Personal Loans in Cedar Rapids, IA 52402 — 7 Local Lenders

Looking to borrow money in Cedar Rapids, IA? Compare personal loan offers from trusted local lenders to find flexible terms and fast approvals that fit your needs. Whether it’s for an emergency or a big purchase, you’re just a few clicks away from the right loan.

Local credit unions and banks in Cedar Rapids understand your unique situation and offer personalized service with competitive rates. Start comparing today to secure a loan that helps you move forward with confidence and peace of mind.

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APR

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4.64 - 8.49 %

6.09 - 17.99 %

5 Yrs

$50,000

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

6.99 - 10.99 %

5 Yrs

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

7.79 - 18 %

1 - 7 Yrs

$30,000

8.49 - 11.75 %

2.1 - 5 Yrs

8.49 - 18.9 %

8.74 - 18 %

3.1 - 5 Yrs

8.75 - 17.75 %

0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Community 1St has a Consumer loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Holiday loan has a rate of 8.49% , also unchanged during those periods. The Personal line of credit (variable–rate) has an APR of 11.15% , with no change from 7 or 30 days ago.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Cedar Rapids, IA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
GREENSTATE CREDIT UNION	1400 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402	⏰ 8:30am - 5:30pm M-F 📞 8003973790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $10,659,297,817 Deposits: $961,767,748 Net Worth: $1,003,326,071 Employees: 902 Members: 455,892
COLLINS COMMUNITY CREDIT UNION	1005 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402	⏰ Monday - Thursdays 9:00 a.m. - 5:00 p.m.Drive Up Opens at 8:30 a.m.Friday 9:00 a.m. - 5:30 p.m.Drive Up Opens at 8:30 a.m.Saturday 9:00 - 12:00 a.m. 📞 3193939000 📠 3193783399	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,656,072,849 Deposits: $92,763,611 Net Worth: $127,139,525 Employees: 203 Members: 82,221
COLLINS COMMUNITY CREDIT UNION	1800 1ST AVE NE CEDAR RAPIDS IA 52402	⏰ Monday - Thursdays 9:00 a.m. - 5:00 p.m.Drive Up Opens at 8:30 a.m.Friday 9:00 a.m. - 5:30 p.m.Drive Up Opens at 8:30 a.m.Saturday 9:00 - 12:00 a.m. 📞 3193939000 📠 3193783399	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,656,072,849 Deposits: $92,763,611 Net Worth: $127,139,525 Employees: 203 Members: 82,221
CORDA CREDIT UNION	3015 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402	⏰ 8:30am-5:30pm - Mon, Tue, Wed, Fri 10:30am-5:30pm - Thursday 9:00am-12:00pm - Saturday 📞 3193780101 📠 3192942545	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $692,228,797 Deposits: $23,394,342 Net Worth: $71,299,717 Employees: 100 Members: 25,842
VERIDIAN CREDIT UNION	5805 ROCKWELL DR NE CEDAR RAPIDS IA 52402	⏰ Office M-Th 8:30am - 5:00pm Fri 8:30am - 6:00pm Sat 8:30am - Noon Drive up M-F 7:00am - 5:30pm 📞 3192365600 📠 3192365668	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $7,719,183,098 Deposits: $396,228,784 Net Worth: $865,903,737 Employees: 1033 Members: 354,920
AIM CREDIT UNION	1305 1ST AVE SE CEDAR RAPIDS IA 52402	⏰ 8 - 5:30 M-F 8 - 12:30 S 📞 3192984992 📠 5635853738	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $185,982,998 Deposits: $8,964,780 Net Worth: $23,804,214 Employees: 26 Members: 14,225
QUAKER OATS CREDIT UNION	3535 CENTER POINT RD NE CEDAR RAPIDS IA 52402	⏰ M-THUR 8-4:30FRIDAY 8-5 📞 3193957060 📠 3193957135	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $12,322,850 Deposits: $2,498,454 Net Worth: $1,975,128 Employees: 4 Members: 1,361
COMMUNITY 1ST CREDIT UNION	1030 SIERRA DR NE CEDAR RAPIDS IA 52402	⏰ Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm 📞 3193639689 📠 6416836301	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,063,891,298 Deposits: $82,858,515 Net Worth: $110,494,456 Employees: 309.0 Members: 72,173

🏘️ All the Lenders Available in Linn County, IA

✅FIRST 24673 CREDIT UNION

✅GREENSTATE CREDIT UNION

✅COLLINS COMMUNITY CREDIT UNION

✅CORDA CREDIT UNION

✅DUPACO COMMUNITY CREDIT UNION

✅VERIDIAN CREDIT UNION

✅AIM CREDIT UNION

✅QUAKER OATS CREDIT UNION

✅COMMUNITY 1ST 68510 CREDIT UNION

✅METCO CREDIT UNION

✅CITY COUNTY CREDIT UNION

✅ST LUDMILA S CREDIT UNION

✅TEAMSTERS LOCAL 238 CREDIT UNION

Compare other loan types in Cedar Rapids, IA

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