Collins Community Credit Union Cedar Rapids IA | Best Auto Loans & Business Banking

Introduction

At Collins Community, we believe that financial success begins with strong relationships. Located at 1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, our dedicated team is here to support you every step of the way. Since our establishment in 1940, we've grown into a trusted financial partner for over 82,221 members and counting. With total assets exceeding $1.65 billion and deposits amounting to $92,763,611, we are committed to fostering your financial well-being. While you can easily visit us at our branch for personalized service, please remember that official correspondence should be sent to our mailing address: P.O. Box 10500, Cedar Rapids, IA 52410-0500. Under the leadership of CEO Sandra Vaughan and Board President Marsha Schulte, our team of 203 employees works tirelessly to provide a range of services tailored to your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our commitment to community extends beyond just finances; we aim to make a positive impact right here in Cedar Rapids. With a net worth of $127,139,525 and cash in hand totaling $9,844,293, you can trust that your money is secure with us. Whether you're looking for assistance with loans over 37,903 loans and leases currently in place or seeking advice on business banking solutions with a net member business loan balance of nearly $293 million, Collins Community is here for you. Feel free to reach out to us at (319) 393-9000 or visit our website at collinscu.org for more information about how we can help you achieve your financial goals. We look forward to welcoming you!

Branch History & Mission

Welcome to Collins Community, where our journey began in 1940. Since opening our doors at 1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402, we have dedicated ourselves to serving our members and the local community. Over the years, we have grown alongside Cedar Rapids, expanding our services and support to meet the evolving needs of our members. With a current membership of 82,221 individuals and total assets reaching an impressive $1,656,072,849, Collins Community has established itself as a pillar of financial stability and trust in the area. Our headquarters in Cedar Rapids reflects our commitment to the community we serve. We are proud to offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. At the heart of Collins Community's mission is a genuine desire to uplift our members financially while fostering a sense of belonging. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. Our mission statement emphasizes not only financial strength but also community support, ensuring that we give back through various outreach initiatives. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments. This allows us to provide convenient access for all our members. We also prioritize accessibility; our facilities are ADA compliant so everyone can comfortably visit us. While you can visit us at 1005 Blairs Ferry Rd NE, official correspondence should be sent to P.O. Box 10500, Cedar Rapids, IA 52410-0500 if needed. For any inquiries or assistance, don't hesitate to call us at 319-393-9000. Our branch also offers drive-thru banking for added convenience and has shared service center options available for members who might need additional resources. As we look ahead, Collins Community remains committed to enhancing the lives of our members through tailored financial solutions and community engagement. We invite you to join us on this journey experience the benefits of being part of a credit union that puts its members first. Explore what we have to offer and become part of the Collins Community family today!

Branch Location & Accessibility

Convenience and Accessibility

At Collins Community, we understand that accessibility matters. Our branch is designed with features that cater to everyone, including ADA compliance to ensure all members can visit us comfortably. Plus, parking is ample, so you can easily find a spot when you come in for your banking needs. If you're on the go, our drive-thru service offers a quick way to handle transactions without leaving your vehicle.

Operating Hours

We're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., with the drive-thru opening even earlier at 8:30 a.m. On Fridays, we extend our hours until 5:30 p.m., and we're also here for you on Saturdays from 9:00 a.m. to noon. Whether you're stopping by during the week or on the weekend, we aim to accommodate your schedule.

Services Offered

Inside our branch, you'll find a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also offer credit cards with rewards and business banking solutions if you're looking for assistance with merchant services or business loans. Need cash? Our ATM is always available for withdrawals and balance checks. While members can visit us at 1005 Blairs Ferry Rd Ne, official correspondence should be sent to our mailing address at P.O. Box 10500 in Cedar Rapids, IA. We invite you to stop by or give us a call at 319-393-9000 with any questions or if you need assistance. At Collins Community, we are dedicated to helping you achieve your financial goals!

Member Eligibility

At Collins Community, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to experience personalized service and community-focused banking, you're in the right place! To become a member of Collins Community, you simply need to meet certain eligibility criteria. Generally, individuals who live, work, worship, or attend school in our local area are welcome to join us. This means that whether you're a long-time Cedar Rapids resident or new to the community, we likely have a place for you here. To learn more about specific eligibility details and ensure you qualify, feel free to visit our website. Once you've confirmed your eligibility, opening an account is easy! You can start the process online by checking out this link: https://app.loanspq.com/cc/creditcard.aspx?enc=kw21wblm1yxpjjabdozad67m39sa4r-jrvgqi8mwxedf_g8dozh-uhzlkedie2hac3yz1ra8vzq2ea-ufwb7ia. If you have any questions along the way, don't hesitate to reach out to us at (319) 393-9000. We're excited to help you take this step towards better financial health and a supportive banking relationship at Collins Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $580 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $130 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $163,653,342, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your daily operations without worrying about how your customers will pay. Our solutions ensure fast and secure transactions, enabling you to focus on what matters most growing your business. Located conveniently at 1005 Blairs Ferry Rd Ne Cedar Rapids Ia 52402 in Cedar Rapids, IA, our team is here to guide you through every step. Reach out today at (319) 393-9000 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we understand that managing cash flow and resources is crucial. Our business banking services, including merchant services and business loans, are designed to support your growth and success. We partner with you to ensure that your business has the financial tools necessary to thrive in today's competitive landscape.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. That's why at Collins Community, we prioritize digital banking features. With our online and mobile banking, managing your accounts is just a click away. You can easily check balances, transfer funds, pay bills, and even send money to friends or family through our person-to-person payment service. Additionally, our branch offers ATM and cash withdrawal services for those times when you need cash on the go. For quick transactions like deposits or withdrawals, our basic drive-thru banking is available during operating hours for added convenience.

Personal Banking Services

Managing your finances should be easy and convenient. At Collins Community, we offer various personal banking services designed with you in mind. Our checking and savings accounts provide flexible options for everyday transactions or saving for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing can help you drive away in the car you want without breaking the bank. For those looking to invest in a home, our mortgage loans and refinancing options are crafted to make homeownership more accessible. And if you find yourself needing some extra cash for unexpected expenses, our personal loans and debt consolidation services can provide relief when you need it most. Plus, with our credit cards with rewards, every purchase can bring you closer to exciting benefits.

Shared Branching Options

We also understand that flexibility is key for many members. That's why we provide access to basic shared branch transactions for partner credit union members, allowing deposits and withdrawals at locations beyond just ours. Whether visiting us in person or using our digital platforms, you will find that all our services are designed with ease of use in mind. --- Ready to explore how these services can benefit you? Don't hesitate to reach out! Call us at 319-393-9000 or visit us at Collins Community today! We're here to help you achieve your financial goals.

Digital & Online Banking

Additional Features

Stay organized and eco-friendly with e-statements available at Collins Community for those who prefer paperless options. Signing documents is a breeze with electronic signature authorization, making it easier than ever to complete transactions without needing to visit us in person. Our 24/7 online banking services mean you can manage your account whenever it suits you best. Need help? Our customer service team is just a phone call away at (319) 393-9000. Experience the freedom of modern banking at Collins Community today!

Key Services

With our online banking platform, you can access your accounts anytime, anywhere. Check your balance, pay bills, and transfer funds with just a few clicks. We prioritize security, so you can rest easy knowing your information is protected. Need to send money to a friend? Our person-to-person transfer feature makes it simple! Plus, with our mobile application, you'll have all the tools you need right in your pocket. Want to make payments on the fly? Our mobile payments feature allows you to use your phone for quick transactions.

Financial Strength

At Collins Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of reassuring you about the strength of your credit union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $127,139,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $405,238,976 in share certificates and $326,379,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $31,360,689, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,364,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $8,244 in used auto loans and a total of $1,230,596,681 in loans and leases. Our impressive net income of $5,602,472 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 193 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The funds available for lending and investments amount to $3,290,779 in net shares, while the trust placed in us by our community is evident through our total share accounts reaching 196,496. This strong member base demonstrates that many individuals rely on Collins Community to meet their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Collins Community is your trusted partner. Visit us at 1005 Blairs Ferry Rd Ne Cedar Rapids IA 52402 or call 319-393-9000 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Collins Community, we understand that everyone has unique financial needs. That's why we offer a variety of loan products designed to help you reach your goals. Whether you're looking to buy a new car, purchase a home, or manage your expenses, our loans can make the process easier for you. With over 37903 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with over $79,515,749 in used vehicle loans and $22,750,367 in new vehicle loans already helping members get on the road. If you're considering purchasing a new car, our competitive rates may be just what you need. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $109,158,531, making buying or refinancing simple. We know that owning a home is a big step, and we're here to guide you through it. For those managing day-to-day expenses or planning special purchases, we also provide flexible terms on unsecured credit card loans. With a total of $18,904,339 in unsecured credit card loans available, you can manage your finances more effectively without breaking the bank. If you're a business owner looking for growth opportunities, our outstanding commercial loans totaling $163,653,342 can provide the capital needed to expand your operations. We are committed to supporting local businesses and helping them thrive. At Collins Community, we also offer refinancing options to help you lower your monthly payments or consolidate debt. If you're interested in exploring eligibility options for any of our loan products, don't hesitate to reach out. For more information or to apply for a loan today, visit us at Collins Community or call us at 319-393-9000. Our branch is located at 1005 Blairs Ferry Rd Ne Cedar Rapids IA 52402, and we're ready to assist you during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution tailored just for you!

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COLLINS COMMUNITY CREDIT UNION - Cedar Rapids, IA

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