Veridian Credit Union Cedar Rapids IA | Affordable Vehicle Loans & Top Checking

Introduction

Welcome to Veridian, where community comes first! Located at 5805 Rockwell Dr NE, Cedar Rapids, IA 52402, our credit union has been serving members since 1934. With a strong commitment to financial well-being, we proudly support over 354,920 members. Our total assets stand at an impressive $7,719,183,098, reflecting our stability and dedication to helping you achieve your financial goals. At Veridian, we believe in fostering relationships that matter. Whether you're looking for a personal checking account, auto loans, or business financing options, our team is here to provide personalized service tailored to your needs. We currently have $396,228,784 in total deposits and a robust loan portfolio with over 339,099 loans and leases issued. This demonstrates not just our capacity to lend but also our members' trust in us. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: PO Box 6000, Waterloo, IA 50704-6000. Our leadership is dedicated to ensuring your experience with us is exceptional. Under the guidance of CEO Renee Christoffer and Board President Stephanie Atkin, we continue to strive for excellence in member service. With a staff of 1,033 employees, we are here to assist you every step of the way. If you have any questions or need assistance, feel free to reach out by phone at (319) 236-5600 or explore more about what we offer on our website: Veridian Credit Union. Come see how Veridian can help you thrive financially today!

Branch History & Mission

At Veridian, we take pride in our rich history and commitment to serving the Cedar Rapids community. Since opening our doors in 1934, we have grown from a small financial institution to a trusted partner for over 354,920 members. Our branch, located at 5805 Rockwell Dr NE, Cedar Rapids, IA 52402, stands as a testament to our dedication to providing exceptional financial services while fostering strong community ties. Throughout the decades, Veridian has seen significant milestones. We have consistently expanded our offerings, ensuring that we meet the evolving needs of our members. Today, with total assets exceeding $7.7 billion, we are well-equipped to provide a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our focus on financial wellness helps empower our members to achieve their goals. Our mission is straightforward yet impactful: to enhance the financial lives of our members while making a positive difference in the communities we serve. We believe that by providing quality financial services and fostering strong relationships with local organizations, we can help build a brighter future for everyone in Cedar Rapids and beyond. While members can visit us at 5805 Rockwell Dr NE for personalized service, official correspondence should be sent to PO Box 6000, Waterloo, IA 50704-6000 if needed. Our operating hours are convenient; we're open Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM until noon. For those needing quicker access, our drive-thru service operates Monday through Friday from 7:00 AM to 5:30 PM. As technology evolves, so do we. At Veridian, we offer modern conveniences such as online banking and mobile payments to make managing finances easier than ever. Our commitment extends beyond just transactions; we strive for ADA compliance and prioritize customer-centric initiatives that enhance accessibility for all members. Community involvement is at the heart of what we do. We actively engage in partnerships that support local initiatives and outreach efforts aimed at improving lives within our neighborhoods. From educational workshops to charitable contributions, Veridian believes in giving back and strengthening our community fabric. We invite you to join us at Veridian! Experience firsthand the benefits of membership from competitive rates on loans and accounts to personalized service that puts your needs first. Visit us today or explore more about becoming a member at Veridian's website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit comfortably. With ADA-compliant facilities and ramps available, we prioritize making banking easy for all members of our community.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 319-236-5600. We're excited to help you with all your banking needs and encourage you to visit us soon! While members can come see us at our Cedar Rapids location, official correspondence should be sent to PO Box 6000 in Waterloo if needed. We look forward to welcoming you at Veridian!

Operating Hours

We are here to serve you! Our office hours are Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays, we stay open until 6:00 PM. If you're looking for some Saturday service, stop by from 8:30 AM to noon. For those who prefer the convenience of drive-thru banking, we offer this service Monday through Friday from 7:00 AM to 5:30 PM.

Services Offered

At Veridian's Blairs Ferry branch, we provide a range of services to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, our dedicated team is ready to assist you. Plus, enjoy the added convenience of ATM access right on site!

Member Eligibility

At Veridian, becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to unlock the benefits of personalized banking and community support, you're in the right place! To be eligible for membership, you typically need to live, work, worship, or attend school in certain areas or meet specific criteria related to your employment or affiliations. We want everyone to feel welcome and included, so if you're curious about your eligibility, take a moment to check out the detailed information at http://www.veridiancu.org/belong/membership. Once you've confirmed that you qualify, opening an account is a breeze! Just visit our website at https://www.veridiancu.org/registration or give us a call at (319) 236-5600. Our friendly team is here to help you every step of the way, ensuring that your journey with Veridian starts off smoothly. Don't hesitate to reach out; we can't wait to welcome you into our vibrant community located at 5805 Rockwell Dr Ne Cedar Rapids Ia 52402!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $304 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $736,859,745, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for businesses. Imagine a busy café using our services to handle transactions smoothly saving time and enhancing customer satisfaction. With tools designed for efficiency, we help you focus on what you do best: running your business. Visit us at 5805 Rockwell Dr Ne Cedar Rapids Ia 52402 in Cedar Rapids, IA, or call us at (319) 236-5600 to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. Our team understands the unique challenges faced by businesses today and is ready to assist you with tailored financial solutions that promote growth and stability.

Convenient Access Anytime

Your time is valuable, which is why we have invested in ensuring easy access to your accounts whenever you need it. Enjoy the convenience of ATM & Cash Withdrawal Services available right at your fingertips. Plus, with Basic Drive-Thru Banking options for deposits and withdrawals, managing your finances becomes hassle-free.

Credit Solutions with Rewards

At Veridian, we believe in rewarding our members. Our Credit Cards with Rewards offer great benefits while helping you build credit responsibly. Whether you're making everyday purchases or planning a big trip, you'll earn rewards that can be redeemed for exciting opportunities.

Loans Tailored for You

If you're in the market for a new car or need some extra cash, our Auto Loans & Vehicle Financing options provide flexible terms to fit your lifestyle. Additionally, our Mortgage Loans & Refinancing services can help you find the perfect home or lower your current mortgage rate. For those times when unexpected expenses arise, our Personal Loans & Debt Consolidation can give you the financial breathing room you need.

Personal Banking Made Easy

We understand that managing your finances should be simple. That's why we offer Personal Banking options like Checking & Savings Accounts that cater to various needs. Imagine having an account that not only helps you save but also offers easy online management through our Online & Mobile Banking services. With features like e-statements and mobile payments, keeping track of your money has never been easier.

Ready to Help You Succeed

Whether you're visiting us in person at our Cedar Rapids branch or accessing our digital banking features from home, we're here to support your financial journey. If you have questions about any of our services or want to get started today, don't hesitate to reach out! Call us at (319) 236-5600 or visit us online at https://www.veridiancu.org/. Join us at Veridian where your financial well-being is our priority!

Digital & Online Banking

Key Features for Your Convenience

Our services include electronic signature authorization, which allows you to sign documents securely from anywhere, eliminating the need for printing and mailing. Plus, e-statements are available, giving you quick access to your account statements while helping the environment by reducing paper waste. For those who love using their smartphones, our mobile application makes it simple to bank on the go. You can make mobile payments effortlessly and even send money directly to friends or family with our person-to-person transfer feature.

Security and Ease of Use

Your security is our top priority. We use advanced encryption technology to protect your personal information and transactions. Our user-friendly interface ensures that even those new to online banking can navigate effortlessly. By choosing Veridian, you're opting for a banking experience that is not only accessible but also tailored to meet your needs in today's fast-paced world. Join us today and discover how easy it is to manage your finances with our digital solutions!

Financial Strength

A Growing Community of Trust

Total Share Accounts stand at 793,311, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $12,629,929 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Veridian is your trusted partner. Visit us at 5805 Rockwell Dr Ne Cedar Rapids IA 52402 or call 319-236-5600 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation and Growth

With $555,316,810 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is robust; we have $125,606 in used auto loans and an impressive total of $6,649,965,066 in loans and leases supporting your financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $2,955,015,613 in share certificates and $655,349,620 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $100,246,019, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which allows us to focus on enhancing member experiences rather than prioritizing profit margins. We also take pride in having 1,025 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team committed to your financial well-being.

Solid Financial Health

With a net worth of $865,903,737, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1118 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,473,588,418 in used vehicle loans and $645,377,692 in new vehicle loans already helping members get on the road. Whether it's financing for a brand-new model or a reliable used vehicle, we are committed to making it affordable for you.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $736,859,745 provide the capital needed to expand your ventures. We understand the demands of running a business and are here to support you every step of the way. At Veridian Credit Union, our goal is to make borrowing easy and accessible. If you're interested in refinancing or checking your eligibility for any of our loan products, please don't hesitate to reach out at 319-236-5600 or visit us online at Veridian. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $608,576,439, perfect for first-time buyers or those looking to refinance their current mortgage. Our knowledgeable staff can guide you through the process and help you understand your eligibility options.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $148,974,018 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit your everyday spending while giving you peace of mind.

Loan Aggregator

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VERIDIAN CREDIT UNION - Cedar Rapids, IA

Type of Loan Offerings

Home Equity Loans

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Loan rates in Cedar Rapids, IA (52402)