Our branch is designed with your convenience in mind. There's ample parking available, and we are proud to be ADA-compliant, ensuring that everyone can easily navigate our facilities. Whether you prefer visiting us in person or using our drive-thru service for quick transactions, we've got you covered!
We invite you to visit us at our Cedar Rapids location or give us a call at 319-393-9000 if you have any questions or need assistance with your banking needs. Your financial journey matters to us let's take it together!
We want to make banking as easy as possible for you. Our lobby hours are Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to noon. If you're in a rush, don't forget that our drive-thru opens at 8:30 a.m. every day!
At Collins Community, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your goals. Need quick cash? Our ATM is available for withdrawals and balance checks whenever you need it.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $580 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $130 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $163,653,342, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a busy retail day where every transaction flows smoothly our services help ensure that. With easy integration into your existing systems, you can focus more on serving your customers and less on managing payments. Visit us at 1800 1St Ave Ne Cedar Rapids IA 52402, or call us at (319) 393-9000 to discover how we can partner with you on your path to success!
At Collins Community, we understand that each member has unique financial needs. That's why we're here to support you every step of the way. With our friendly staff ready to assist you during lobby hours Monday through Friday our goal is to make banking an enjoyable experience. Ready to explore what we can do for you? Contact us at 319-393-9000 or visit us at our branch in Cedar Rapids. Let's work together toward achieving your financial goals! For more information about our services, feel free to check out our website at collinscu.org.
Small business owners will appreciate our Business Banking services, which include everything from Merchant Services for easy payment processing to tailored Business Loans aimed at helping you grow and succeed.
For those looking to consolidate debt or secure funds for personal projects, our Personal Loans & Debt Consolidation solutions are tailored to fit your needs. Additionally, we offer Credit Cards with Rewards, allowing you to earn benefits while spending on things you need every day.
In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms ensure you can access your accounts anytime and anywhere. Need to withdraw cash? Our ATMs are readily available for quick transactions, along with basic drive-thru banking services for deposits and withdrawals.
Whether you are starting your financial journey or looking to manage your existing accounts better, our Personal Banking options have you covered. We offer checking and savings accounts that cater to all lifestyles and goals. Imagine effortlessly managing your everyday expenses while saving for future endeavors with ease. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing make it simple to drive away in your dream car without breaking the bank. Plus, if homeownership is on your horizon, we provide Mortgage Loans & Refinancing options that can help turn that dream into reality.
With our 24/7 online banking services available at https://www.collinscu.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time; everything you need is just a few clicks away.
Our platform makes it simple to send money to friends and family through our person-to-person transfer feature. Plus, with mobile payments, you can make purchases directly from your phone, ensuring that you always have access to your funds when you need them.
We prioritize your security with features like electronic signature authorization, allowing for safe document signing right from your device. You can also opt for e-statements, which not only reduce paper clutter but also help keep your financial information secure.
Our mobile application enhances your banking experience by providing all these features at your fingertips. Download it today to manage your accounts anytime, anywhere. Whether you're checking balances or making payments, our app is designed for ease of use. At Collins Community, we are committed to giving you the tools and support necessary for real-time account management while ensuring a secure and user-friendly experience. Join us today and take control of your banking needs!
Our success is also attributed to our dedicated team. We proudly employ 193 full-time employees and 10 part-time employees who are always ready to assist you with their knowledge and commitment. Our staff is trained to provide the best service possible as they help you make informed financial decisions.
With $9,364,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your financial growth is our priority, and these earnings enable us to improve our offerings continually. Our lending capacity supports your financial goals across various sectors with $8,244 in used auto loans and a total of $1,230,596,681 in loans and leases available. This means whether you're looking to finance a vehicle or need funds for personal projects, we're here to help.
Members' savings are secured through $405,238,976 in share certificates and $326,379,552 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to grow your savings while enjoying the benefits of being part of our community-focused credit union. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,360,689, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed with your needs in mind.
With a net worth of $127,139,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our ability to manage resources effectively while prioritizing the needs of our members. Our net worth ratio of 7.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is crucial for your peace of mind as you navigate your financial journey with us.
We serve a strong community with a total of 196,496 share accounts, showcasing the trust placed in us by our growing member base. This shared commitment allows us to create tailored solutions that meet your unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Collins Community is your trusted partner. Visit us at 1800 1St Ave Ne Cedar Rapids Ia 52402 or call (319) 393-9000 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $79,515,749 in used vehicle loans and $22,750,367 in new vehicle loans already helping members get on the road. Whether you're considering a sleek new model or a reliable used vehicle, we provide flexible financing options that make it easy for you to drive home happy.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $109,158,531, make buying or refinancing simple. We work with you to ensure you understand your options and find the right fit for your budget and lifestyle.
If you're looking at ways to save on existing loans or consolidate debts, our refinancing options are designed to help reduce your monthly payments and improve your financial situation. We encourage all members to explore these possibilities our team is ready to assist you every step of the way. For business owners, our outstanding commercial loans totaling $163,653,342 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and fostering community growth. Our branch is located at 1800 1St Ave Ne Cedar Rapids Ia 52402 in Cedar Rapids, IA. If you have questions or want more information about our loan offerings, don't hesitate to reach out! You can give us a call at (319) 393-9000 during our operating hours: - Monday - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 5:30 PM - Saturday: 9:00 AM - 12:00 PM Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. At Collins Community, we're committed to helping you achieve your financial aspirations with transparency and trust. Visit us today to discover how we can assist you!
We also offer flexible terms on unsecured credit card loans, with a total of $18,904,339 in loans helping members manage their finances effectively. These cards can be a great tool for building credit while providing access to funds when you need them most.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By pulling information directly from credible institutions, LendMesh guarantees that its loan comparisons are both accurate and trustworthy.
One of the key advantages of using LendMesh is the Verified Data it provides. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Furthermore, LendMesh does not feature Sponsored Listings; lenders are not prioritized based on paid promotions. The aim is to offer unbiased results so users can easily identify the best options available. LendMesh also features Real-Time Rate Comparisons, offering up-to-date loan rates from various institutions. This helps users stay informed and make decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the platform's impact on real lives.
Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.