Harbor Pointe Credit Union | Auto Loans & 24/7 ATM Access

Introduction

At Harbor Pointe, we are proud to have been serving our community since 1933, guided by our mission to empower individuals and families through accessible financial solutions. Located in the heart of Duluth, MN, our commitment to exceptional service is reflected in the leadership of our CEO, Lisa Herstad, and Board President, Pauline John. We understand that financial stability is crucial for both personal and community growth, which is why we strive to offer a range of products tailored to meet the unique needs of our members.

As a federally insured credit union since April 2, 1971, we prioritize trust and security for all our members. Our modern banking tools include online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization—ensuring that your banking experience is as convenient as it is secure. With total assets exceeding $145 million and a dedicated team of 29 employees focused on member-first service, Harbor Pointe continues to make strides in enhancing financial well-being for everyone in our community. For more information about our services and offerings, please visit us at https://hpcu.us/ or reach out via fax at 2187224516.

Financial Services

At Harbor Pointe, we understand that managing your finances is a significant part of everyday life. That’s why we offer a comprehensive range of services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and vehicle financing, we've got you covered. Our mortgage loans and refinancing options can help you secure your dream home, while our business banking services provide essential support for small businesses through merchant services and business loans. Additionally, our credit cards come with rewards to make every purchase more rewarding.

In today's fast-paced world, having easy access to your financial information is crucial. Our online banking platform allows you to manage your accounts conveniently from anywhere, while our mobile application enhances this experience by enabling mobile payments and person-to-person transfers right from your smartphone. With features like e-statements and electronic signatures, you can enjoy a streamlined banking experience that saves time and reduces paperwork. We pride ourselves on being accessible to everyone; for more information on membership eligibility, visit . Plus, if you're in the market for a loan, consider exploring competitive rates through https://www.lendmesh.com/loans/vehicle_loans. Should you have any questions or need personal support, feel free to reach out to us at (218) 722-4516. At Harbor Pointe, we are committed to helping you navigate life's milestones with confidence and ease.

Financial Highlights

Harbor Pointe Credit Union has established itself as a trusted and valuable financial partner within the community, with a total membership of 8,085. This thriving institution has consistently demonstrated its strength and stability, boasting total assets of 145,216,729 and a net worth of 17,933,091. These metrics reflect not only financial soundness but also a commitment to serving members' needs effectively.

The credit union's net income of 1,105,233 is indicative of its healthy operational performance, allowing it to reinvest in member services and community initiatives. With total deposits reaching 7,426,118, Harbor Pointe Credit Union enjoys a robust foundation that facilitates competitive lending options, evidenced by a total loans and leases portfolio of 6,809.

Employing a dedicated team of 29 professionals, the credit union emphasizes exceptional customer service while maintaining an impressive net worth ratio of 1,235. This strong ratio underscores its financial health, ensuring members can trust in the safety and security of their funds.

In addition to personal banking services, Harbor Pointe offers diverse loan products including an auto loan volume of 2,694 and commercial loans totaling 87. Such offerings are designed to meet the varied needs of its membership base while fostering economic growth within the community.

With zero borrowings reported, Harbor Pointe demonstrates prudent financial management that prioritizes member interests above all else. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, reinforcing the transparency and credibility that members expect from their financial institutions.

Join us today in exploring your financial options; compare real-time loan offers at https://www.lendmesh.com/loans/vehicle_loans to find the best rates tailored to your needs.

Harbor Pointe CU

Introduction

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Financial Highlights

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