Aim Credit Union Cedar Rapids IA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Aim Credit Union, your trusted financial partner located at 1305 1St Ave Se, Cedar Rapids, IA 52402. Since our establishment in 1933, we have proudly served our community with dedication and care, growing to a membership of over 14,225 individuals. We understand that every member's financial journey is unique, and we're here to support you every step of the way. At Aim Credit Union, we're more than just a place to bank; we are a community-focused institution committed to providing personalized service and innovative solutions. With total assets exceeding $185 million and total deposits amounting to $8,964,780, we ensure that your money is not only safe but also working hard for you. Our experienced team of 26 employees is led by CEO Michael Moroney and Board President John Schumacher, who are dedicated to fostering relationships built on trust and transparency. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1305 1st Avenue SE, Cedar Rapids, IA 52402-5009. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, as well as business banking solutions. We invite you to explore the many ways we can assist you in achieving your financial goals. Whether you're looking for a loan or simply need guidance on managing your finances, Aim Credit Union is here for you. Don't hesitate to reach out at (319) 298-4992 or visit us online at aimcreditunion.com to learn more about how we can help you succeed. Your journey starts with us!

Branch History & Mission

At Aim Credit Union, we take pride in our rich legacy and commitment to serving the Cedar Rapids community. Established in 1933, our branch has been a cornerstone of financial support for nearly nine decades. Located at 1305 1st Ave SE, Cedar Rapids, IA 52402, we are easily accessible for all your banking needs. Our mission is clear: to empower our members by providing exceptional financial services while fostering community growth. Over the years, Aim Credit Union has evolved significantly. From humble beginnings, we've grown into a trusted institution with over 14,225 members and total assets of $185,982,998. This growth reflects not only our dedication to superior service but also our ongoing commitment to adapt to the changing needs of our members. We've continuously embraced advancements in technology, ensuring that our services are both efficient and user-friendly. Whether through online banking or mobile payments, we strive to meet our members where they are. Our mission goes beyond just banking; it's about building relationships and supporting our community. We believe that everyone deserves access to quality financial products and education. Through partnerships with local organizations and community outreach initiatives, we actively contribute to the well-being of Cedar Rapids and its residents. While members can visit us at 1305 1st Ave SE, official correspondence should be sent to 1305 1st Avenue SE, Cedar Rapids, IA 52402-5009 if needed. Our doors are open Monday through Friday from 8 AM to 5:30 PM and on Saturday from 8 AM to 12:30 PM, providing ample opportunity for you to connect with us. Aim Credit Union features an accessible ATM and drive-thru banking options for your convenience. We're dedicated to making banking as straightforward as possible while being ADA compliant, ensuring all individuals can access our services without barriers. Join us at Aim Credit Union and experience firsthand how we blend traditional values with modern banking solutions. Become part of a community-focused organization where your financial health is our priority. Together, let's build a brighter future! For more information or to become a member today, call us at 319-298-4992 or visit our website at aimcreditunion.com.

Branch Location & Accessibility

Finding Us

When visiting us, you'll find ample parking right outside our doors, making it easy for you to pop in. We take pride in ensuring that our branch is accessible to all members, with features like ADA-compliant ramps for those who may need them. If you prefer a little extra convenience, we also offer drive-thru banking services for quick deposits and withdrawals without leaving your vehicle.

Get in Touch!

If you have any questions or would like to learn more about what we offer, don't hesitate to give us a call at 319-298-4992. We're here to help! Come visit us at Aim Credit Union we look forward to welcoming you into our family of satisfied members!

Operating Hours

Our doors are open from 8 AM to 5:30 PM, Monday through Friday, and we welcome you on Saturdays from 8 AM to 12:30 PM. This flexibility means you can stop by during your lunch break or swing by after work whenever it's best for you!

Services Tailored for You

At Aim Credit Union, we're dedicated to providing a range of financial services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions that fit your needs. Plus, with our ATM available on-site and mobile banking options at your fingertips, managing your finances has never been easier.

Member Eligibility

At Aim, we believe that everyone deserves a supportive community to help them achieve their financial goals. Joining us is simple! If you live, work, or go to school in the Cedar Rapids area, you're likely eligible to become a member. We welcome individuals from all walks of life and are committed to providing personalized service that meets your unique needs. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines here. Becoming a member at Aim means gaining access to a range of financial products and services designed just for you. From checking accounts to auto loans and everything in between, we're here to support your journey. Ready to get started? Opening an account is easy! You can find all the details you need about the process here, or give us a call at (319) 298-4992 if you have any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to purchase new equipment, expand your workforce, or launch a marketing campaign. With our competitive loan products, you can access the funds you need to seize opportunities and overcome challenges.

Merchant Services

We offer merchant services that simplify payment processing for businesses of all sizes. Picture this: a busy Saturday morning at your café, and customers are lining up to pay. Our reliable payment solutions ensure smooth transactions, letting you focus on what matters most serving your customers and growing your business. Located at 1305 1St Ave Se Cedar Rapids Ia 52402 in Cedar Rapids, IA, we're here to help local businesses thrive. Reach out today at (319) 298-4992 to discover how our services can support your journey!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our business banking services include merchant services that simplify payment processing and business loans that can fuel growth or cover operational costs. We are committed to helping local businesses thrive.

Digital Banking Features

In today's fast-paced world, having convenient access to your accounts is crucial. Our robust online and mobile banking features allow you to check balances, pay bills, and transfer money from anywhere at any time. With options like person-to-person payments, managing your finances has never been more flexible. At Aim, we pride ourselves on being more than just a financial institution; we are a community partner invested in your success. If you're ready to experience personalized service combined with a comprehensive suite of financial products, give us a call at (319) 298-4992 or visit us today! Let us help you achieve your financial goals!

Easy Access to Funds

With an ATM available on-site, accessing your cash is quick and simple. You can also use our drive-thru service for basic transactions like deposits and withdrawals perfect for those busy days when time is tight.

Financing Options

When it comes to financing, we understand that life can throw unexpected expenses your way. Our auto loans and vehicle financing solutions ensure you can get on the road without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing options provide competitive rates and flexible terms designed to fit your budget. For those moments when you need extra cash, our personal loans and debt consolidation services can help streamline your payments and reduce stress. And let's not forget about our credit cards with rewards, which offer fantastic benefits for everyday purchases.

Personal Banking Solutions

Managing your money should be straightforward and stress-free. That's why we offer personal banking services such as checking and savings accounts that help you keep track of your finances. With easy access through our online and mobile banking platforms, monitoring your balance or transferring funds has never been easier.

Digital & Online Banking

Key Services Available

With 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever you need to. Our user-friendly interface ensures that even if you're not tech-savvy, navigating your finances is straightforward. Plus, with e-statements available, you'll receive your financial statements electronically, reducing paper clutter while keeping everything secure and organized. For those who prefer mobile solutions, our mobile application offers the same great features as online banking but in the palm of your hand. You can also make quick and easy mobile payments, giving you the flexibility to pay for items directly from your account without needing cash or cards.

Secure and Reliable Transactions

We prioritize your security. With electronic signature authorization in place, you can sign documents securely from anywhere without needing to visit a branch. This feature makes it faster and easier to complete transactions while ensuring that your information remains protected. Need to send money to friends or family? Our person-to-person transfer service lets you quickly send funds using just an email address or phone number no hassle involved! In summary, Aim is committed to providing accessible and user-friendly digital banking options that keep you in control of your finances. Embrace the ease of modern banking today!

Financial Strength

Commitment to Service Excellence

Our $1,040,903 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our community is evident with a total of 27,268 share accounts held by trusted members like you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aim is your trusted partner. Visit us at 1305 1St Ave Se Cedar Rapids Ia 52402 or call (319) 298-4992 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $10,699,410 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide financing is reflected in our $1,919 in used auto loans and $122,426,866 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $42,367,184 in share certificates and $13,297,450 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Position

With a net worth of $23,804,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,278 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,329,006 in used vehicle loans and $7,478,385 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget and needs.

Credit Lines

For those needing extra flexibility in their finances, our credit lines totaling $37,377,542 give you access to funds when you need them most. It's perfect for unexpected expenses or planned purchases without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,804,347, make buying or refinancing simple. We help you navigate the process smoothly so you can focus on making your house a home.

Refinancing Options

If you're looking for better rates or terms on existing loans, we also offer refinancing options that could save you money over time. Our team can guide you through eligibility requirements and help you find the best solution for your situation. Feel free to reach out to us at 319-298-4992 for any questions or more information about our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how we can support your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,888,746 in loans helping members manage their finances effectively. These cards come with great rewards and benefits tailored to suit your lifestyle.

Loan Aggregator

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Call to Action

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Ensuring Accurate Comparisons

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AIM CREDIT UNION - Cedar Rapids, IA