Community 1st Cedar Rapids IA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Community 1st, your trusted financial partner in Cedar Rapids, Iowa! Located at 1030 Sierra Dr NE, Cedar Rapids, IA 52402, we have been proudly serving our members since 1936. With a strong commitment to building a thriving community, our credit union has grown to support over 69,200 members, providing tailored financial solutions that meet the diverse needs of families and businesses alike. At Community 1st, we understand that personal and business finances can be challenging. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total assets amount to an impressive $1,014,113,656, showcasing our stability and reliability as a member-focused institution. We are proud of our net worth of $105,687,386, ensuring that we can continue to invest in the services you need. Our dedicated team of 295 employees is here to assist you every step of the way. Led by CEO Gregory Hanshaw and Board President Tim Elliott, we prioritize exceptional customer service and strive to create lasting relationships with our members. Whether you're looking to secure a loan or open a new account, we're here for you. While you can visit us at our main branch for all your banking needs, if you need to send official correspondence, please use our mailing address: 1030 Sierra Dr NE, Cedar Rapids, IA 52402-6578. We invite you to explore what makes Community 1st different. Call us at 319-363-9689 or visit our website at www.c1stcu.com to learn more about how we can help you achieve your financial goals. Your journey toward better banking starts here!

Branch History & Mission

Our Mission

At Community 1st, our mission goes beyond just providing financial services; it's about building relationships and supporting our community's growth. We are committed to enhancing the lives of our members by offering personalized solutions that fit their unique circumstances. Whether you need assistance with budgeting or looking for resources to start a business, we're here to help. We believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we aim to make a positive impact in Cedar Rapids and surrounding areas. Your success is our success! While members can visit us at 1030 Sierra Dr Ne Cedar Rapids Ia 52402, official correspondence should be sent to 1030 Sierra Dr NE, Cedar Rapids, IA 52402-6578. We invite you to experience the benefits of being part of Community 1st. Join us today and discover how we can help you achieve your financial goals. For any questions or assistance, feel free to reach out at (319) 363-9689 during our operating hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 8:30 am to 12:00 pm. Together, let's build a brighter future!

Our Story

Located at 1030 Sierra Dr NE, Cedar Rapids, IA 52402, Community 1st has evolved into a trusted partner for personal and business banking needs. Our branch is easily accessible and situated near local landmarks that make it convenient for our members. As we look back on our history, we're proud of our milestones, including the expansion of our services to meet the changing needs of our community. With each passing year, we have embraced innovation while maintaining our core values. We offer a range of services from checking and savings accounts to auto loans, mortgages, and personal loans. Our digital advancements ensure that members can manage their finances through online banking and mobile payments seamlessly.

Branch Location & Accessibility

Accessibility Features

At Community 1st, we prioritize making banking accessible for everyone. Our branch features ADA-compliant entrances and ramps to ensure that all members can visit comfortably. We have ample parking available for your convenience, so you can focus on what matters most your financial needs.

Get in Touch!

Have questions or want more information? Feel free to give us a call at 319-363-9689. Our team is always happy to help! We invite you to visit us at Community 1st in Cedar Rapids where your financial journey begins with accessibility and community spirit.

Operating Hours

We understand that life can be busy! That's why our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, with extended Drive-Thru hours from 7:30 AM to 5:30 PM. On Saturdays, we're here for you from 8:30 AM to 12:00 PM, with Drive-Thru services available until noon as well. Whether you need to make a quick deposit or discuss your financial goals, our team is ready to assist you during these hours.

Services Offered

At Community 1st in Cedar Rapids, we offer a wide range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Need quick cash? Our ATM is available for withdrawals and balance checks right on-site. If you prefer the convenience of Drive-Thru banking, stop by for easy transactions without leaving your car.

Member Eligibility

At Community 1st, we believe that becoming a member is like joining a supportive family where everyone works together to achieve their financial goals. If you're interested in joining us, the good news is that eligibility is quite welcoming! To become a member, you simply need to live or work in the communities we serve, which means many people in Cedar Rapids can easily qualify. You can find more detailed information about the specific eligibility requirements by visiting our website. Once you've confirmed your eligibility, opening an account with us is a breeze! Our friendly team is here to assist you every step of the way, whether it's online or in person at our branch located at 1030 Sierra Dr Ne Cedar Rapids Ia 52402. We pride ourselves on providing personalized service that makes banking feel less like a transaction and more like a partnership. If you have any questions or would like to get started today, don't hesitate to give us a call at (319) 363-9689. Join us at Community 1st and discover the benefits of being part of our community!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify transactions for your customers. Imagine having a point-of-sale system that integrates smoothly into your daily operations, allowing you to accept payments effortlessly while focusing on what you do best running your business. Located at 1030 Sierra Dr Ne Cedar Rapids Ia 52402 in Cedar Rapids, IA, our team is here to assist you Monday through Friday from 8:30 AM to 5:00 PM, with additional hours on Saturday. Let us help you turn your business dreams into reality! For more information, feel free to contact us at (319) 363-9689 or visit our website at https://www.c1stcreditunion.com/.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,077 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $248,556,909, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Community 1st offers specialized services just for you. Our business banking solutions include merchant services and business loans that can support your operations and growth. We recognize the unique challenges faced by small businesses and aim to provide flexible financing options tailored to your needs.

Convenient Digital Banking

In today's fast-paced world, having access to your finances at your fingertips is essential. That's why we offer robust online and mobile banking features. You can check balances, transfer money, or pay bills anytime from anywhere using our user-friendly platform. Need cash quickly? Our ATMs provide easy access for withdrawals and balance checks without any hassle.

Drive-Thru Services

For members who prefer face-to-face interaction without leaving their vehicles, we also have basic drive-thru banking available for deposits, withdrawals, and simple transactions. Our drive-thru is open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 7:30 AM to 12:00 PM.

Join Us Today!

With so many services designed with your needs in mind, we invite you to visit us at Community 1st in Cedar Rapids or give us a call at 319-363-9689. Explore how we can assist you in achieving your financial goals while enjoying personalized service from a team that truly cares about its members. Discover the difference today!

Personal Banking Solutions

We understand that managing personal finances can be challenging, which is why we offer various checking and savings accounts designed for all lifestyles. If you're planning to buy a new car, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans and refinancing solutions are designed with competitive rates and flexible terms. Additionally, if you find yourself in need of extra cash for unexpected expenses, our personal loans and debt consolidation services can help you regain control of your finances. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Mobile Banking Made Easy

Take your banking experience on the go with our mobile application. Available for download, it allows you to perform transactions directly from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do that in seconds. Plus, if you're out shopping, our mobile payments option enables quick and easy payments right from your phone.

Online Banking Services

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're checking your balance, making transfers, or paying bills, everything is just a click away at https://www.c1stcreditunion.com/. Our user-friendly interface makes navigation easy, so you can focus on what matters most your financial health.

Secure and Efficient Management

Your security is our top priority. We use electronic signature authorization for secure transactions, ensuring that your information stays protected. You can also opt for e-statements to keep track of your account activity without the clutter of paper statements. At Community 1st, we believe that managing your finances should be as effortless as possible. With our comprehensive digital banking solutions, you have the tools to take charge of your financial future right at your fingertips!

Financial Strength

At Community 1st, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, reflecting our commitment to serving you. With a net worth of $105,687,386, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,759,270 in share certificates and $24,012,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,027,973, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,392,193 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $10,056 in used auto loans and $849,716,963 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is evident in our $913,180, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 29 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 157,756, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) are at $0, further enhancing our ability to provide valuable services to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Community 1st is your trusted partner. Visit us at 1030 Sierra Dr Ne Cedar Rapids Ia 52402 or call (319) 363-9689 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $135,664,189 in used vehicle loans and $20,764,781 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and find the best solution for your budget.

Commercial Loans

For business owners looking to expand their operations, our outstanding commercial loans totaling $248,556,909 provide the capital needed for growth. We understand that running a business comes with its own set of challenges and opportunities. At Community 1st, we pride ourselves on not just offering competitive loan products but also providing exceptional service every step of the way. Our experienced team is ready to assist you with any questions or concerns you may have about our loan offerings. If you're interested in learning more about how we can support your financial journey or would like to speak with someone directly, please call us at 319-363-9689 during our operating hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 8:30 am to 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to help you make informed decisions about your finances!

Credit Lines and Unsecured Loans

For those who need additional flexibility, we provide various credit line options with a total of $168,505,851 available. We also offer unsecured credit card loans which help members manage their finances effectively; however, currently there are no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $39,050,005, making buying or refinancing simple. We offer competitive rates and flexible terms tailored to fit your needs. If you're considering refinancing your current mortgage, our specialists can help you explore eligibility options.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each loan listing is verified, allowing you to trust that the information you see reflects actual rates and terms available in the market.

COMMUNITY 1ST CREDIT UNION - Cedar Rapids, IA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Cedar Rapids, IA (52402)

Introduction

Branch History & Mission

Our Mission

Our Story

Branch Location & Accessibility

Accessibility Features

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Streamlined Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking

Drive-Thru Services

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Mobile Banking Made Easy

Online Banking Services

Secure and Efficient Management

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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