need it most. Plus, our basic drive-thru banking offers an efficient way to handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Home Financing Made Simple

Thinking about buying a home? Our mortgage loans and refinancing options are designed with you in mind. We aim to simplify the process so that you can focus on finding your dream home rather than worrying about financing.

Personal Banking Solutions

We understand that everyone has unique financial goals. That's why we offer personal banking options such as checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even pay bills all from the comfort of your home or on-the-go. For those moments when life throws a curveball, our personal loans and debt consolidation services can help ease financial stress. We also provide competitive auto loans and vehicle financing options, making it easier than ever to drive away in the car you've always wanted.

Rewards for Your Spending

Don't forget about our credit cards with rewards! Enjoy cash back or points on every purchase while managing your expenses effectively. This way, your everyday spending works for you.

Digital & Online Banking

Connect with Friends Easily

Want to send money to friends or family? Our person-to-person transfers make it easy to send money directly from your account with just a few clicks.

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.myshareadvantage.com/ , you can check your account balances, pay bills, and transfer money whenever you need to. Our platform is user-friendly and ensures that you have real-time access to your accounts, making it simple to keep track of your finances.

Mobile Banking at Your Fingertips

For those who prefer using their smartphones, our mobile application provides all these features right in the palm of your hand. You can download the app and enjoy banking on the go no more waiting in line! At Share Advantage, we strive to make banking straightforward and enjoyable. With all these digital services at your fingertips, managing your finances has never been so easy!

Secure Transactions Made Simple

Security is a top priority for us. We provide electronic signature authorization, allowing you to securely sign documents online without any hassle. Plus, our mobile payments feature means you can make quick and secure purchases directly from your smartphone.

Stay Organized with E-Statements

We also offer e-statements, giving you the ability to view and manage your bank statements electronically. This not only helps you stay organized but also reduces paper clutter while ensuring that your financial information is safe and accessible.

Financial Strength

A Solid Foundation

With a net worth of $6,493,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,134 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Savings and Investments

Members' savings are secured through $4,919,616 in share certificates and $3,282,742 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Dedicated Team

We also take pride in having 11 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 6,989, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Share Advantage is your trusted partner. Visit us at 2502 Maple Grove Rd Duluth Mn 55811 or call (218) 740-2221 to learn more about how we can help you achieve your financial goals.

Supporting Your Financial Goals

With $491 in used auto loans and $36,609,881 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to serving you is further demonstrated by our $485,505, which reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,294,616 in used vehicle loans and $2,204,818 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in your dream vehicle without breaking the bank. Plus, our refinancing options can help you lower your current payments if you're looking for better terms.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,411,531 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges faced by businesses today and offer tailored solutions to help them thrive. At Share Advantage located at 2502 Maple Grove Rd Duluth Mn 55811, we prioritize transparency and member service. If you're interested in exploring our loan offerings or have questions about eligibility and refinancing options, please feel free to reach out at (218) 740-2221 during our lobby hours: Monday through Friday from 8:30 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Share Advantage, we're here to help you navigate your financial journey with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,452,784, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage for better rates or terms, we are here to assist every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $341,546 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and no annual fees, making them an excellent choice for budgeting and building credit.

Loan Aggregator

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SHARE ADVANTAGE CREDIT UNION - Duluth, MN