Personal Loans in Cedar Rapids, IA 52402 — 7 Local Lenders

Looking to borrow money in Cedar Rapids, IA? Compare personal loan offers from trusted local lenders to find flexible terms and fast approvals that fit your needs. Whether it’s for an emergency or a big purchase, you’re just a few clicks away from the right loan.

Local credit unions and banks in Cedar Rapids understand your unique situation and offer personalized service with competitive rates. Start comparing today to secure a loan that helps you move forward with confidence and peace of mind.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

8.99 %

8.99 - 11.99 %

1 - 5 Yrs

8.99 - 14.69 %

2 - 5 Yrs

9.49 - 12.99 %

2 - 7 Yrs

$50,000

9.49 - 17.5 %

2 Yrs

9.99 - 13.99 %

11.24 - 12.24 %

1 - 6 Yrs

11.75 - 13.25 %

1 - 8 Yrs

11.99 %

5 Yrs

12.49 - 16.49 %

1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Centris's personal loans (unsecured) with an APR of 11.24% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported in the recent period for this loan type. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Cedar Rapids, IA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
GREENSTATE CREDIT UNION	1400 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402	⏰ 8:30am - 5:30pm M-F 📞 8003973790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $10,659,297,817 Deposits: $961,767,748 Net Worth: $1,003,326,071 Employees: 902 Members: 455,892
COLLINS COMMUNITY CREDIT UNION	1005 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402	⏰ Monday - Thursdays 9:00 a.m. - 5:00 p.m.Drive Up Opens at 8:30 a.m.Friday 9:00 a.m. - 5:30 p.m.Drive Up Opens at 8:30 a.m.Saturday 9:00 - 12:00 a.m. 📞 3193939000 📠 3193783399	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,656,072,849 Deposits: $92,763,611 Net Worth: $127,139,525 Employees: 203 Members: 82,221
COLLINS COMMUNITY CREDIT UNION	1800 1ST AVE NE CEDAR RAPIDS IA 52402	⏰ Monday - Thursdays 9:00 a.m. - 5:00 p.m.Drive Up Opens at 8:30 a.m.Friday 9:00 a.m. - 5:30 p.m.Drive Up Opens at 8:30 a.m.Saturday 9:00 - 12:00 a.m. 📞 3193939000 📠 3193783399	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,656,072,849 Deposits: $92,763,611 Net Worth: $127,139,525 Employees: 203 Members: 82,221
CORDA CREDIT UNION	3015 BLAIRS FERRY RD NE CEDAR RAPIDS IA 52402	⏰ 8:30am-5:30pm - Mon, Tue, Wed, Fri 10:30am-5:30pm - Thursday 9:00am-12:00pm - Saturday 📞 3193780101 📠 3192942545	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $692,228,797 Deposits: $23,394,342 Net Worth: $71,299,717 Employees: 100 Members: 25,842
VERIDIAN CREDIT UNION	5805 ROCKWELL DR NE CEDAR RAPIDS IA 52402	⏰ Office M-Th 8:30am - 5:00pm Fri 8:30am - 6:00pm Sat 8:30am - Noon Drive up M-F 7:00am - 5:30pm 📞 3192365600 📠 3192365668	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $7,719,183,098 Deposits: $396,228,784 Net Worth: $865,903,737 Employees: 1033 Members: 354,920
AIM CREDIT UNION	1305 1ST AVE SE CEDAR RAPIDS IA 52402	⏰ 8 - 5:30 M-F 8 - 12:30 S 📞 3192984992 📠 5635853738	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $185,982,998 Deposits: $8,964,780 Net Worth: $23,804,214 Employees: 26 Members: 14,225
QUAKER OATS CREDIT UNION	3535 CENTER POINT RD NE CEDAR RAPIDS IA 52402	⏰ M-THUR 8-4:30FRIDAY 8-5 📞 3193957060 📠 3193957135	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $12,322,850 Deposits: $2,498,454 Net Worth: $1,975,128 Employees: 4 Members: 1,361
COMMUNITY 1ST CREDIT UNION	1030 SIERRA DR NE CEDAR RAPIDS IA 52402	⏰ Monday thru Friday 8:30 am to 5:00 pm Drive Thru 7:30 am to 5:30 pm Saturday 8:30 am to 12:00 pm Drive Thru 7:30 am to 12:00 pm 📞 3193639689 📠 6416836301	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,063,891,298 Deposits: $82,858,515 Net Worth: $110,494,456 Employees: 309.0 Members: 72,173

🏘️ All the Lenders Available in Linn County, IA

✅FIRST 24673 CREDIT UNION

✅GREENSTATE CREDIT UNION

✅COLLINS COMMUNITY CREDIT UNION

✅CORDA CREDIT UNION

✅DUPACO COMMUNITY CREDIT UNION

✅VERIDIAN CREDIT UNION

✅AIM CREDIT UNION

✅QUAKER OATS CREDIT UNION

✅COMMUNITY 1ST 68510 CREDIT UNION

✅METCO CREDIT UNION

✅CITY COUNTY CREDIT UNION

✅ST LUDMILA S CREDIT UNION

✅TEAMSTERS LOCAL 238 CREDIT UNION

Compare other loan types in Cedar Rapids, IA

Why compare Personal Loans in Cedar Rapids, IA on LendMesh

If you’re looking to borrow money in Cedar Rapids, IA, take your time comparing lenders on LendMesh to uncover better deals and more affordable options. Exploring multiple offers helps you find the right fit for your financial needs without rushing into a decision. With LendMesh, you can confidently navigate your loan options and choose the terms that work best for you.

Consider subscribing to LendMesh’s personalized alert service to stay informed about loan rates tailored to your goals. Just set your target rate, whether it’s 4% or 5%, and receive timely notifications when offers match your criteria. You’ll also get expert insights, the latest rate trends, and curated loan deals delivered weekly or monthly, helping borrowers in Cedar Rapids stay ahead and never miss a great opportunity.

Customers are also interested in: