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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to Affinity Plus, your trusted credit union located at 1820 Maple Grove Rd, Duluth, MN 55811. Established in 1934, we have been dedicated to serving our community for nearly a century. With a strong membership of 273,913 and total assets exceeding $4.2 billion, we pride ourselves on offering financial services that truly meet the needs of our members. At Affinity Plus, our commitment goes beyond just banking; we aim to make a positive impact on the lives of those we serve. With total loans of 208,512 and deposits amounting to $305,507,608, we provide a variety of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our net worth stands at an impressive $373,830,407, reflecting our financial strength and stability. We are proud to have a dedicated team of 608 employees who work tirelessly under the leadership of CEO Dave Larson and Board President Robyn Cousin. Together, they guide us in maintaining our mission of delivering exceptional service while fostering a sense of community among our members. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1820 Maple Grove Rd, Duluth, MN 55811-1811. Feel free to reach out to us at 218-722-4004 or explore more about our services on our website at Affinity Plus. We encourage you to stop by or give us a call today to see how we can help you achieve your financial goals!
Branch History & Mission
Community Commitment
Beyond just banking, Affinity Plus is dedicated to giving back to the Duluth area. We actively participate in local events and initiatives aimed at improving lives and strengthening community ties. Our team works tirelessly to ensure that we remain accessible and relevant to our members' needs. While members can visit us at 1820 Maple Grove Rd for in-person service, official correspondence should be sent to 1820 Maple Grove Rd, Duluth, MN 55811-1811. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 1 PM. Additionally, we offer convenient drive-thru banking services and ATM access for quick transactions.
Looking Ahead
As we move forward, Affinity Plus remains committed to embracing technology that enhances your banking experience while ensuring compliance with ADA standards for accessibility. We offer online banking, mobile payments, and person-to-person payment options designed with your convenience in mind. Join us on this journey! Experience firsthand how being part of Affinity Plus means more than just having a bank; it means being part of a community where your financial well-being is our priority. Whether you're looking for personal banking options or business services, we invite you to become a member today and discover all the benefits awaiting you at Affinity Plus! For more information or inquiries, feel free to call us at 218-722-4004 or visit our website at Affinity Plus.
Our Journey
From our humble beginnings, Affinity Plus has blossomed into a significant player in the financial landscape of Minnesota. Today, we serve over 273,000 members with total assets reaching an impressive $4.2 billion. This growth reflects not only our commitment to providing exceptional financial services but also our dedication to supporting the local community through various outreach programs and partnerships. Our mission is simple yet powerful: we aim to provide our members with affordable financial solutions while fostering a sense of belonging and empowerment. We believe that everyone deserves access to quality banking services and the tools needed to achieve their financial goals. Whether it's helping you secure an auto loan or guiding you through mortgage options, we are here every step of the way.
Branch Location & Accessibility
Getting Here
Nestled in the heart of Duluth, our branch is just a stone's throw away from popular landmarks like the Miller Hill Mall and the vibrant restaurants along Maple Grove Road. You'll find plenty of parking available, making it simple to pop in and out. We also prioritize accessibility; our location features ADA-compliant entrances and ramps, ensuring everyone can comfortably access our services.
Operating Hours
We understand that life can get busy, so we strive to accommodate your schedule. Our lobby hours are Monday through Friday from 9 AM to 5 PM, and we're open on Saturdays from 10 AM to 1 PM. Need help outside these hours? Give us a call at 218-722-4004, and our team will be happy to assist you.
Services Offered
At Affinity Plus, we offer a range of financial services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide convenient ATM access for quick withdrawals and balance checks, as well as drive-thru banking for those who prefer a speedy transaction without leaving their car. While members can visit us at 1820 Maple Grove Rd Duluth Mn 55811, official correspondence should be sent to our mailing address at 1820 Maple Grove Rd, Duluth, MN 55811-1811. So why wait? Come visit us today at Affinity Plus in Duluth! Whether you have questions about your account or want to explore new financial opportunities, we're here for you every step of the way.
Member Eligibility
Joining Affinity Plus is more than just opening an account; it's about becoming part of a friendly community that truly cares about its members. To qualify for membership, you simply need to live, work, worship, or attend school in the areas we serve. This means if you're connected to our vibrant community in any way, you're likely eligible! Once you're on board, you'll enjoy a range of benefits from personal banking services to exclusive loan options tailored just for you. It's all designed to support your financial journey and help you achieve your goals. Ready to take the next step? Opening an account at Affinity Plus is a breeze! You can find all the details on eligibility and how to get started by visiting this page. If you have any questions or would like assistance, feel free to give us a call at (218) 722-4004. We're here for you and can't wait to welcome you into our family at 1820 Maple Grove Rd Duluth Mn 55811!
Business Banking & Commercial Services
Merchant Services That Matter
Imagine being able to process payments easily while managing your daily operations efficiently. Our merchant services are here to simplify transactions so you can focus on what you do best running your business. From point-of-sale systems to payment processing, we provide the tools that help enhance customer experiences and streamline your cash flow. Located at 1820 Maple Grove Rd Duluth Mn 55811, Duluth, MN, we're just a call away at (218) 722-4004. Let's work together to turn your business aspirations into reality!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $450 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $66,167,419, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Services
If you're a business owner, we understand the unique challenges you face. That's why we offer dedicated Business Banking services including Merchant Services and Business Loans. Whether you need help managing cash flow or expanding operations, we're here to assist you every step of the way.
Convenient Access and Support
We know that convenience is key in today's fast-paced world. That's why we have an ATM & Cash Withdrawal Services available for easy access to your funds anytime. Plus, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. Our branch operates with hours that suit your schedule: Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 1 PM. If you need assistance outside these hours, don't hesitate to reach out at (218) 722-4004 our friendly staff is always ready to help. In addition to these services, we prioritize security and ease of use with features like electronic signatures and e-statements, ensuring that managing your finances is straightforward and secure.
Join Us Today!
We invite you to become part of the Affinity Plus family. Discover all that we have to offer by visiting us at 1820 Maple Grove Rd Duluth Mn 55811, or learn more online at https://www.affinityplus.org. Your financial journey starts here let's make it a successful one together!
Personal Banking Solutions
Our personal banking services are designed with you in mind. We offer various Checking & Savings Accounts that fit any lifestyle, making it easy to manage your day-to-day finances. Imagine having easy access to your funds through our Online & Mobile Banking options, where you can check balances, transfer money, and pay bills right from your phone. When it comes to financing your next car, our Auto Loans & Vehicle Financing options are flexible and tailored to help you hit the road without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized support. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation solutions can help simplify your financial life. And don't forget about our Credit Cards with Rewards, which offer not just purchasing power but also rewards for everyday spending.
Digital & Online Banking
Conclusion
At Affinity Plus, we're dedicated to making banking as easy and accessible as possible for our members. With a full suite of digital and online banking services tailored just for you, managing your finances has never been more straightforward. Embrace the convenience today by exploring everything we have to offer!
Key Features
With our online banking platform available at https://www.affinityplus.org, you can easily check balances, pay bills, and transfer money all from the comfort of your home or on the go. Our user-friendly interface makes it simple to navigate through your financial tasks without feeling overwhelmed. For those who prefer managing their finances on a mobile device, our mobile application is here for you. You can enjoy all the features of online banking right at your fingertips, making it easier than ever to stay connected with your accounts. Plus, our mobile payments feature allows you to make quick and secure transactions directly from your phone.
Security and Accessibility
Security is our top priority. We offer electronic signature authorization, which means you can complete important documents safely online without needing to visit a branch. Additionally, our e-statements provide a convenient way to keep track of your financial activities while helping you reduce paper clutter. Need to send money to friends or family? With our person-to-person transfers, you can quickly send funds with just a few taps on your screen. And if you ever need assistance, our 24/7 online banking services ensure that help is always available when you need it.
Financial Strength
Community Trust
Total Share Accounts: 662,042, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,104,453, reflecting our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Affinity Plus is your trusted partner. Visit us at 1820 Maple Grove Rd Duluth Mn 55811 or call (218) 722-4004 to learn more about how we can help you achieve your financial goals.
Investment in Growth
With $345,949,658 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $53,938 in used auto loans and $3,625,652,728 in total loans and leases, supporting members' financial goals across various sectors.
Member Savings
Members' savings are secured through $818,082,743 in share certificates and $949,625,409 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,813,289, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our commitment to efficiency is reflected in our $13,526,864 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 595 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Foundation
With a net worth of $373,830,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $760,512,766 in used vehicle loans and $197,848,114 in new vehicle loans already helping members get on the road. We believe in making vehicle financing accessible and straightforward. Our team can guide you through the application process and help you find the best rate for your situation.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $524,421,462, making buying or refinancing simple. We provide personalized support throughout the mortgage process so that you feel confident every step of the way.
Other Loan Options
In addition to our popular auto and mortgage loans, we also provide credit lines with a total of $1,572,797,791 available for members who need flexibility in their borrowing options. If you are a business owner looking for growth opportunities, our outstanding commercial loans totaling $66,167,419 provide the capital needed to expand your operations. We encourage all potential borrowers to explore refinancing options as well. By refinancing existing loans with us, you may be able to lower your monthly payments or secure better interest rates. For more information on eligibility and how to apply for any of these loan products, please visit our website at Affinity Plus or give us a call at 218-722-4004. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!
Unsecured Credit Card Loans
Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $248,986,247 in loans helping members manage their finances effectively. These cards come with competitive rates and features that allow you to take control of your spending.
Loan Aggregator
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